Senior benefits in St. Clair County, Michigan

Seniors aged 65 and older in St. Clair County, Michigan have access to a wide range of benefit programs that can help with everyday needs, medical costs, home care, and more. A strong local starting point is AgeWays Nonprofit Senior Services (Area Agency on Aging 1-B), which coordinates services in this county including Older Americans Act Services, the Community Living Program for free in-home support, and the Veteran Directed Care program for eligible veterans. Family caregivers can also access a Free Trualta Caregiver Training Subscription through AgeWays. Other local resources include Home Heating and Energy Assistance through Blue Water Community Action and reduced-fare rides through Blue Water Area Transit. At the state level, programs like MI Choice Waiver, MMAP Medicare counseling, and Michigan Caregiver Support may also apply. Federal programs add another layer of potential help. Every listing on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.

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Local programs

17

Michigan programs

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Federal programs

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Categories

Last verified · September 26, 2026

Local starting point

AgeWays Nonprofit Senior Services (Area Agency on Aging 1-B)

1-800-852-7795

See which of these St. Clair County programs you may qualify for.

Find my benefits

Helping others? Print the St. Clair County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in St. Clair County

Run by the county, its Area Agency on Aging, or another agency serving St. Clair County. Start here.

Caregiver Support in St. Clair County

Free Trualta Caregiver Training Subscription (St. Clair County)

County

If you are looking after an older adult, AgeWays gives you a free subscription to Trualta, an online training and support service you would otherwise pay for. You get expert guidance on things like preventing falls and handling difficult behaviour, training matched to your own situation, peer support groups, webinars and a community chat. You can watch videos, read articles or join live sessions whenever it suits you. Register through AgeWays or call them to set it up.

In this county: This is for the family caregiver, not the older adult — so it can help an adult child or spouse doing the caring. AgeWays offers it to caregivers in Livingston, Macomb, Monroe, Oakland, St. Clair and Washtenaw counties. The FAQ says caregivers living in the region, or caring for someone 60 or older who lives there, qualify. No income test is published.

How to apply →Official source →1-833-262-2200 or 1-800-852-7795Last verified · September 25, 2026

Elder Services in St. Clair County

Programs here are typically worth $1,500–$6,000 a year to an eligible household.

AgeWays Nonprofit Senior Services (Area Agency on Aging 1-B) — Older Americans Act Services (St. Clair County)

County

AgeWays Nonprofit Senior Services (Area Agency on Aging 1-B) serves older adults in St. Clair County. Services include home-delivered and congregate meals, in-home and personal care, caregiver support, Medicare/Medicaid counseling (MMAP), long-term care options counseling, and help applying for the MI Choice waiver. Older adults age 60 and over, and adults with disabilities, can call 1-800-852-7795 to ask what help is available.

$1,500–$6,000/yr

How to apply →Official source →1-800-852-7795Last verified · September 22, 2026

Energy Assistance in St. Clair County

Programs here are typically worth $200–$1,500 a year to an eligible household.

Home Heating & Energy Assistance — Blue Water Community Action (St. Clair County)

County

Blue Water Community Action, the Community Action Agency for St. Clair County, helps income-eligible households with heat, electricity, and water bills and shutoff protection. The first step is to apply for State Emergency Relief on MI Bridges; BWCA navigators can help. Apply through MI Bridges, dial 211 for referrals, or call BWCA at 810-982-8541.

$200–$1,500/yr

How to apply →Official source →810-982-8541Last verified · September 18, 2026

Healthcare in St. Clair County

McLaren Financial Assistance — McLaren Port Huron (St. Clair County)

County

McLaren Port Huron offers financial assistance for emergency, catastrophic, and medically necessary care in St. Clair County. Discounts are based on the federal poverty guidelines, with eligibility extending up to 400% of the federal poverty level depending on family size and income. Ask a financial counselor or call 1-844-321-1557 to apply.

How to apply →Official source →1-844-321-1557Last verified · September 25, 2026

Home Care in St. Clair County

Community Living Program — Free In-Home Support (St. Clair County)

County

The Community Living Program helps older adults stay safely at home, at no cost. A care team works out a plan with you and anyone helping look after you. Services can include in-home support such as medication reminders, short-term family respite so your caregiver can rest, help identifying assistive devices, light housekeeping, simple meal preparation, and help with shopping and errands. State and federal money pays for it. Voluntary contributions are welcome but never required, and refusing to contribute does not affect the care you get.

In this county: Available to eligible residents of Livingston, Macomb, Monroe, Oakland, St. Clair and Washtenaw counties. There is no cost and contributions are never required, but the services you receive depend on the care plan AgeWays agrees with you and on available funding — this is not an entitlement.

How to apply →Official source →1-800-852-7795Last verified · September 26, 2026

Veteran Directed Care (VDC) — St. Clair County

County

In-home services for veterans using a self-directed model: the veteran has a say in who provides the care and how it is delivered. Standard supports can include a care assessment, ongoing case management, help with personal care and homemaking, a personal emergency response system, transportation, and fiscal-intermediary services that handle paying the workers. AgeWays receives referrals from the Detroit and Ann Arbor VA Medical Centers; veterans interested in VDC should ask their VA care team for a referral. AgeWays: (800) 852-7795.

How to apply →Official source →1-800-852-7795Last verified · September 20, 2026

Transportation in St. Clair County

Programs here are typically worth $150–$900 a year to an eligible household.

Blue Water Area Transit — Reduced Fare for Older Adults and Riders with Disabilities (St. Clair County)

County

Blue Water Area Transit runs fixed-route buses and accessible ramp-equipped service across the St. Clair County region around Port Huron. Riders age 60 and over, Medicare card holders, and people with a disability or ADA card pay a reduced fare. Reserve an accessible ride or ask about fares by calling dispatch at 810-987-7373.

$150–$900/yr

In this county: Reduced fare requires proof of age, Medicare, or a disability/ADA card. Fares and service rules are set by the Blue Water Area Transportation Commission and can change. Not legal or financial advice.

How to apply →Official source →810-987-7373Last verified · September 19, 2026

Local agencies serving St. Clair County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

Michigan and federal programs

Open to eligible households in St. Clair County and across the rest of Michigan. Full details are on the Michigan benefits page.

Income Support

Utility Assistance

Veteran Benefits

Nearby counties

County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All Michigan counties

Not legal or financial advice. The agency makes the final eligibility decision.