Senior benefits in Carteret County, North Carolina
Seniors living in Carteret County, North Carolina, have access to a wide range of benefit programs that can help with health care, housing, energy costs, transportation, and more. The Eastern Carolina Area Agency on Aging Services is the local starting point for connecting older adults and family caregivers to many of these resources. Carteret Health Care Financial Assistance may help those who need support with hospital bills, while the Carteret County Area Transportation System (CCATS) offers rides for seniors and people with disabilities. If heating or cooling costs are a burden, Low Income Energy Assistance through Carteret County DSS may provide relief. State programs such as SHIIP Medicare Counseling, Project C.A.R.E., the NC Lifespan Respite Voucher, and several property tax relief options are also available here. Federal programs add even more layers of potential support. Each program listed on this page includes its official source and the date it was last verified. The administering agency always makes the final decision on eligibility.
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Local programs
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North Carolina programs
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Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
Eastern Carolina Council of Governments Area Agency on Aging (Region P), the designated Area Agency on Aging under the Older Americans Act for Carteret, Craven, Duplin, Greene, Jones, Lenoir, Onslow, Pamlico, and Wayne counties.
252-638-3185
See which of these Carteret County programs you may qualify for.
Discover my benefitsHelping others? Print the Carteret County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Carteret County
Run by the county, its Area Agency on Aging, or another agency serving Carteret County. Start here.
Elder Services in Carteret County
Programs here typically provide services worth $1,000–$6,000 a year to an eligible household.
Eastern Carolina Area Agency on Aging Services (Carteret County)
County · North CarolinaThe Eastern Carolina Council Area Agency on Aging serves older adults age 60 and older and their caregivers in Carteret County. Services include congregate and home-delivered meals, family caregiver support and respite, the Seniors' Health Insurance Information Program (SHIIP) for Medicare counseling, options counseling for long-term care, the long-term care ombudsman, and adult protective services coordination. Call the Area Agency on Aging to learn what is available locally.
Estimated service value: $1,000–$6,000 a year
Energy Assistance in Carteret County
Programs here typically lower an eligible household's bills by $300–$1,100 a year.
Low Income Energy Assistance (LIEAP) and Crisis Intervention (CIP) — Carteret County DSS
County · North CarolinaNorth Carolina's Low Income Energy Assistance Program (LIEAP) gives a one-time payment toward heating costs, and the Crisis Intervention Program (CIP) helps when a household faces a heating or cooling emergency. Both are run by the Carteret County Department of Social Services. Households with an older adult (60+) or a person with a disability can apply starting December 1; other eligible households apply starting in January, until funds run out. Apply online through ePASS at epass.nc.gov, by phone, or at the county DSS office. Carteret County DSS also runs Energy Neighbor, a Duke Energy Progress-funded crisis fund for Duke Energy Progress customers with income at or below 150% of the poverty level: up to $300 per crisis and $600 per year toward a past-due balance, unpaid deposit, or reconnection charge.
Estimated bill savings: $300–$1,100 a year
Healthcare in Carteret County
Carteret Health Care Financial Assistance (Carteret County)
County · North CarolinaCarteret Health Care in Morehead City is the main hospital serving Carteret County. Its Financial Assistance Program is open to patients with or without insurance who have outstanding balances at the hospital. The discount percentage is based on household income compared with the Federal Poverty Guidelines. Medicaid screenings are available. Every applicant must be screened for Medicaid first (phone screening with the hospital's Advocatia representative at 252-499-6570, or through the county DSS). Questions and completed applications go to the Financial Assistance Program Coordinator at 252-499-6517.
Estimated bill savings: about $0 a year
In this county: Carteret: the discount is based on household income against the Federal Poverty Guidelines; the program covers only Carteret Health Care bills, and accounts are not held during review.
Transportation in Carteret County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Carteret County Area Transportation System (CCATS) — Senior and Disabled Rides
County · North CarolinaThe Carteret County Area Transportation System (CCATS) provides curb-to-curb rides for all Carteret County residents using wheelchair-accessible vehicles. Eligible older adults can ride the CCATS van from home to the Leon Mann, Jr. Enrichment Center senior center and back, Monday through Friday, at no fee. Other trips have a fare. Call CCATS to register and schedule rides in advance.
Estimated service value: $200–$2,000 a year
In this county: Carteret: CCATS rides to the Leon Mann, Jr. Enrichment Center are free for eligible older adults; other CCATS trips have a fare set by program and destination.
Local agencies serving Carteret County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Carteret County Department of Social Services, which administers North Carolina's LIEAP (heating) and Crisis Intervention Program (CIP) for Carteret County.
Runs: Low Income Energy Assistance (LIEAP) and Crisis Intervention (CIP)
Carteret Health Care, Morehead City
Carteret County Area Transportation System (CCATS), the county's NCDOT-funded Community Transportation System, based in Beaufort.
Eastern Carolina Council of Governments Area Agency on Aging (Region P), the designated Area Agency on Aging under the Older Americans Act for Carteret, Craven, Duplin, Greene, Jones, Lenoir, Onslow, Pamlico, and Wayne counties.
North Carolina and federal programs
Open to eligible households in Carteret County and across the rest of North Carolina. Full details are on the North Carolina benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Program (North Carolina) — QMB / SLMB / QI
- North Carolina Medicaid — Aged, Blind & Disabled (MAABD)
- SHIIP — Seniors' Health Insurance Information Program (Medicare Counseling)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
- North Carolina Seniors' Farmers' Market Nutrition Program (SFMNP)
- Commodity Supplemental Food Program (CSFP) Senior Food Box
- Congregate Meals at Senior Centers
- Home-Delivered Meals (Meals on Wheels)
- Senior Farmers' Market Nutrition Program (SFMNP)
- SNAP (Supplemental Nutrition Assistance Program) for Seniors
Home, bills & taxes13 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Crisis Intervention Program (CIP) — Energy Crisis Assistance
- Low Income Energy Assistance Program (LIEAP)
- Operation Fan Heat Relief — Free Summer Fans (North Carolina)
- North Carolina Disabled Veteran Property Tax Homestead Exclusion ($45,000)
- Circuit Breaker Property Tax Deferment Program
- Elderly or Disabled Homestead Property Tax Exclusion
- Essential Single-Family Rehabilitation (ESFR) — Major Home Repairs
- NC Targeting Program — Permanent Supportive Housing for Adults with Disabilities
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care8 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Community Alternatives Program for Disabled Adults (CAP/DA) — Home & Community-Based Waiver
- PACE — Program of All-Inclusive Care for the Elderly (North Carolina)
- North Carolina State Veterans Homes (Skilled Nursing Care)
- North Carolina Family Caregiver Support Program
- NC Lifespan Respite Voucher — up to $750 a year for family caregivers
- Project C.A.R.E. — dementia caregiver consultation and respite funds
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal8 programs
Free counseling, legal help, rides, and other senior services.
- North Carolina State/County Special Assistance (Adult Care Home & In-Home Support)
- North Carolina Disabled Veteran Lifetime Hunting & Fishing License ($10)
- NCDMVA Veterans Service Officers — Free VA Claims Help
- Legal Assistance for Older Adults
- North Carolina State Veterans Cemeteries (No-Cost Burial for Veterans)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
