Senior benefits in St. Clair County, Alabama
4
Local programs
10
Alabama programs
25
Federal programs
15
Categories
Last verified · September 27, 2026
Local starting point
Middle Alabama Area Agency on Aging (M4A)
1-205-670-5770
See which of these St. Clair County programs you may qualify for.
Find my benefitsHelping others? Print the St. Clair County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in St. Clair County
Run by the county, its Area Agency on Aging, or another agency serving St. Clair County. Start here.
Elder Services in St. Clair County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging services (Middle Alabama Area Agency on Aging (M4A)) — St. Clair
CountyMiddle Alabama Area Agency on Aging (M4A) is the Area Agency on Aging for Blount, Chilton, Shelby, St. Clair and Walker counties, including St. Clair County. Its Aging and Disability Resource Center (ADRC) gives free information and referrals to older adults, people with disabilities, and caregivers. Services include Alabama Cares caregiver support, homemaker and personal care, legal help, senior centers and senior nutrition, Medicare counseling (SHIP), SenioRx prescription help, SNAP help, dementia support, and the long-term care ombudsman. Call 205-670-5770 or toll-free 866-570-2998.
Estimated service value: $200–$2,000 a year
Energy Assistance in St. Clair County
Programs here typically lower an eligible household's bills by $280–$1,100 a year.
LIHEAP energy assistance (Community Action Agency of Northeast Alabama) — St. Clair
CountyThe Low-Income Home Energy Assistance Program (LIHEAP) helps pay home heating and cooling bills. In St. Clair County, LIHEAP applications are taken by Community Action Agency of Northeast Alabama, the Community Action Agency the state lists for the county. The state agency, ADECA, does not take applications. Call the agency's call center at 855-287-1730 (main office 256-638-4430) to ask how to apply. Older adults and people with disabilities are among the priority groups. Help depends on available funds.
Estimated bill savings: $280–$1,100 a year
Healthcare in St. Clair County
Hospital Financial Assistance (UAB St. Vincent's St. Clair) — St. Clair
CountyUAB St. Vincent's St. Clair in Pell City is part of UAB Health System. Under the system's financial assistance policy, Alabama residents with income under 200% of the federal poverty level may get 100% charity care for emergency and other medically necessary care. Uninsured patients with income above 200% get a self-pay discount. Apply within 240 days of the first bill, through MyChart or by calling the Financial Assistance department at 205-801-9910.
Estimated bill savings: about $0 a year
Transportation in St. Clair County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Rural public transit (St. Clair Area Transportation (SCAT)) — St. Clair
CountySt. Clair Area Transportation (SCAT) gives demand-response rides across St. Clair County for a small fee, to places like dialysis, therapy, cancer treatment, shopping, work, and visits, with a special focus on older adults and people with disabilities. It also has a contract with the Middle Alabama Area Agency on Aging. The fare is $2 per person for each 5 miles one way, plus $1 for each extra stop. Service runs Monday through Friday, 6 a.m. to 6 p.m. Call 205-338-1352 at least 24 hours ahead.
Estimated service value: $150–$1,500 a year
Local agencies serving St. Clair County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Middle Alabama Area Agency on Aging (M4A)
Runs: Area Agency on Aging services (Middle Alabama Area Agency on Aging (M4A))
UAB St. Vincent's St. Clair (UAB Health System)
Runs: Hospital Financial Assistance (UAB St. Vincent's St. Clair)
St. Clair Area Transportation (SCAT), St. Clair County
Runs: Rural public transit (St. Clair Area Transportation (SCAT))
Community Action Agency of Northeast Alabama, Inc.
Runs: LIHEAP energy assistance (Community Action Agency of Northeast Alabama)
Alabama and federal programs
Open to eligible households in St. Clair County and across the rest of Alabama. Full details are on the Alabama benefits page.
Elder Services
- Free legal help for adults 60+ (Legal Assistance Program)State$0–$2,000/yrService valueOfficial source →
- Alabama SHIP — free Medicare and insurance counselingState$100–$2,000/yrService valueOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrCashOfficial source →
Energy Assistance
- LIHEAP energy assistance (Alabama)State$280–$1,100/yrLower billsOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrService valueOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrService valueOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrService valueOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrCashOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrCashOfficial source →
- SNAP food assistance (Alabama Food Assistance Program)State$300–$3,576/yrCashOfficial source →
Health Coverage
- Alabama Medicaid for people 65+, blind, or disabled (SSI and SSI-related)State$2,000–$15,000/yrService valueOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrLower billsOfficial source →
- SenioRx — free or low-cost prescription drugsState$0–$5,000/yrLower billsOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrLower billsOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrLower billsOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrCashOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrService valueOfficial source →
- Elderly and Disabled (E&D) Medicaid Waiver — care at home instead of a nursing homeState$5,000–$25,000/yrService valueOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrPremium savingsOfficial source →
- Qualifying Individual (QI)Federalabout $2,435/yrPremium savingsOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrPremium savingsOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federalabout $2,435/yrPremium savingsOfficial source →
- Medicare Savings Programs (QMB, SLMB, QI-1)State$2,100–$5,200/yrPremium savingsOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrService valueOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrService valueOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federal$0–$1,125/yrLower billsOfficial source →
- Homestead exemption for homeowners 65+, disabled, or blind (property tax)State$50–$1,500/yrLower billsOfficial source →
- Alabama income tax: retirement income exclusion for age 65+ (and exempt Social Security and pensions)State$0–$300/yrLower billsOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrLower billsOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrLower billsOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrCashOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.