Senior benefits in Cabarrus County, North Carolina

Seniors and family caregivers in Cabarrus County, North Carolina have access to a wide range of benefit programs that can help with everyday needs. The Centralina Area Agency on Aging serves as the local starting point for older adults in this region, connecting people to services including the Veteran-Directed Care Program for eligible veterans and Project C.A.R.E. for dementia caregivers. Cabarrus County residents may also qualify for housing help through the county's Housing and Home Improvement program for minor repairs, energy bill assistance through Low Income Energy Assistance and the Crisis Intervention Program administered by Cabarrus County Department of Human Services, and reduced-fare or paratransit rides through Rider Transit. Atrium Health Cabarrus offers financial assistance for those who need help with medical costs. State programs such as SHIIP Medicare counseling, the NC Family Caregiver Support Program, and property tax relief options add further support. Federal programs cover additional areas including food, prescription costs, and veterans' health. Each program listing below includes its official source and the date it was last verified — the administering agency makes the final eligibility decision.

6

Local programs

23

North Carolina programs

25

Federal programs

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Categories

Last verified · September 27, 2026

Local starting point

Centralina Area Agency on Aging (Region F), the designated Area Agency on Aging under the Older Americans Act for the greater Charlotte region, including Cabarrus County.

1-800-508-5777

See which of these Cabarrus County programs you may qualify for.

Find my benefits

Helping others? Print the Cabarrus County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in Cabarrus County

Run by the county, its Area Agency on Aging, or another agency serving Cabarrus County. Start here.

Elder Services in Cabarrus County

Programs here typically provide services worth $1,000–$6,000 a year to an eligible household.

Centralina Area Agency on Aging Services (Cabarrus County)

County

The Centralina Area Agency on Aging serves adults age 60 and older and their caregivers in Cabarrus County. Services include congregate and home-delivered meals, family caregiver support and respite, the Seniors' Health Insurance Information Program (SHIIP) for Medicare counseling, options counseling for long-term care, the long-term care ombudsman, and links to in-home and adult day services. Call the Area Agency on Aging to find out what is available locally.

Estimated service value: $1,000–$6,000 a year

How to apply →Official source →1-800-508-5777Last verified · September 24, 2026

Energy Assistance in Cabarrus County

Programs here typically lower an eligible household's bills by $300–$1,500 a year.

Low Income Energy Assistance (LIEAP) and Crisis Intervention (CIP) — Cabarrus County DSS

County

North Carolina's Low Income Energy Assistance Program (LIEAP) gives a one-time payment toward heating costs, and the Crisis Intervention Program (CIP) helps when a household faces a heating or cooling emergency. Both are run by the Cabarrus County Department of Social Services. Households with an older adult (60+) or a person with a disability can apply starting December 1; other eligible households apply starting in January, until funds run out. Apply online through ePASS at epass.nc.gov, by phone, or at the county DSS office.

Estimated bill savings: $300–$1,500 a year

How to apply →Official source →704-920-1400Last verified · September 27, 2026

Healthcare in Cabarrus County

Atrium Health Cabarrus Financial Assistance (Cabarrus County)

County

Atrium Health Cabarrus in Concord is the main hospital serving Cabarrus County. Atrium Health gives free care to patients with household income at or below 300% of the federal poverty guidelines, and an automatic 50% discount to uninsured patients. Apply by asking for a financial assistance application or calling the billing office.

Estimated bill savings: about $0 a year

How to apply →Official source →704-512-7171Last verified · September 11, 2026

Home Care in Cabarrus County

Veteran-Directed Care (VDC) Program — Cabarrus County

County

Helps veterans of any age stay safely at home instead of in a long-term care facility. The veteran gets a monthly budget for long-term services and supports and can hire, schedule and supervise their own caregivers — family members, friends, or professional caregivers. Available to veterans enrolled in VA health care who meet the clinical criteria for long-term services and supports. To get started, talk to your social worker or primary care provider at your VA Medical Center; they confirm eligibility and start enrollment. Centralina Aging: 704-372-2416 or 1-800-508-5777.

How to apply →Official source →704-372-2416Last verified · September 18, 2026

Housing Assistance in Cabarrus County

Housing and Home Improvement (minor repairs for older adults) — Cabarrus County

County

Cabarrus County Department of Commerce makes minor repairs and safety improvements to the homes of Cabarrus County residents age 60 and older who have no one able and willing to do the work for them. Depending on what the local provider offers, help can include security improvements, minor home repairs, ramps, grab bars and other accessibility changes, and repair or replacement of basic furnishings and appliances. Renters can qualify with written permission from the landlord. Help is limited to $7,000 per person each program year. Call Cabarrus County Department of Commerce at 704-920-2142 to apply.

Estimated service value: $0–$7,000 a year

How to apply →Official source →704-920-2142Last verified · September 25, 2026

Transportation in Cabarrus County

Programs here typically provide services worth $200–$2,000 a year to an eligible household.

Rider Transit Reduced Fare and ADA Paratransit (Cabarrus County)

County

Rider Transit serves Concord, Kannapolis, and Cabarrus County. Seniors, Medicare card holders, and people with disabilities ride the fixed-route buses at a reduced fare with a Reduced Fare ID Card. Rider Transit also runs a low-cost ADA paratransit service, door to door, for residents who cannot use the regular buses because of a disability. Call Rider Transit to get a reduced-fare card or to apply for paratransit.

Estimated service value: $200–$2,000 a year

In this county: Cabarrus: Rider Transit gives a reduced fare to seniors, Medicare holders, and people with disabilities; ADA paratransit requires an eligibility determination.

How to apply →Official source →704-920-7433Last verified · September 23, 2026

Local agencies serving Cabarrus County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

North Carolina and federal programs

Open to eligible households in Cabarrus County and across the rest of North Carolina. Full details are on the North Carolina benefits page.

Health Coverage

Income Support

Medicare Savings

Utility Assistance

Veteran Benefits

Nearby counties

County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All North Carolina counties

Not legal or financial advice. The agency makes the final eligibility decision.