Senior benefits in Rowan County, North Carolina
Seniors and family caregivers in Rowan County, North Carolina have access to a wide range of benefit programs that can help with everyday needs. The Centralina Area Agency on Aging serves as the local starting point for connecting older adults to services across the region. County-specific resources include the Rowan Transit System for transportation, Energy Assistance through LIEAP and Crisis Intervention administered by the Rowan County Department of Social Services, and the Veteran-Directed Care Program for eligible veterans. Novant Health Rowan Medical Center Financial Assistance may help with medical costs for those who qualify. State programs available here cover property tax relief, home repair, caregiver support, Medicare counseling through SHIIP, and more. Dozens of federal programs also apply. Every program listed on this page includes its official source and the date it was last verified. Eligibility rules vary, and the administering agency always makes the final decision on who qualifies.
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Local programs
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North Carolina programs
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Federal programs
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Categories
Last verified · September 27, 2026
Local starting point
Centralina Regional Council Area Agency on Aging (Region F)
1-800-508-5777
See which of these Rowan County programs you may qualify for.
Find my benefitsHelping others? Print the Rowan County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Rowan County
Run by the county, its Area Agency on Aging, or another agency serving Rowan County. Start here.
Elder Services in Rowan County
Programs here typically provide services worth $500–$6,000 a year to an eligible household.
Centralina Area Agency on Aging - Rowan County
CountyThe Centralina Area Agency on Aging is the Area Agency on Aging for Rowan County (Salisbury). It is the local entry point that connects older adults, caregivers, and people with disabilities to in-home aide services, home-delivered and group meals, transportation, family caregiver support, benefits and insurance counseling (SHIIP), and the Medicaid in-home care waivers. Services are aimed at adults 60 and older, with priority for those in the greatest need. Call the Area Agency on Aging at 1-800-508-5777 to get started.
Estimated service value: $500–$6,000 a year
Energy Assistance in Rowan County
Programs here typically lower an eligible household's bills by $300–$1,000 a year.
Energy Assistance (LIEAP and Crisis Intervention) - Rowan County
CountyNorth Carolina's Low Income Energy Assistance Program (LIEAP) helps income-eligible Rowan County households pay heating bills, and the Crisis Intervention Program (CIP) helps when a heating or cooling emergency or shutoff is imminent. Both are run locally by the Rowan County Department of Social Services. Households where someone is 60 or older or has a disability can apply early each season (starting in December), and all other households apply starting in January until funds run out. Apply online at ePASS (https://epass.nc.gov), or contact Rowan County DSS at 704-216-8330.
Estimated bill savings: $300–$1,000 a year
Healthcare in Rowan County
Programs here typically lower an eligible household's bills by $500–$18,000 a year.
Novant Health Rowan Medical Center Financial Assistance - Rowan County
CountyNovant Health Rowan Medical Center in Salisbury is the main hospital serving Rowan County. Its financial assistance program offers free or discounted care to lower-income, uninsured, and underinsured patients, based on a review of household income and family size compared with the federal poverty guidelines. Financial counselors can help complete the application, which can also be submitted by mail or through the MyChart patient portal. Call the Novant Health financial navigator line at 1-844-266-8268 to apply or ask questions.
Estimated bill savings: $500–$18,000 a year
Home Care in Rowan County
Veteran-Directed Care (VDC) Program — Rowan County
CountyHelps veterans of any age stay safely at home instead of in a long-term care facility. The veteran gets a monthly budget for long-term services and supports and can hire, schedule and supervise their own caregivers — family members, friends, or professional caregivers. Available to veterans enrolled in VA health care who meet the clinical criteria for long-term services and supports. To get started, talk to your social worker or primary care provider at your VA Medical Center; they confirm eligibility and start enrollment. Centralina Aging: 704-372-2416 or 1-800-508-5777.
Transportation in Rowan County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Rowan Transit System
CountyRowan Transit System (RTS) is the public, demand-response transportation service for Rowan County (Salisbury). It provides curb-to-curb rides for medical appointments, shopping, senior centers, and essential errands, with wheelchair-accessible and ADA-compliant vehicles. The standard fare is about $2.00 per one-way trip, and riders served through grant-funded programs (including older-adult and disability transportation assistance) or Medicaid may ride at reduced or no cost. Rides are scheduled in advance; call RTS at 704-216-8899 to set up a trip.
Estimated service value: $150–$1,500 a year
Local agencies serving Rowan County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Centralina Regional Council Area Agency on Aging (Region F)
Rowan County Department of Social Services (NCDHHS LIEAP/CIP)
Runs: Energy Assistance (LIEAP and Crisis Intervention) - Rowan County
Novant Health Rowan Medical Center (Salisbury)
Runs: Novant Health Rowan Medical Center Financial Assistance - Rowan County
Centralina Area Agency on Aging (Charlotte), whose staff serve as VDC Options Counselors in partnership with Bay Aging for veterans connected to VA services in the greater Charlotte area
North Carolina and federal programs
Open to eligible households in Rowan County and across the rest of North Carolina. Full details are on the North Carolina benefits page.
Caregiver Support
- Project C.A.R.E. — dementia caregiver consultation and respite fundsStateOfficial source →
- North Carolina Family Caregiver Support ProgramStateabout $0/yrService valueOfficial source →
- NC Lifespan Respite Voucher — up to $750 a year for family caregiversState$0–$750/yrService valueOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrCashOfficial source →
Energy Assistance
- Crisis Intervention Program (CIP) — Energy Crisis AssistanceState$0–$600/yrLower billsOfficial source →
- Low Income Energy Assistance Program (LIEAP)State$300–$600/yrLower billsOfficial source →
- Operation Fan Heat Relief — Free Summer Fans (North Carolina)StateOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrService valueOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrService valueOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrService valueOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrCashOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrCashOfficial source →
Health Coverage
- North Carolina Medicaid — Aged, Blind & Disabled (MAABD)State$4,000–$30,000/yrService valueOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrLower billsOfficial source →
- SHIIP — Seniors' Health Insurance Information Program (Medicare Counseling)Stateabout $0/yrLower billsOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrLower billsOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrLower billsOfficial source →
Housing Assistance
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrCashOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrService valueOfficial source →
- Community Alternatives Program for Disabled Adults (CAP/DA) — Home & Community-Based WaiverState$10,000–$60,000/yrService valueOfficial source →
- PACE — Program of All-Inclusive Care for the Elderly (North Carolina)State$10,000–$80,000/yrService valueOfficial source →
- North Carolina State Veterans Homes (Skilled Nursing Care)StateOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrPremium savingsOfficial source →
- Qualifying Individual (QI)Federalabout $2,435/yrPremium savingsOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrPremium savingsOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federalabout $2,435/yrPremium savingsOfficial source →
- Medicare Savings Program (North Carolina) — QMB / SLMB / QIState$2,100–$8,000/yrPremium savingsOfficial source →
Nutrition
- North Carolina Seniors' Farmers' Market Nutrition Program (SFMNP)Stateabout $50/yrService valueOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrService valueOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrService valueOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- North Carolina Disabled Veteran Lifetime Hunting & Fishing License ($10)StateOfficial source →
- NCDMVA Veterans Service Officers — Free VA Claims HelpStateOfficial source →
- Legal Assistance for Older AdultsStateOfficial source →
- North Carolina State/County Special Assistance (Adult Care Home & In-Home Support)State$1,200–$18,000/yrService valueOfficial source →
- North Carolina State Veterans Cemeteries (No-Cost Burial for Veterans)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federal$0–$1,125/yrLower billsOfficial source →
- North Carolina Disabled Veteran Property Tax Homestead Exclusion ($45,000)State$315–$450/yrLower billsOfficial source →
- Circuit Breaker Property Tax Deferment ProgramState$200–$3,000/yrLower billsOfficial source →
- Elderly or Disabled Homestead Property Tax ExclusionState$200–$1,500/yrLower billsOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrLower billsOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrLower billsOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrCashOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
