Senior benefits in San Francisco County, California
Seniors living in San Francisco County, California have access to a wide range of benefit programs that can help with everyday costs, health care, housing, and more. The Area Agency on Aging serving San Francisco County is a strong local starting point — it connects older adults and caregivers to services across the county. Locally, programs like Free Muni for Seniors can help with transportation at no cost, while SF Paratransit supports those who need extra mobility assistance. The County Adult Assistance Programs (CAAP) — General Assistance may help eligible residents with basic financial needs. Energy bills may be reduced through the Energy Assistance (LIHEAP) program for San Francisco County, and Hospital Charity Care / Financial Assistance may lower medical costs for those who qualify. State programs such as In-Home Supportive Services (IHSS), CalFresh for Seniors, and Medi-Cal for Seniors add further support, alongside dozens of federal programs. Each listing on this page includes its official source and the date it was last verified. The administering agency always makes the final eligibility decision.
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Local programs
24
California programs
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Federal programs
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Categories
Local starting point
The Area Agency on Aging serving San Francisco County — California Department of Aging / Aging & Disability Resource Connection
415-355-3555
See which of these San Francisco County programs you may qualify for.
Find my benefitsHelping others? Print the San Francisco County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in San Francisco County
Run by the county, its Area Agency on Aging, or another agency serving San Francisco County. Start here.
Elder Services
Programs here are typically worth $500–$6,000 a year to an eligible household.
Area Agency on Aging (ADRC) — San Francisco County
CountyEvery California county is served by an Area Agency on Aging (AAA) and an Aging & Disability Resource Connection (ADRC) — a single point of contact that connects older adults, caregivers, and people with disabilities in San Francisco County to in-home supportive services, home-delivered and congregate meals, transportation, family-caregiver support, benefits and insurance counseling (HICAP), and California's Medi-Cal home- and community-based long-term-care programs. Services are for adults 60 and older, with priority for those in greatest need. Call the San Francisco County Area Agency on Aging directly at 415-355-3555, or reach the statewide Aging & Disability Resource Connection at 1-800-510-2020 to be connected to local services.
$500–$6,000/yr
In this county: The Area Agency on Aging / ADRC is the entry point to Older Americans Act and California state aging services for adults 60+. Specific services depend on an individual needs assessment and local funding, so this shows as a may-qualify result. Call 415-355-3555 to reach your county's AAA (statewide locator line: 1-800-510-2020).
Energy Assistance
Programs here are typically worth $94–$1,500 a year to an eligible household.
Energy Assistance (LIHEAP) — San Francisco County
CountyCalifornia's Low-Income Home Energy Assistance Program (LIHEAP) helps income-eligible households pay home heating and cooling bills, with one-time crisis help when service is past due or shut off. It is funded federally and run statewide by the California Department of Community Services & Development (CSD). In San Francisco County it is delivered by Central Coast Energy Services. Households generally qualify at or below 60% of the state median income; older adults and people with disabilities are prioritized. Payments usually go straight to the utility company. Apply online at CaLIHEAPApply or through your local provider.
$94–$1,500/yr
Healthcare
Programs here are typically worth $500–$20,000 a year to an eligible household.
Hospital Charity Care / Financial Assistance — San Francisco County
CountyHospitals serving San Francisco County — including Zuckerberg San Francisco General, UCSF, Kaiser Permanente, Sutter CPMC, and Dignity Health — must provide financial assistance under California's Hospital Fair Pricing Act. Uninsured patients (and insured patients with high medical costs) with household income at or below 400% of the federal poverty level qualify for charity care or discounted payment; many nonprofit systems give fully free care at lower income levels (for example, Dignity Health provides free care up to 250% of the poverty level). Eligible patients are never charged more than the amounts generally billed to insured patients. Ask any hospital's financial-counseling or billing office for its Financial Assistance Policy and application; the state's HCAI publishes every hospital's policy.
$500–$20,000/yr
Income Support
Programs here are typically worth $3,000–$7,056 a year to an eligible household.
County Adult Assistance Programs (CAAP) — General Assistance (San Francisco)
CountySan Francisco's County Adult Assistance Programs (CAAP) provide cash assistance and employment services to low-income San Francisco residents who have no dependent children — including indigent adults, immigrants, refugees, and people who cannot work. For low-income seniors it is mainly a bridge while a Supplemental Security Income (SSI) or Cash Assistance Program for Immigrants (CAPI) claim is pending. Benefits include a monthly cash benefit of up to $588 issued on an EBT card, a free monthly Muni Fast Pass, options for shelter placement, and access to employment and training services. Eligibility is based on San Francisco residency, income, expenses, and assets. To apply, attend an Initial Intake — start the online application at MyBenefits CalWIN or contact SFHSA at the service center at 1235 Mission Street, San Francisco, or call 1-415-557-5000. SFHSA also helps seniors 65+ and disabled or blind adults apply for the Cash Assistance Program for Immigrants (CAPI) if they do not qualify for SSI/SSP.
$3,000–$7,056/yr
In this county: CAAP has conditions this check cannot confirm for you: you must be a low-income San Francisco resident without dependent children, meet the program's income, expense, and asset tests, and complete an Initial Intake. Maximum cash benefit is $588 per month on an EBT card plus a free Muni Fast Pass; the actual amount depends on your housing and income. Start the online application at MyBenefits CalWIN, or call SFHSA at 1-415-557-5000, or visit the service center at 1235 Mission Street, San Francisco. If you are 65+ or disabled and do not qualify for SSI/SSP, SFHSA will also help you apply for the Cash Assistance Program for Immigrants (CAPI).
Transportation
Programs here are typically worth $360–$1,032 a year to an eligible household.
Free Muni for Seniors (San Francisco)
CountyFree Muni for Seniors gives San Francisco residents who are 65 or older free rides on all Muni service — buses, light rail, and cable cars — using a Senior Clipper card. To qualify, your gross annual household income must be at or below 100% of the Bay Area Median Income (for example, $77,700 for a two-person household). Apply online or by picking up a paper application at the SFMTA Customer Service Center, 11 South Van Ness Avenue, San Francisco. If you have a registered Senior Clipper card, enter its serial number on the application; if you do not, upload a copy of a proof-of-age document. Approval typically takes about three weeks for current Clipper card holders and up to four weeks if a new card is needed.
$360–$1,032/yr
In this county: Eligibility requires San Francisco residency and a gross annual household income at or below 100% of Bay Area Median Income (which varies by household size — for example $77,700 for a household of two). The income test cannot be evaluated from this check alone. Apply online via SFMTA or in person at the SFMTA Customer Service Center, 11 South Van Ness Avenue, San Francisco. For questions, call 311 (or 1-415-701-2311 from outside SF).
SF Paratransit (ADA Complementary Paratransit, San Francisco)
CountySF Paratransit is the ADA complementary paratransit service for residents and visitors of San Francisco whose disability prevents them from using regular Muni buses, light rail, or streetcars some or all of the time, or who cannot get to and from a Muni stop. Eligibility is based on functional ability, not age. To apply, request an application from the Mobility Management Center at 1-415-351-7000, or pick one up at the SF Paratransit office, 68 12th Street, Monday through Friday, 9:00 a.m. to 4:45 p.m. Applications take about 21 days to process; a second-level assessment (phone interview, medical verification, or in-person assessment) may be required.
In this county: ADA paratransit eligibility depends on whether your disability or health condition prevents you from using Muni's accessible buses, trains, and streetcars some or all of the time, or from getting to or from a Muni stop. That is determined by SF Paratransit through an application and (often) a second-level assessment — a phone interview, medical verification, or in-person review. To start, call the Mobility Management Center at 1-415-351-7000 or visit the SF Paratransit office at 68 12th Street, Monday through Friday, 9:00 a.m. to 4:45 p.m.
California and federal programs
Open to eligible households in San Francisco County and across the rest of California. Full details are on the California benefits page.
Cash Assistance
- Cash Assistance Program for Immigrants (CAPI)State$11,500–$17,300/yrOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Energy Assistance
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
- CalFresh for Seniors (60+)State$1,200–$3,000/yrOfficial source →
Health Coverage
- Medi-Cal for Seniors (Aged & Disabled FPL Program)State$4,000–$15,000/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
Home Care
- Assisted Living Waiver (ALW)State$30,000–$60,000/yrOfficial source →
- Community-Based Adult Services (CBAS)State$15,000–$30,000/yrOfficial source →
- Home and Community-Based Alternatives (HCBA) WaiverState$20,000–$90,000/yrOfficial source →
- In-Home Supportive Services (IHSS)State$12,000–$50,000/yrOfficial source →
- Multipurpose Senior Services Program (MSSP)State$3,000–$8,000/yrOfficial source →
- Program of All-Inclusive Care for the Elderly (PACE)State$30,000–$80,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Housing Assistance
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- California County Veterans Service Offices — Free VA Claims HelpStateOfficial source →
- CDA Access to Technology (ATT)StateOfficial source →
- California State Parks Distinguished Veteran Pass (Free Lifetime Pass)StateOfficial source →
- California Reduced-Fee Hunting and Fishing Licenses for Disabled VeteransState$54–$108/yrOfficial source →
- California State Veterans Cemeteries (Burial Benefits)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- California Disabled Veterans' Property Tax Exemption (Low-Income)State$2,000–$3,000/yrOfficial source →
- California Disabled Veterans' Property Tax Exemption (Basic)State$1,500–$2,000/yrOfficial source →
- California Homeowners' ExemptionState$70/yrOfficial source →
Transportation
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
- California Alternate Rates for Energy (CARE)State$300–$700/yrOfficial source →
- California LifeLineState$132–$228/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Not legal or financial advice. The agency makes the final eligibility decision.
