Senior benefits in Craven County, North Carolina
Seniors living in Craven County, North Carolina, have access to a wide range of benefit programs that can help with health care, housing, energy costs, transportation, and more. The Eastern Carolina Area Agency on Aging Services is the local starting point for connecting older adults and their caregivers to help in this region. Locally, programs like Choosing Home — Housing Stability Assistance for Seniors and the Craven Area Rural Transit System (CARTS) — Senior and Disabled Rides address needs specific to this community. Craven County DSS administers Low Income Energy Assistance (LIEAP) and Crisis Intervention Program (CIP) for residents who need help with heating costs. CarolinaEast Medical Center Financial Assistance may also be available for those facing medical bills. On top of local options, North Carolina state programs and dozens of federal programs apply here as well. Every program listed on this page includes its official source and the date it was last verified. Each agency makes the final decision on eligibility, so reaching out directly is always the best next step.
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Local programs
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North Carolina programs
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Federal programs
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Categories
Last verified · September 27, 2026
Local starting point
Eastern Carolina Council of Governments Area Agency on Aging (Region P), the designated Area Agency on Aging under the Older Americans Act for Carteret, Craven, Duplin, Greene, Jones, Lenoir, Onslow, Pamlico, and Wayne counties.
252-638-3185
See which of these Craven County programs you may qualify for.
Find my benefitsHelping others? Print the Craven County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Craven County
Run by the county, its Area Agency on Aging, or another agency serving Craven County. Start here.
Elder Services in Craven County
Programs here typically provide services worth $1,000–$6,000 a year to an eligible household.
Eastern Carolina Area Agency on Aging Services (Craven County)
CountyThe Eastern Carolina Council Area Agency on Aging serves older adults age 60 and older and their caregivers in Craven County. Services include congregate and home-delivered meals, family caregiver support and respite, the Seniors' Health Insurance Information Program (SHIIP) for Medicare counseling, options counseling for long-term care, the long-term care ombudsman, and adult protective services coordination. Call the Area Agency on Aging to learn what is available locally.
Estimated service value: $1,000–$6,000 a year
Energy Assistance in Craven County
Programs here typically lower an eligible household's bills by $300–$1,500 a year.
Low Income Energy Assistance (LIEAP) and Crisis Intervention (CIP) — Craven County DSS
CountyNorth Carolina's Low Income Energy Assistance Program (LIEAP) gives a one-time payment toward heating costs, and the Crisis Intervention Program (CIP) helps when a household faces a heating or cooling emergency. Both are run by the Craven County Department of Social Services. Households with an older adult (60+) or a person with a disability can apply starting December 1; other eligible households apply starting in January, until funds run out. Apply online through ePASS at epass.nc.gov, by phone, or at the county DSS office.
Estimated bill savings: $300–$1,500 a year
Healthcare in Craven County
CarolinaEast Medical Center Financial Assistance (Craven County)
CountyCarolinaEast Medical Center in New Bern is the main hospital serving Craven County. It offers charity (financial assistance) for medically necessary care to patients who cannot afford to pay. Uninsured self-pay patients receive a discount on medically necessary services, and patients with household income at or below the published threshold may receive free care. Apply by asking for a financial assistance application or calling the business office.
Estimated bill savings: about $0 a year
In this county: Craven: CarolinaEast provides free care for households at or below 200% of the Federal Poverty Guidelines and a discount for other uninsured patients, per the hospital's published policy.
Housing Assistance in Craven County
Choosing Home — Housing Stability Assistance for Seniors (Craven County)
CountyHelps at-risk adults 60 and older in Craven County stay housed. The program can assist with rent and rental deposits, utilities and utility deposits, mortgage payments, property taxes, accessibility ramps, basic household furnishings, and minor home repairs. It is an extension of the Housing and Home Improvement Program, intended to reduce and prevent homelessness among older adults. To apply, contact Catholic Charities at (252) 497-3482, or the Eastern Carolina Council Area Agency on Aging at (252) 638-3185.
Transportation in Craven County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Craven Area Rural Transit System (CARTS) — Senior and Disabled Rides
CountyCraven Area Rural Transit System (CARTS) is Craven County's public transit system. Residents age 60 and older and people with a permanent disability can ride at no cost for life-necessity trips, such as medical, pharmacy, and nutrition trips. CARTS also runs fixed routes open to the public and demand-response rides across Craven, Jones, and Pamlico counties. One companion may ride free to assist a passenger who needs an attendant. Call to schedule a ride in advance.
Estimated service value: $200–$2,000 a year
In this county: Craven: CARTS rides are free for riders 60+ or with a disability for life-necessity (medical, pharmacy, nutrition) trips; other trips may have a fare.
Local agencies serving Craven County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
CarolinaEast Medical Center, New Bern (CarolinaEast Health System)
Craven County Craven Area Rural Transit System (CARTS), the county's NCDOT-funded Community Transportation System.
Eastern Carolina Council of Governments Area Agency on Aging (Region P), the designated Area Agency on Aging under the Older Americans Act for Carteret, Craven, Duplin, Greene, Jones, Lenoir, Onslow, Pamlico, and Wayne counties.
Craven County Department of Social Services, which administers North Carolina's LIEAP (heating) and Crisis Intervention Program (CIP) for Craven County.
Runs: Low Income Energy Assistance (LIEAP) and Crisis Intervention (CIP)
Eastern Carolina Council Area Agency on Aging, delivered with Catholic Charities
Runs: Choosing Home
North Carolina and federal programs
Open to eligible households in Craven County and across the rest of North Carolina. Full details are on the North Carolina benefits page.
Caregiver Support
- Project C.A.R.E. — dementia caregiver consultation and respite fundsStateOfficial source →
- North Carolina Family Caregiver Support ProgramStateabout $0/yrService valueOfficial source →
- NC Lifespan Respite Voucher — up to $750 a year for family caregiversState$0–$750/yrService valueOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrCashOfficial source →
Energy Assistance
- Crisis Intervention Program (CIP) — Energy Crisis AssistanceState$0–$600/yrLower billsOfficial source →
- Low Income Energy Assistance Program (LIEAP)State$300–$600/yrLower billsOfficial source →
- Operation Fan Heat Relief — Free Summer Fans (North Carolina)StateOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrService valueOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrService valueOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrService valueOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrCashOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrCashOfficial source →
Health Coverage
- North Carolina Medicaid — Aged, Blind & Disabled (MAABD)State$4,000–$30,000/yrService valueOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrLower billsOfficial source →
- SHIIP — Seniors' Health Insurance Information Program (Medicare Counseling)Stateabout $0/yrLower billsOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrLower billsOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrLower billsOfficial source →
Housing Assistance
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrCashOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrService valueOfficial source →
- Community Alternatives Program for Disabled Adults (CAP/DA) — Home & Community-Based WaiverState$10,000–$60,000/yrService valueOfficial source →
- PACE — Program of All-Inclusive Care for the Elderly (North Carolina)State$10,000–$80,000/yrService valueOfficial source →
- North Carolina State Veterans Homes (Skilled Nursing Care)StateOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrPremium savingsOfficial source →
- Qualifying Individual (QI)Federalabout $2,435/yrPremium savingsOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrPremium savingsOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federalabout $2,435/yrPremium savingsOfficial source →
- Medicare Savings Program (North Carolina) — QMB / SLMB / QIState$2,100–$8,000/yrPremium savingsOfficial source →
Nutrition
- North Carolina Seniors' Farmers' Market Nutrition Program (SFMNP)Stateabout $50/yrService valueOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrService valueOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrService valueOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- North Carolina Disabled Veteran Lifetime Hunting & Fishing License ($10)StateOfficial source →
- NCDMVA Veterans Service Officers — Free VA Claims HelpStateOfficial source →
- Legal Assistance for Older AdultsStateOfficial source →
- North Carolina State/County Special Assistance (Adult Care Home & In-Home Support)State$1,200–$18,000/yrService valueOfficial source →
- North Carolina State Veterans Cemeteries (No-Cost Burial for Veterans)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federal$0–$1,125/yrLower billsOfficial source →
- North Carolina Disabled Veteran Property Tax Homestead Exclusion ($45,000)State$315–$450/yrLower billsOfficial source →
- Circuit Breaker Property Tax Deferment ProgramState$200–$3,000/yrLower billsOfficial source →
- Elderly or Disabled Homestead Property Tax ExclusionState$200–$1,500/yrLower billsOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrLower billsOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrLower billsOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrCashOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
