Senior benefits in Mackinac County, Michigan

Seniors living in Mackinac County, Michigan have access to a wide range of benefit programs that can help with everyday needs. The U.P. Area Agency on Aging serves as a key local starting point, connecting older adults to Older Americans Act Services covering meals, in-home help, and more. Locally, Mackinac County Transportation's Dial-A-Ride can help you get to appointments, while Mackinac Straits Health System Charity Care may reduce medical costs for those who qualify. The Chippewa-Luce-Mackinac Community Action Agency offers energy assistance, and the U.P. Food as Medicine program provides farm market vouchers to support healthy eating. State programs available here include the Michigan Home Heating Credit, MI Choice Waiver Program, MMAP Medicare counseling, and Michigan Caregiver Support, among others. Federal programs also apply across many areas, from health coverage to food and veterans' benefits. Each program listing on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.

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Local programs

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Michigan programs

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Federal programs

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Categories

Last verified · October 12, 2026

Local starting point

U.P. Area Agency on Aging (UPCAP Services, Inc.)

1-800-338-7227

See which of these Mackinac County programs you may qualify for.

Discover my benefits

Helping others? Print the Mackinac County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in Mackinac County

Run by the county, its Area Agency on Aging, or another agency serving Mackinac County. Start here.

Elder Services in Mackinac County

Programs here typically provide services worth $1,500–$6,000 a year to an eligible household.

U.P. Area Agency on Aging — Older Americans Act Services (Mackinac County)

County · Michigan

UPCAP Services runs the U.P. Area Agency on Aging (Region 11), the Area Agency on Aging for Mackinac County and all 15 Upper Peninsula counties. Help includes home-delivered and congregate meals, in-home and personal care, caregiver support, Medicare/Medicaid counseling (MMAP), long-term care options counseling, and help applying for the MI Choice waiver. Older adults age 60 and over, and adults with disabilities, can call the U.P. Senior Helpline at 1-800-338-7227 to ask what help is available.

Estimated service value: $1,500–$6,000 a year

How to apply →Official source →1-800-338-7227Last verified · September 22, 2026

Energy Assistance in Mackinac County

Programs here typically lower an eligible household's bills by $200–$1,500 a year.

Chippewa-Luce-Mackinac Community Action Energy Assistance — Mackinac County

County · Michigan

The Chippewa-Luce-Mackinac Community Action Agency is the Community Action Agency for the Eastern Upper Peninsula and helps low-income Mackinac County households with heating and electric bills, emergency utility shutoff help, deliverable fuels, and weatherization. Apply for state energy help (Home Heating Credit / State Emergency Relief) through MI Bridges, dial 211 for local referrals, or call the agency at 906-632-3363.

Estimated bill savings: $200–$1,500 a year

How to apply →Official source →906-632-3363Last verified · October 5, 2026

Healthcare in Mackinac County

Mackinac Straits Health System Charity Care (Mackinac County)

County · Michigan

Mackinac Straits Health System in St. Ignace serves Mackinac County and offers charity care / financial assistance to patients who need medical treatment. Households with income below 300% of the federal poverty level may qualify for free or reduced-cost care, and uninsured patients who do not qualify still receive a 30% discount on gross charges. Call the MSHS Billing Office at 906-643-1185 to apply.

Estimated bill savings: about $0 a year

In this county: Financial assistance is for households with income below 300% of the federal poverty level. Uninsured patients who do not qualify receive a 30% discount on gross charges. The hospital makes the final determination. Not legal or financial advice.

How to apply →Official source →906-643-1185Last verified · October 6, 2026

Nutrition in Mackinac County

Programs here typically provide services worth $300–$300 a year to an eligible household.

U.P. Food as Medicine (Prescription for Health) — Farm Market Vouchers (Mackinac County)

County · Michigan

U.P. Food as Medicine gives Mackinac County adults who are at risk for or living with a chronic health condition vouchers to buy fresh fruits and vegetables at participating Upper Peninsula farm markets. Each voucher is worth $5, and participants get $15 a week during the 20-week market season — about $300 a season, mailed monthly. A doctor or clinic in the program's partner network sends the referral; a call specialist then completes enrollment. Ask your health-care provider for a referral, or dial 2-1-1.

Estimated service value: about $300 a year

How to apply →Official source →211Last verified · October 12, 2026

Transportation in Mackinac County

Programs here typically provide services worth $200–$1,200 a year to an eligible household.

Mackinac County Transportation — Dial-A-Ride (Mackinac County)

County · Michigan

Mackinac County Transportation, run by the Chippewa-Luce-Mackinac Community Action Agency, is a door-to-door dial-a-ride service within Mackinac County, mainly St. Ignace and the nearby area, for rides to medical appointments, errands, and community life. It is open to the general public. Seniors 60 and older and riders with disabilities pay $2.00 a ride instead of $4.00. Call Mackinac County dispatch at 906-643-8595 to schedule a ride; if you live in another town in the county, call as far ahead as you can.

Estimated service value: $200–$1,200 a year

In this county: The service is open to the general public; the age and disability rules here only decide who gets the $2.00 reduced fare. Trips stay within Mackinac County. Not legal or financial advice.

How to apply →Official source →906-643-8595Last verified · October 11, 2026

Local agencies serving Mackinac County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

Michigan and federal programs

Open to eligible households in Mackinac County and across the rest of Michigan. Full details are on the Michigan benefits page.

Money & income3 programs

Cash paid to you, and emergency help when money runs short.

Health & Medicare costs9 programs

Medicaid, Medicare savings, and help with drug and doctor bills.

Food6 programs

SNAP (food stamps), meals, and farmers market coupons.

Home, bills & taxes9 programs

Help with heating and electric bills, rent, property taxes, and home repairs.

Care at home & long-term care7 programs

Help staying in your home, nursing home alternatives, and support for family caregivers.

Help, advice & legal5 programs

Free counseling, legal help, rides, and other senior services.

Veterans3 programs

Benefits for veterans and their surviving spouses.

Nearby counties

Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All Michigan counties

Not legal or financial advice. The agency makes the final eligibility decision.