Senior benefits in Cabarrus County, North Carolina
Seniors and family caregivers in Cabarrus County, North Carolina have access to a wide range of benefit programs that can help with everyday needs. The Centralina Area Agency on Aging serves as the local starting point for older adults in this region, connecting people to services including the Veteran-Directed Care Program for eligible veterans and Project C.A.R.E. for dementia caregivers. Cabarrus County residents may also qualify for housing help through the county's Housing and Home Improvement program for minor repairs, energy bill assistance through Low Income Energy Assistance and the Crisis Intervention Program administered by Cabarrus County Department of Human Services, and reduced-fare or paratransit rides through Rider Transit. Atrium Health Cabarrus offers financial assistance for those who need help with medical costs. State programs such as SHIIP Medicare counseling, the NC Family Caregiver Support Program, and property tax relief options add further support. Federal programs cover additional areas including food, prescription costs, and veterans' health. Each program listing below includes its official source and the date it was last verified — the administering agency makes the final eligibility decision.
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Local programs
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North Carolina programs
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Federal programs
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Categories
Last verified · September 27, 2026
Local starting point
Centralina Area Agency on Aging (Region F), the designated Area Agency on Aging under the Older Americans Act for the greater Charlotte region, including Cabarrus County.
1-800-508-5777
See which of these Cabarrus County programs you may qualify for.
Find my benefitsHelping others? Print the Cabarrus County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Cabarrus County
Run by the county, its Area Agency on Aging, or another agency serving Cabarrus County. Start here.
Elder Services in Cabarrus County
Programs here typically provide services worth $1,000–$6,000 a year to an eligible household.
Centralina Area Agency on Aging Services (Cabarrus County)
CountyThe Centralina Area Agency on Aging serves adults age 60 and older and their caregivers in Cabarrus County. Services include congregate and home-delivered meals, family caregiver support and respite, the Seniors' Health Insurance Information Program (SHIIP) for Medicare counseling, options counseling for long-term care, the long-term care ombudsman, and links to in-home and adult day services. Call the Area Agency on Aging to find out what is available locally.
Estimated service value: $1,000–$6,000 a year
Energy Assistance in Cabarrus County
Programs here typically lower an eligible household's bills by $300–$1,500 a year.
Low Income Energy Assistance (LIEAP) and Crisis Intervention (CIP) — Cabarrus County DSS
CountyNorth Carolina's Low Income Energy Assistance Program (LIEAP) gives a one-time payment toward heating costs, and the Crisis Intervention Program (CIP) helps when a household faces a heating or cooling emergency. Both are run by the Cabarrus County Department of Social Services. Households with an older adult (60+) or a person with a disability can apply starting December 1; other eligible households apply starting in January, until funds run out. Apply online through ePASS at epass.nc.gov, by phone, or at the county DSS office.
Estimated bill savings: $300–$1,500 a year
Healthcare in Cabarrus County
Atrium Health Cabarrus Financial Assistance (Cabarrus County)
CountyAtrium Health Cabarrus in Concord is the main hospital serving Cabarrus County. Atrium Health gives free care to patients with household income at or below 300% of the federal poverty guidelines, and an automatic 50% discount to uninsured patients. Apply by asking for a financial assistance application or calling the billing office.
Estimated bill savings: about $0 a year
Home Care in Cabarrus County
Veteran-Directed Care (VDC) Program — Cabarrus County
CountyHelps veterans of any age stay safely at home instead of in a long-term care facility. The veteran gets a monthly budget for long-term services and supports and can hire, schedule and supervise their own caregivers — family members, friends, or professional caregivers. Available to veterans enrolled in VA health care who meet the clinical criteria for long-term services and supports. To get started, talk to your social worker or primary care provider at your VA Medical Center; they confirm eligibility and start enrollment. Centralina Aging: 704-372-2416 or 1-800-508-5777.
Housing Assistance in Cabarrus County
Housing and Home Improvement (minor repairs for older adults) — Cabarrus County
CountyCabarrus County Department of Commerce makes minor repairs and safety improvements to the homes of Cabarrus County residents age 60 and older who have no one able and willing to do the work for them. Depending on what the local provider offers, help can include security improvements, minor home repairs, ramps, grab bars and other accessibility changes, and repair or replacement of basic furnishings and appliances. Renters can qualify with written permission from the landlord. Help is limited to $7,000 per person each program year. Call Cabarrus County Department of Commerce at 704-920-2142 to apply.
Estimated service value: $0–$7,000 a year
Transportation in Cabarrus County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Rider Transit Reduced Fare and ADA Paratransit (Cabarrus County)
CountyRider Transit serves Concord, Kannapolis, and Cabarrus County. Seniors, Medicare card holders, and people with disabilities ride the fixed-route buses at a reduced fare with a Reduced Fare ID Card. Rider Transit also runs a low-cost ADA paratransit service, door to door, for residents who cannot use the regular buses because of a disability. Call Rider Transit to get a reduced-fare card or to apply for paratransit.
Estimated service value: $200–$2,000 a year
In this county: Cabarrus: Rider Transit gives a reduced fare to seniors, Medicare holders, and people with disabilities; ADA paratransit requires an eligibility determination.
Local agencies serving Cabarrus County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Atrium Health Cabarrus (formerly NorthEast Medical Center) in Concord, part of Atrium Health (Advocate Health).
Cabarrus County Department of Commerce, the Cabarrus County provider funded by the NC Division of Aging (Home and Community Care Block Grant)
Runs: Housing and Home Improvement (minor repairs for older adults)
Concord Kannapolis Area Transit (Rider Transit), serving Concord, Kannapolis, and Cabarrus County, with the Cabarrus County Transportation System for countywide demand-response rides.
Centralina Area Agency on Aging (Region F), the designated Area Agency on Aging under the Older Americans Act for the greater Charlotte region, including Cabarrus County.
Cabarrus County Department of Human Services (Social Services), which administers North Carolina's LIEAP (heating) and Crisis Intervention Program (CIP) for Cabarrus County.
Runs: Low Income Energy Assistance (LIEAP) and Crisis Intervention (CIP)
Centralina Area Agency on Aging (Charlotte), whose staff serve as VDC Options Counselors in partnership with Bay Aging for veterans connected to VA services in the greater Charlotte area
North Carolina and federal programs
Open to eligible households in Cabarrus County and across the rest of North Carolina. Full details are on the North Carolina benefits page.
Caregiver Support
- Project C.A.R.E. — dementia caregiver consultation and respite fundsStateOfficial source →
- North Carolina Family Caregiver Support ProgramStateabout $0/yrService valueOfficial source →
- NC Lifespan Respite Voucher — up to $750 a year for family caregiversState$0–$750/yrService valueOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrCashOfficial source →
Energy Assistance
- Crisis Intervention Program (CIP) — Energy Crisis AssistanceState$0–$600/yrLower billsOfficial source →
- Low Income Energy Assistance Program (LIEAP)State$300–$600/yrLower billsOfficial source →
- Operation Fan Heat Relief — Free Summer Fans (North Carolina)StateOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrService valueOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrService valueOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrService valueOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrCashOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrCashOfficial source →
Health Coverage
- North Carolina Medicaid — Aged, Blind & Disabled (MAABD)State$4,000–$30,000/yrService valueOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrLower billsOfficial source →
- SHIIP — Seniors' Health Insurance Information Program (Medicare Counseling)Stateabout $0/yrLower billsOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrLower billsOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrLower billsOfficial source →
Housing Assistance
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrCashOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrService valueOfficial source →
- Community Alternatives Program for Disabled Adults (CAP/DA) — Home & Community-Based WaiverState$10,000–$60,000/yrService valueOfficial source →
- PACE — Program of All-Inclusive Care for the Elderly (North Carolina)State$10,000–$80,000/yrService valueOfficial source →
- North Carolina State Veterans Homes (Skilled Nursing Care)StateOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrPremium savingsOfficial source →
- Qualifying Individual (QI)Federalabout $2,435/yrPremium savingsOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrPremium savingsOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federalabout $2,435/yrPremium savingsOfficial source →
- Medicare Savings Program (North Carolina) — QMB / SLMB / QIState$2,100–$8,000/yrPremium savingsOfficial source →
Nutrition
- North Carolina Seniors' Farmers' Market Nutrition Program (SFMNP)Stateabout $50/yrService valueOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrService valueOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrService valueOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- North Carolina Disabled Veteran Lifetime Hunting & Fishing License ($10)StateOfficial source →
- NCDMVA Veterans Service Officers — Free VA Claims HelpStateOfficial source →
- Legal Assistance for Older AdultsStateOfficial source →
- North Carolina State/County Special Assistance (Adult Care Home & In-Home Support)State$1,200–$18,000/yrService valueOfficial source →
- North Carolina State Veterans Cemeteries (No-Cost Burial for Veterans)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federal$0–$1,125/yrLower billsOfficial source →
- North Carolina Disabled Veteran Property Tax Homestead Exclusion ($45,000)State$315–$450/yrLower billsOfficial source →
- Circuit Breaker Property Tax Deferment ProgramState$200–$3,000/yrLower billsOfficial source →
- Elderly or Disabled Homestead Property Tax ExclusionState$200–$1,500/yrLower billsOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrLower billsOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrLower billsOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrCashOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
