Senior benefits in Cotton County, Oklahoma
Seniors in Cotton County, Oklahoma can find help with health care, food, housing costs, and getting around. A good first stop is the Association of South Central Oklahoma Governments (ASCOG) Area Agency on Aging, which offers Area Agency on Aging services in Cotton County. The Oklahoma Human Services office in Walters can point you toward programs like SNAP food benefits and SoonerCare. Red River Public Transportation, run by the Community Action Development Corporation (CADC), may help with rides. Oklahoma also offers the ADvantage Waiver, in-home help through SoonerCare State Plan Personal Care, Medicare Savings Programs, and energy help through LIHEAP. Tax relief options include the property tax credit or refund and the senior property valuation freeze. Caregivers can look into respite and support services. Federal programs may also apply to you. The page below lists each program with its official source and the date it was last verified. Keep in mind that the agency running each program makes the final decision on who qualifies.
3
Local programs
13
Oklahoma programs
25
Federal programs
19
Categories
Last verified · October 12, 2026
Local starting point
Association of South Central Oklahoma Governments (ASCOG) Area Agency on Aging
1-580-736-7965
See which of these Cotton County programs you may qualify for.
Discover my benefitsHelping others? Print the Cotton County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Cotton County
Run by the county, its Area Agency on Aging, or another agency serving Cotton County. Start here.
Elder Services in Cotton County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging services (ASCOG) — Cotton
County · OklahomaThe ASCOG Area Agency on Aging, based in Duncan, serves adults 60 and older, family caregivers, and grandparents raising grandchildren in Cotton County and seven other south-central Oklahoma counties. Services include information and help finding programs, meals at senior nutrition centers and home-delivered meals, caregiver support such as respite and chore services, free Medicare counseling, free civil legal help through Legal Aid of Oklahoma, the long-term care ombudsman, and rides through Red River Transportation (1-800-524-5552). In Cotton County, senior meals are provided by CADC Nutrition at 580-342-6967. For information and assistance, call 580-736-7965.
Estimated service value: $200–$2,000 a year
General Assistance in Cotton County
Oklahoma Human Services office (Walters) — Cotton
County · OklahomaThe Oklahoma Human Services (OKDHS, often called DHS) Human Services Center for Cotton County is at 1501 S 7th St., Walters, OK 73572, open Monday through Friday, 8 a.m. to 5 p.m. EBT cards are available there. Older adults and people with disabilities can get help applying for SNAP food benefits, SoonerCare (Medicaid for people 65 or older or with a disability), and energy help through LIHEAP. Many services can also be done online at okdhslive.org. For help with benefits applications, call 405-522-5050. To report abuse or neglect of a vulnerable adult (Adult Protective Services), call 1-800-522-3511.
Estimated bill savings: about $0 a year
Transportation in Cotton County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Red River Public Transportation (CADC) — Cotton
County · OklahomaRed River Public Transportation Service, run by Community Action Development Corporation (CADC) in Frederick, provides rural public transportation in Cotton County and other western Oklahoma counties. Rides are open to the public and go to medical appointments, dialysis, work, shopping, and more; trips can also be scheduled to Oklahoma City and Lawton. All vehicles are lift- or ramp-equipped. Seniors 55 and older and people with disabilities pay lower rates on longer trips: for example $20.00 instead of $30.00 for 31–50 miles, and $30.00 instead of $45.00 for 51–100 miles (round-trip mileage). The ASCOG Area Agency on Aging also partners with Red River so eligible adults 60 and older can get rides to senior nutrition centers and medical appointments after a brief assessment. Call toll free 1-800-524-5552.
Estimated service value: $150–$1,500 a year
Local agencies serving Cotton County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Oklahoma Human Services (OKDHS)
Association of South Central Oklahoma Governments (ASCOG) Area Agency on Aging
Community Action Development Corporation (CADC)
Oklahoma and federal programs
Open to eligible households in Cotton County and across the rest of Oklahoma. Full details are on the Oklahoma benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs in Oklahoma (QMB Plus, SLMB, QI-1)
- SoonerCare (Oklahoma Medicaid) for people who are aged, blind, or disabled
- Oklahoma Medicare Assistance Program (MAP), Oklahoma's SHIP for Medicare counseling
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes11 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Oklahoma Energy Assistance (LIHEAP): Winter Heating, Summer Cooling, and ECAP
- Oklahoma property tax credit or refund for seniors and people with disabilities (Form 538-H)
- Oklahoma income tax exclusions for Social Security and retirement income
- Oklahoma sales tax relief credit or refund (Form 538-S)
- Oklahoma senior property valuation freeze and additional homestead exemption (Form 994)
- Living Choice — help moving out of a nursing home (Oklahoma Money Follows the Person)
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care5 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- SoonerCare State Plan Personal Care (SPPC) in-home help
- ADvantage Waiver (SoonerCare home and community-based care for older adults and adults with disabilities)
- Oklahoma caregiver supports and respite through Oklahoma Human Services and Area Agencies on Aging
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal3 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.