Senior benefits in Ottawa County, Michigan
Seniors living in Ottawa County, Michigan have access to a wide range of benefit programs that can help with health care, housing costs, energy bills, transportation, and more. Senior Resources of West Michigan serves as the local Area Agency on Aging and is a strong starting point for finding help. Through Senior Resources, older adults may be able to connect with Older Americans Act Services, Primary Care at Home, and Veteran Directed Care for eligible veterans. Ottawa County Community Action Agency offers utility and energy assistance for those struggling with heating and other costs. Corewell Health Financial Assistance through Zeeland Hospital may help with medical bills, and Macatawa Area Express provides senior and ADA transportation options. State programs like MMAP Medicare counseling, MI Choice Waiver, Michigan Home Heating Credit, and Michigan Caregiver Support are also available here, along with dozens of federal programs. This page lists each program with its official source and the date it was last verified. The agency behind each program makes the final eligibility decision.
6
Local programs
17
Michigan programs
25
Federal programs
19
Categories
Last verified · September 27, 2026
Local starting point
Senior Resources of West Michigan (Area Agency on Aging for Muskegon, Oceana, and Ottawa counties)
231-737-4041
See which of these Ottawa County programs you may qualify for.
Find my benefitsHelping others? Print the Ottawa County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Ottawa County
Run by the county, its Area Agency on Aging, or another agency serving Ottawa County. Start here.
Elder Services in Ottawa County
Programs here are typically worth $1,500–$6,000 a year to an eligible household.
Senior Resources of West Michigan — Older Americans Act Services (Ottawa County)
CountySenior Resources of West Michigan is the Area Agency on Aging for Ottawa County. Services include home-delivered and congregate meals, in-home and personal care, caregiver support, Medicare/Medicaid counseling (MMAP), long-term care options counseling, and help applying for the MI Choice waiver. Older adults age 60 and over, and adults with disabilities, can call 1-800-442-0054 to ask what help is available.
$1,500–$6,000/yr
Energy Assistance in Ottawa County
Programs here are typically worth $200–$1,500 a year to an eligible household.
Ottawa County Community Action Agency — Utility & Energy Assistance (Ottawa County)
CountyThe Ottawa County Community Action Agency (OCCAA) helps low-income households with heat, electric, water, and deliverable-fuel bills, whether to stop a shutoff or restore service. Apply for state energy help through MI Bridges, choose OCCAA as your referral partner, dial 211 for local help, or call OCCAA at 616-393-4433.
$200–$1,500/yr
In this county: Energy assistance is income-based and subject to available funds. State help (LIHEAP/State Emergency Relief) is applied for through MI Bridges, listing OCCAA as the referral partner. The agency makes the final determination. Not legal or financial advice.
Healthcare in Ottawa County
Corewell Health Financial Assistance — Zeeland Hospital (Ottawa County)
CountyCorewell Health Zeeland Hospital serves Ottawa County and offers financial assistance for emergency and medically necessary care. Patients with household income at or below 250% of the federal poverty level may receive free care, with sliding-scale discounts up to 400%. Holland Hospital and Trinity Health Grand Haven also serve parts of the county. Call 1-877-687-7309 to apply, within 240 days of the first bill.
Primary Care at Home — Ottawa County
CountyIn-home primary medical care for Medicare-enrolled adults 60 and older, or adults 18-64 with a disability, who have two or more chronic conditions and are homebound or home-limited. A nurse practitioner provides home and telehealth visits, care planning, chronic disease management, medication reviews with a pharmacist, remote monitoring, social work assessments, and mobile diagnostic tests. Call 231-737-4041 to get started.
In this county: You must be enrolled in Medicare, have at least two chronic health conditions lasting a year or more, and be homebound or home-limited (barriers that make leaving home difficult). The program's Medical Supports Coordinator confirms these at intake.
Home Care in Ottawa County
Veteran Directed Care (VDC) — Ottawa County
CountyVeteran Directed Care lets eligible veterans direct their own long-term services and supports, with more flexibility, choice and control over their care. After the VA refers a veteran, Senior Resources' care managers work with the veteran and their caregivers to build an individualized care plan and coordinate the supports that keep the veteran independent at home. Start by asking your VA care team for a VDC referral; Senior Resources Options Counselors can explain the program at (231) 733-3585 or 1 (800) 442-0054.
In this county: Senior Resources provides the care management only after the VA refers the veteran into Veteran Directed Care — the VA decides eligibility. You must be enrolled in VA health care and live in Muskegon, Oceana or Ottawa County.
Transportation in Ottawa County
Programs here are typically worth $200–$1,200 a year to an eligible household.
Macatawa Area Express (MAX) & Ottawa County Transit — Senior & ADA Rides (Ottawa County)
CountyMacatawa Area Express (MAX) serves the Holland and Zeeland area of Ottawa County with fixed-route buses and Reserve-A-MAX curb-to-curb paratransit. Riders age 65 and over and people with disabilities pay a reduced fare. Harbor Transit serves the Grand Haven and Spring Lake area, and Ottawa County dial-a-ride covers other parts of the county. Call MAX at 616-355-1010 to ride or to apply for paratransit.
$200–$1,200/yr
In this county: Reduced fares and paratransit rules are set by each operator and can change. The right operator depends on where in Ottawa County the trip starts (MAX for Holland/Zeeland, Harbor Transit for Grand Haven/Spring Lake). Not legal or financial advice.
Local agencies serving Ottawa County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Ottawa County Community Action Agency (OCCAA)
Corewell Health (Zeeland Hospital)
Senior Resources of West Michigan (Area Agency on Aging for Muskegon, Oceana, and Ottawa counties)
Runs: Primary Care at Home
Macatawa Area Express (MAX)
Senior Resources of West Michigan
Senior Resources of West Michigan (Area Agency on Aging Region 14, Muskegon), serving Muskegon, Oceana and Ottawa counties, in partnership with the Department of Veterans Affairs.
Michigan and federal programs
Open to eligible households in Ottawa County and across the rest of Michigan. Full details are on the Michigan benefits page.
Caregiver Support
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Energy Assistance
- Michigan Home Heating CreditState$100–$600/yrOfficial source →
- State Emergency Relief — Energy & Heat (LIHEAP) + MEAPState$175–$1,200/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Health Coverage
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- MMAP — Michigan's State Health Insurance Assistance Program (Medicare Counseling)StateOfficial source →
Home Care
- Home Help Program (Medicaid Personal Care)State$3,000–$20,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrOfficial source →
- MI Choice Waiver Program (Home & Community-Based Services)State$10,000–$60,000/yrOfficial source →
- PACE — Program of All-Inclusive Care for the Elderly (Michigan)State$10,000–$80,000/yrOfficial source →
- Michigan Veteran Homes (State Long-Term Care)StateOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
- Medicare Savings Program (Michigan) — QMB / SLMB / QIState$2,100–$8,000/yrOfficial source →
Nutrition
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Michigan Free Hunting and Fishing Licenses for 100% Disabled VeteransStateOfficial source →
- Michigan Veterans Affairs Agency Claims Assistance (Free VA Claims Help)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- Michigan Disabled Veterans Property Tax Exemption (Full Homestead Exemption)State$2,000–$5,200/yrOfficial source →
- Michigan Homestead Property Tax CreditState$100–$1,900/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
