Senior benefits in Mackinac County, Michigan
Seniors living in Mackinac County, Michigan have access to a wide range of benefit programs that can help with everyday needs. The U.P. Area Agency on Aging serves as a key local starting point, connecting older adults to Older Americans Act Services covering meals, in-home help, and more. Locally, Mackinac County Transportation's Dial-A-Ride can help you get to appointments, while Mackinac Straits Health System Charity Care may reduce medical costs for those who qualify. The Chippewa-Luce-Mackinac Community Action Agency offers energy assistance, and the U.P. Food as Medicine program provides farm market vouchers to support healthy eating. State programs available here include the Michigan Home Heating Credit, MI Choice Waiver Program, MMAP Medicare counseling, and Michigan Caregiver Support, among others. Federal programs also apply across many areas, from health coverage to food and veterans' benefits. Each program listing on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.
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Local programs
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Michigan programs
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Federal programs
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Categories
Last verified · September 26, 2026
Local starting point
U.P. Area Agency on Aging (UPCAP Services, Inc.)
1-800-338-7227
See which of these Mackinac County programs you may qualify for.
Find my benefitsHelping others? Print the Mackinac County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Mackinac County
Run by the county, its Area Agency on Aging, or another agency serving Mackinac County. Start here.
Elder Services in Mackinac County
Programs here are typically worth $1,500–$6,000 a year to an eligible household.
U.P. Area Agency on Aging — Older Americans Act Services (Mackinac County)
CountyUPCAP Services runs the U.P. Area Agency on Aging (Region 11), the Area Agency on Aging for Mackinac County and all 15 Upper Peninsula counties. Help includes home-delivered and congregate meals, in-home and personal care, caregiver support, Medicare/Medicaid counseling (MMAP), long-term care options counseling, and help applying for the MI Choice waiver. Older adults age 60 and over, and adults with disabilities, can call the U.P. Senior Helpline at 1-800-338-7227 to ask what help is available.
$1,500–$6,000/yr
Energy Assistance in Mackinac County
Programs here are typically worth $200–$1,500 a year to an eligible household.
Chippewa-Luce-Mackinac Community Action Energy Assistance — Mackinac County
CountyThe Chippewa-Luce-Mackinac Community Action Agency is the Community Action Agency for the Eastern Upper Peninsula and helps low-income Mackinac County households with heating and electric bills, emergency utility shutoff help, deliverable fuels, and weatherization. Apply for state energy help (Home Heating Credit / State Emergency Relief) through MI Bridges, dial 211 for local referrals, or call the agency at 906-632-3363.
$200–$1,500/yr
Healthcare in Mackinac County
Mackinac Straits Health System Charity Care (Mackinac County)
CountyMackinac Straits Health System in St. Ignace serves Mackinac County and offers charity care / financial assistance to patients who need medical treatment. Households with income below 300% of the federal poverty level may qualify for free or reduced-cost care, and uninsured patients who do not qualify still receive a 30% discount on gross charges. Call the MSHS Billing Office at 906-643-1185 to apply.
In this county: Financial assistance is for households with income below 300% of the federal poverty level. Uninsured patients who do not qualify receive a 30% discount on gross charges. The hospital makes the final determination. Not legal or financial advice.
Nutrition in Mackinac County
Programs here are typically worth $300–$300 a year to an eligible household.
U.P. Food as Medicine (Prescription for Health) — Farm Market Vouchers (Mackinac County)
CountyU.P. Food as Medicine gives Mackinac County adults who are at risk for or living with a chronic health condition vouchers to buy fresh fruits and vegetables at participating Upper Peninsula farm markets. Each voucher is worth $5, and participants get $15 a week during the 20-week market season — about $300 a season, mailed monthly. A doctor or clinic in the program's partner network sends the referral; a call specialist then completes enrollment. Ask your health-care provider for a referral, or dial 2-1-1.
$300/yr
Transportation in Mackinac County
Programs here are typically worth $200–$1,200 a year to an eligible household.
Mackinac County Transportation — Dial-A-Ride (Mackinac County)
CountyMackinac County Transportation runs a demand-response dial-a-ride car service across Mackinac County for rides to medical appointments, errands, and community life. Dispatch is at the Chippewa-Luce-Mackinac Community Action building in St. Ignace. Seniors and riders with disabilities can use the service; call dispatch at 906-643-6746, 8:00 a.m. to 4:00 p.m. weekdays, to schedule a ride.
$200–$1,200/yr
In this county: Demand-response service is open to county residents; seniors and people with disabilities are primary riders. Confirm the qualifying senior age and fares with dispatch. No weekend, holiday, or inclement-weather service. Not legal or financial advice.
Local agencies serving Mackinac County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Chippewa-Luce-Mackinac Community Action Agency (CLMCAA)
Runs: Chippewa-Luce-Mackinac Community Action Energy Assistance
Mackinac Straits Health System (MSHS)
Mackinac County Transportation (MCT)
U.P. Area Agency on Aging (UPCAP Services, Inc.)
UPCAP Services (Upper Peninsula Commission for Area Progress)
Michigan and federal programs
Open to eligible households in Mackinac County and across the rest of Michigan. Full details are on the Michigan benefits page.
Caregiver Support
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Energy Assistance
- Michigan Home Heating CreditState$100–$600/yrOfficial source →
- State Emergency Relief — Energy & Heat (LIHEAP) + MEAPState$175–$1,200/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Health Coverage
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- MMAP — Michigan's State Health Insurance Assistance Program (Medicare Counseling)StateOfficial source →
Home Care
- Home Help Program (Medicaid Personal Care)State$3,000–$20,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrOfficial source →
- MI Choice Waiver Program (Home & Community-Based Services)State$10,000–$60,000/yrOfficial source →
- PACE — Program of All-Inclusive Care for the Elderly (Michigan)State$10,000–$80,000/yrOfficial source →
- Michigan Veteran Homes (State Long-Term Care)StateOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
- Medicare Savings Program (Michigan) — QMB / SLMB / QIState$2,100–$8,000/yrOfficial source →
Nutrition
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Michigan Free Hunting and Fishing Licenses for 100% Disabled VeteransStateOfficial source →
- Michigan Veterans Affairs Agency Claims Assistance (Free VA Claims Help)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- Michigan Disabled Veterans Property Tax Exemption (Full Homestead Exemption)State$2,000–$5,200/yrOfficial source →
- Michigan Homestead Property Tax CreditState$100–$1,900/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
