Senior benefits in Macomb County, Michigan
Seniors aged 65 and older in Macomb County, Michigan have access to a wide range of benefit programs that can help with everyday needs. AgeWays Nonprofit Senior Services, the local Area Agency on Aging, is a strong starting point for finding help in this county. Through AgeWays, residents may qualify for Older Americans Act Services, the Community Living Program for free in-home support, free Trualta Caregiver Training, and Veteran Directed Care for eligible veterans. Macomb Community Action offers Home Heating and Energy Assistance for those struggling with utility costs, and SMART provides reduced-fare transit for older adults. McLaren Macomb has a financial assistance program for qualifying patients. State programs such as MI Choice Waiver, MMAP Medicare counseling, and the Michigan Home Heating Credit may also apply, along with dozens of federal programs covering health, food, and income support. This page lists each program with its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.
9
Local programs
17
Michigan programs
25
Federal programs
19
Categories
Last verified · October 12, 2026
Local starting point
AgeWays Nonprofit Senior Services (Area Agency on Aging 1-B)
1-800-852-7795
See which of these Macomb County programs you may qualify for.
Discover my benefitsHelping others? Print the Macomb County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Macomb County
Run by the county, its Area Agency on Aging, or another agency serving Macomb County. Start here.
Caregiver Support in Macomb County
Free Trualta Caregiver Training Subscription (Macomb County)
County · MichiganIf you are looking after an older adult, AgeWays gives you a free subscription to Trualta, an online training and support service you would otherwise pay for. You get expert guidance on things like preventing falls and handling difficult behaviour, training matched to your own situation, peer support groups, webinars and a community chat. You can watch videos, read articles or join live sessions whenever it suits you. Register through AgeWays or call them to set it up.
In this county: This is for the family caregiver, not the older adult — so it can help an adult child or spouse doing the caring. AgeWays offers it to caregivers in Livingston, Macomb, Monroe, Oakland, St. Clair and Washtenaw counties. The FAQ says caregivers living in the region, or caring for someone 60 or older who lives there, qualify. No income test is published.
Elder Services in Macomb County
Programs here typically provide services worth $1,500–$6,000 a year to an eligible household.
AgeWays Nonprofit Senior Services (Area Agency on Aging 1-B) — Older Americans Act Services (Macomb County)
County · MichiganAgeWays Nonprofit Senior Services (Area Agency on Aging 1-B) serves older adults in Macomb County. Services include home-delivered and congregate meals, in-home support and family respite, caregiver support, Medicare/Medicaid counseling (MMAP), long-term care options counseling, and help applying for the MI Choice waiver. Older adults age 60 and over, and adults with disabilities, can call 1-800-852-7795 to ask what help is available.
Estimated service value: $1,500–$6,000 a year
Energy Assistance in Macomb County
Programs here typically lower an eligible household's bills by $200–$1,500 a year.
Home Heating & Energy Assistance — Macomb Community Action (Macomb County)
County · MichiganMacomb Community Action, the Community Action Agency for Macomb County, helps income-eligible households with electric, natural gas, and deliverable-fuel bills, shutoff protection, and weatherization. Apply for state energy help through MI Bridges, dial 211 for local referrals, or call the MCA Community Action Centers at 586-469-6999.
Estimated bill savings: $200–$1,500 a year
In this county: Energy assistance is income-based and subject to available funds. State help (LIHEAP/Michigan Energy Assistance Program/State Emergency Relief) is applied for through MI Bridges. The agency makes the final determination. Not legal or financial advice.
Healthcare in Macomb County
McLaren Financial Assistance — McLaren Macomb (Macomb County)
County · MichiganMcLaren Macomb in Mount Clemens offers financial assistance for emergency, catastrophic, and medically necessary care. Discounts are based on the federal poverty guidelines, with eligibility extending up to 400% of the federal poverty level depending on family size and income. Ask a financial counselor or call 586-710-8300 to apply.
Estimated bill savings: about $0 a year
Home Care in Macomb County
Community Living Program — Free In-Home Support (Macomb County)
County · MichiganThe Community Living Program helps older adults stay safely at home, at no cost. A care team works out a plan with you and anyone helping look after you. Services can include in-home support such as medication reminders, short-term family respite so your caregiver can rest, help identifying assistive devices, light housekeeping, simple meal preparation, and help with shopping and errands. State and federal money pays for it. Voluntary contributions are welcome but never required, and refusing to contribute does not affect the care you get.
In this county: Available to eligible residents of Livingston, Macomb, Monroe, Oakland, St. Clair and Washtenaw counties. There is no cost and contributions are never required, but the services you receive depend on the care plan AgeWays agrees with you and on available funding — this is not an entitlement.
Veteran Directed Care (VDC) — Macomb County
County · MichiganIn-home services for veterans using a self-directed model: the veteran has a say in who provides the care and how it is delivered. Standard supports can include a care assessment, ongoing case management, help with personal care and homemaking, a personal emergency response system, transportation, and fiscal-intermediary services that handle paying the workers. AgeWays receives referrals from the Detroit and Ann Arbor VA Medical Centers; veterans interested in VDC should ask their VA care team for a referral. AgeWays: (800) 852-7795.
Transportation in Macomb County
Programs here typically provide services worth $200–$1,200 a year to an eligible household.
Macomb Community Action Transportation Program — Medical Rides (Macomb County)
County · MichiganMacomb Community Action gives rides to medical appointments and some other places for Macomb County residents with low income. You must meet Community Services Block Grant income guidelines, have a medical need, fill out an application, and not live with someone who owns and drives a car. Some vans have wheelchair lifts. Book rides Monday to Friday, 8:30 a.m. to 4 p.m., at least one week ahead (two weeks is better). Rides run 6 a.m. to 4 p.m., mostly within Macomb County. Call 586-469-5225.
In this county: Income must meet Community Services Block Grant guidelines, and no one in your home can own and drive a car. A caregiver must help any rider who cannot get to the curb alone. Book at least one week ahead; cancel 24 hours ahead.
SMART — Reduced Fare for Older Adults and Riders with Disabilities (Macomb County)
County · MichiganSMART runs fixed-route buses and the curb-to-curb SMART Connector across Macomb County. Riders age 65 and over, people with disabilities, and Medicare card holders qualify for reduced fares with a SMART Reduced Fare ID. Apply for the ID and plan a trip by calling SMART at 1-866-962-5515.
Estimated service value: $200–$1,200 a year
Utility Assistance in Macomb County
Water Residential Assistance Program (WRAP) — Macomb County
County · MichiganWRAP helps low-income households pay water bills, including past-due bills. It can also offer water-saving help and minor home plumbing repairs. Household income must be below 200% of the federal poverty level, the household must have some income, and you must be the person responsible for the water bill. You must live in a WRAP community, such as Warren, Sterling Heights, Clinton Township, Shelby Township, Macomb Township, St. Clair Shores, Roseville or Eastpointe. Once in WRAP, you must keep your water bill current. Call Macomb Community Action at 586-469-6464 or walk in at 21885 Dunham Road, Suite 8, Clinton Township.
In this county: Only for homes in a WRAP community, and help depends on the plan Macomb Community Action builds with you. The household must have some income and must stay current on the water bill once enrolled. Other Macomb communities may get water help through other programs — call 586-469-6464.
Local agencies serving Macomb County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
AgeWays Nonprofit Senior Services (Area Agency on Aging 1-B)
Runs: AgeWays Nonprofit Senior Services (Area Agency on Aging 1-B), Free Trualta Caregiver Training Subscription, Community Living Program
Macomb Community Action (Macomb County)
Runs: Macomb Community Action Transportation Program, Water Residential Assistance Program (WRAP)
Suburban Mobility Authority for Regional Transportation (SMART)
Runs: SMART
AgeWays Nonprofit Senior Services (Area Agency on Aging 1-B, Southfield), a VDC contractor for the Detroit and Ann Arbor VA Medical Centers
Michigan and federal programs
Open to eligible households in Macomb County and across the rest of Michigan. Full details are on the Michigan benefits page.
Money & income3 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Program (Michigan) — QMB / SLMB / QI
- Michigan Medicaid — Aged, Blind & Disabled (AD-Care)
- MI Coordinated Health (Medicare-Medicaid Integrated Plan, formerly MI Health Link)
- MMAP — Michigan's State Health Insurance Assistance Program (Medicare Counseling)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
- Senior Project FRESH / Market FRESH (Senior Farmers' Market Nutrition Program)
- Commodity Supplemental Food Program (CSFP) Senior Food Box
- Congregate Meals at Senior Centers
- Home-Delivered Meals (Meals on Wheels)
- Senior Farmers' Market Nutrition Program (SFMNP)
- SNAP (Supplemental Nutrition Assistance Program) for Seniors
Home, bills & taxes9 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Michigan Home Heating Credit
- State Emergency Relief — Energy & Heat (LIHEAP) + MEAP
- Michigan Disabled Veterans Property Tax Exemption (Full Homestead Exemption)
- Michigan Homestead Property Tax Credit
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care7 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Home Help Program (Medicaid Personal Care)
- MI Choice Waiver Program (Home & Community-Based Services)
- PACE — Program of All-Inclusive Care for the Elderly (Michigan)
- Michigan Veteran Homes (State Long-Term Care)
- Michigan Caregiver Support (Family Caregiver Services)
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal5 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
