Senior benefits in Carteret County, North Carolina
Seniors living in Carteret County, North Carolina, have access to a wide range of benefit programs that can help with health care, housing, energy costs, transportation, and more. The Eastern Carolina Area Agency on Aging Services is the local starting point for connecting older adults and family caregivers to many of these resources. Carteret Health Care Financial Assistance may help those who need support with hospital bills, while the Carteret County Area Transportation System (CCATS) offers rides for seniors and people with disabilities. If heating or cooling costs are a burden, Low Income Energy Assistance through Carteret County DSS may provide relief. State programs such as SHIIP Medicare Counseling, Project C.A.R.E., the NC Lifespan Respite Voucher, and several property tax relief options are also available here. Federal programs add even more layers of potential support. Each program listed on this page includes its official source and the date it was last verified. The administering agency always makes the final decision on eligibility.
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Local programs
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North Carolina programs
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Federal programs
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Categories
Last verified · September 27, 2026
Local starting point
Eastern Carolina Council of Governments Area Agency on Aging (Region P), the designated Area Agency on Aging under the Older Americans Act for Carteret, Craven, Duplin, Greene, Jones, Lenoir, Onslow, Pamlico, and Wayne counties.
252-638-3185
See which of these Carteret County programs you may qualify for.
Find my benefitsHelping others? Print the Carteret County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Carteret County
Run by the county, its Area Agency on Aging, or another agency serving Carteret County. Start here.
Elder Services in Carteret County
Programs here typically provide services worth $1,000–$6,000 a year to an eligible household.
Eastern Carolina Area Agency on Aging Services (Carteret County)
CountyThe Eastern Carolina Council Area Agency on Aging serves older adults age 60 and older and their caregivers in Carteret County. Services include congregate and home-delivered meals, family caregiver support and respite, the Seniors' Health Insurance Information Program (SHIIP) for Medicare counseling, options counseling for long-term care, the long-term care ombudsman, and adult protective services coordination. Call the Area Agency on Aging to learn what is available locally.
Estimated service value: $1,000–$6,000 a year
Energy Assistance in Carteret County
Programs here typically lower an eligible household's bills by $300–$1,500 a year.
Low Income Energy Assistance (LIEAP) and Crisis Intervention (CIP) — Carteret County DSS
CountyNorth Carolina's Low Income Energy Assistance Program (LIEAP) gives a one-time payment toward heating costs, and the Crisis Intervention Program (CIP) helps when a household faces a heating or cooling emergency. Both are run by the Carteret County Department of Social Services. Households with an older adult (60+) or a person with a disability can apply starting December 1; other eligible households apply starting in January, until funds run out. Apply online through ePASS at epass.nc.gov, by phone, or at the county DSS office. Carteret County DSS also runs Energy Neighbor, a Duke Energy Progress-funded crisis fund for Duke Energy Progress customers with income at or below 150% of the poverty level: up to $300 per crisis and $600 per year toward a past-due balance, unpaid deposit, or reconnection charge.
Estimated bill savings: $300–$1,500 a year
Healthcare in Carteret County
Carteret Health Care Financial Assistance (Carteret County)
CountyCarteret Health Care in Morehead City is the main hospital serving Carteret County. Its Financial Assistance Program is open to patients with or without insurance who have outstanding balances at the hospital. The discount percentage is based on household income compared with the Federal Poverty Guidelines. Medicaid screenings are available. Apply through the Financial Assistance Program Coordinator or a hospital advocacy representative.
Estimated bill savings: about $0 a year
In this county: Carteret: the discount is based on household income against the Federal Poverty Guidelines; the program covers only Carteret Health Care bills, and accounts are not held during review.
Transportation in Carteret County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Carteret County Area Transportation System (CCATS) — Senior and Disabled Rides
CountyThe Carteret County Area Transportation System (CCATS) provides curb-to-curb rides for all Carteret County residents using wheelchair-accessible vehicles. Eligible older adults can ride the CCATS van from home to the Leon Mann, Jr. Enrichment Center senior center and back, Monday through Friday, at no fee. Other trips have a fare. Call CCATS to register and schedule rides in advance.
Estimated service value: $200–$2,000 a year
In this county: Carteret: CCATS rides to the Leon Mann, Jr. Enrichment Center are free for eligible older adults; other CCATS trips have a fare set by program and destination.
Local agencies serving Carteret County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Carteret County Department of Social Services, which administers North Carolina's LIEAP (heating) and Crisis Intervention Program (CIP) for Carteret County.
Runs: Low Income Energy Assistance (LIEAP) and Crisis Intervention (CIP)
Carteret Health Care, Morehead City
Carteret County Area Transportation System (CCATS), the county's NCDOT-funded Community Transportation System, based in Beaufort.
Eastern Carolina Council of Governments Area Agency on Aging (Region P), the designated Area Agency on Aging under the Older Americans Act for Carteret, Craven, Duplin, Greene, Jones, Lenoir, Onslow, Pamlico, and Wayne counties.
North Carolina and federal programs
Open to eligible households in Carteret County and across the rest of North Carolina. Full details are on the North Carolina benefits page.
Caregiver Support
- Project C.A.R.E. — dementia caregiver consultation and respite fundsStateOfficial source →
- North Carolina Family Caregiver Support ProgramStateabout $0/yrService valueOfficial source →
- NC Lifespan Respite Voucher — up to $750 a year for family caregiversState$0–$750/yrService valueOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrCashOfficial source →
Energy Assistance
- Crisis Intervention Program (CIP) — Energy Crisis AssistanceState$0–$600/yrLower billsOfficial source →
- Low Income Energy Assistance Program (LIEAP)State$300–$600/yrLower billsOfficial source →
- Operation Fan Heat Relief — Free Summer Fans (North Carolina)StateOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrService valueOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrService valueOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrService valueOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrCashOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrCashOfficial source →
Health Coverage
- North Carolina Medicaid — Aged, Blind & Disabled (MAABD)State$4,000–$30,000/yrService valueOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrLower billsOfficial source →
- SHIIP — Seniors' Health Insurance Information Program (Medicare Counseling)Stateabout $0/yrLower billsOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrLower billsOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrLower billsOfficial source →
Housing Assistance
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrCashOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrService valueOfficial source →
- Community Alternatives Program for Disabled Adults (CAP/DA) — Home & Community-Based WaiverState$10,000–$60,000/yrService valueOfficial source →
- PACE — Program of All-Inclusive Care for the Elderly (North Carolina)State$10,000–$80,000/yrService valueOfficial source →
- North Carolina State Veterans Homes (Skilled Nursing Care)StateOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrPremium savingsOfficial source →
- Qualifying Individual (QI)Federalabout $2,435/yrPremium savingsOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrPremium savingsOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federalabout $2,435/yrPremium savingsOfficial source →
- Medicare Savings Program (North Carolina) — QMB / SLMB / QIState$2,100–$8,000/yrPremium savingsOfficial source →
Nutrition
- North Carolina Seniors' Farmers' Market Nutrition Program (SFMNP)Stateabout $50/yrService valueOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrService valueOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrService valueOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- North Carolina Disabled Veteran Lifetime Hunting & Fishing License ($10)StateOfficial source →
- NCDMVA Veterans Service Officers — Free VA Claims HelpStateOfficial source →
- Legal Assistance for Older AdultsStateOfficial source →
- North Carolina State/County Special Assistance (Adult Care Home & In-Home Support)State$1,200–$18,000/yrService valueOfficial source →
- North Carolina State Veterans Cemeteries (No-Cost Burial for Veterans)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federal$0–$1,125/yrLower billsOfficial source →
- North Carolina Disabled Veteran Property Tax Homestead Exclusion ($45,000)State$315–$450/yrLower billsOfficial source →
- Circuit Breaker Property Tax Deferment ProgramState$200–$3,000/yrLower billsOfficial source →
- Elderly or Disabled Homestead Property Tax ExclusionState$200–$1,500/yrLower billsOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrLower billsOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrLower billsOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrCashOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
