Senior benefits in Henderson County, North Carolina
Seniors in Henderson County, North Carolina have access to a wide range of benefit programs that can help with everyday needs. The Land of Sky Area Agency on Aging Services is the local starting point for connecting older adults and their caregivers to help in this area. County-specific programs include Housing and Home Improvement through the Housing Assistance Corporation for minor home repairs, Home Care Independence through Henderson County Department of Social Services for those who want to hire their own caregiver, and Apple Country Public Transit for getting around the county. Residents facing high energy bills may qualify for Low Income Energy Assistance through Henderson County DSS, and those with medical costs may want to explore UNC Health Pardee Financial Assistance. State programs cover property tax relief, Medicare counseling through SHIIP, caregiver support, and more. Federal programs add another layer of help. Each program listing below includes its official source and the date it was last verified. The administering agency makes the final eligibility decision.
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Local programs
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North Carolina programs
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Federal programs
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Categories
Last verified · September 27, 2026
Local starting point
Land of Sky Regional Council Area Agency on Aging (Region B), the designated Area Agency on Aging under the Older Americans Act for Buncombe, Henderson, Madison, and Transylvania counties.
828-251-6622
See which of these Henderson County programs you may qualify for.
Find my benefitsHelping others? Print the Henderson County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Henderson County
Run by the county, its Area Agency on Aging, or another agency serving Henderson County. Start here.
Elder Services in Henderson County
Programs here typically provide services worth $1,000–$6,000 a year to an eligible household.
Land of Sky Area Agency on Aging Services (Henderson County)
CountyThe Land of Sky Area Agency on Aging serves older adults age 60 and older and their caregivers in Henderson County. Services include congregate and home-delivered meals, family caregiver support and respite, the Seniors' Health Insurance Information Program (SHIIP) for Medicare counseling, options counseling for long-term care, the long-term care ombudsman, and adult protective services coordination. Call the Area Agency on Aging to learn what is available locally.
Estimated service value: $1,000–$6,000 a year
Energy Assistance in Henderson County
Programs here typically lower an eligible household's bills by $300–$1,500 a year.
Low Income Energy Assistance (LIEAP) and Crisis Intervention (CIP) — Henderson County DSS
CountyNorth Carolina's Low Income Energy Assistance Program (LIEAP) gives a one-time payment toward heating costs, and the Crisis Intervention Program (CIP) helps when a household faces a heating or cooling emergency. Both are run by the Henderson County Department of Social Services. Households with an older adult (60+) or a person with a disability can apply starting December 1; other eligible households apply starting in January, until funds run out. Apply online through ePASS at epass.nc.gov, by phone, or at the county DSS office.
Estimated bill savings: $300–$1,500 a year
Healthcare in Henderson County
UNC Health Pardee Financial Assistance (Henderson County)
CountyUNC Health Pardee in Hendersonville is a main hospital serving Henderson County (AdventHealth Hendersonville also serves it). Pardee is covered by UNC Health's system-wide Financial Assistance Program, which helps North Carolina residents pay for medically necessary care at household income up to 300% of the federal poverty guideline. Two things are easy to miss. First, since January 2026 you may be assessed WITHOUT APPLYING: UNC Health checks income through a third-party vendor after treatment and tells you before it sends a bill, discounting the balance 100% at or below 200% of poverty, 75% from 201-250%, and 50% from 251-300%. Second, UNC Health is relieving old medical debt — all unpaid hospital debt back to January 2014 for North Carolina residents on Medicaid, with no application at all, and, since October 2025, debt written off as uncollectible for any North Carolina resident at or below 350% of poverty. You are told within 30 days when debt is relieved. Call 828-698-7306, or ask a financial counsellor.
Estimated bill savings: about $0 a year
In this county: Henderson: UNC Health financial assistance is available to NC residents with household income at or below 300% of the Federal Poverty Guideline. AdventHealth Hendersonville has its own separate financial-assistance policy.
Home Care in Henderson County
Home Care Independence (hire your own caregiver) — Henderson County
CountyHome Care Independence lets Henderson County residents age 60 and older hire a family member, friend or other person of their choice as a paid personal assistant. The assistant helps with personal care such as bathing and dressing, and with home tasks such as cooking, cleaning, laundry and shopping. A care advisor helps you plan and direct your own care, and a payroll service pays the assistant. Call Henderson County Department of Social Services at 828-697-5500 to ask about openings.
Housing Assistance in Henderson County
Housing and Home Improvement (minor repairs for older adults) — Henderson County
CountyHousing Assistance Corporation makes minor repairs and safety improvements to the homes of Henderson County residents age 60 and older who have no one able and willing to do the work for them. Depending on what the local provider offers, help can include security improvements, minor home repairs, ramps, grab bars and other accessibility changes, and repair or replacement of basic furnishings and appliances. Renters can qualify with written permission from the landlord. Help is limited to $7,000 per person each program year. Call Housing Assistance Corporation at 828-692-4744 to apply.
Estimated service value: $0–$7,000 a year
Transportation in Henderson County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Apple Country Public Transit (Henderson County)
CountyApple Country Public Transit runs three bus routes plus door-to-door paratransit in Hendersonville, Fletcher, and Laurel Park. All routes and paratransit trips are free — there is no fare for anyone, and no age or disability requirement to ride. Buses run 6:30 a.m. to 6:30 p.m., Monday through Friday, from the Transfer Station at 4th and Grove Street in downtown Hendersonville. Henderson County contracts with WNCSource (formerly WCCA) to operate the service, and a rider app shows buses in real time.
Estimated service value: $200–$2,000 a year
In this county: Apple Country Public Transit is fare-free for every rider, so there is nothing to apply for. Two things to know: the routes cover Hendersonville, Fletcher, and Laurel Park rather than all of Henderson County, and door-to-door paratransit is arranged by calling WNCSource rather than by boarding a route. Call 828-698-8571 to check whether your address is in the service area. The county sets fares and can change them.
Local agencies serving Henderson County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
UNC Health Pardee (Pardee Hospital), Hendersonville.
Henderson County Department of Social Services, the Henderson County provider funded by the NC Division of Aging
Housing Assistance Corporation, the Henderson County provider funded by the NC Division of Aging (Home and Community Care Block Grant)
Runs: Housing and Home Improvement (minor repairs for older adults)
Apple Country Public Transit, operated for Henderson County by WNCSource (Western Carolina Community Action).
Land of Sky Regional Council Area Agency on Aging (Region B), the designated Area Agency on Aging under the Older Americans Act for Buncombe, Henderson, Madison, and Transylvania counties.
Henderson County Department of Social Services, which administers North Carolina's LIEAP (heating) and Crisis Intervention Program (CIP) for Henderson County.
Runs: Low Income Energy Assistance (LIEAP) and Crisis Intervention (CIP)
North Carolina and federal programs
Open to eligible households in Henderson County and across the rest of North Carolina. Full details are on the North Carolina benefits page.
Caregiver Support
- Project C.A.R.E. — dementia caregiver consultation and respite fundsStateOfficial source →
- North Carolina Family Caregiver Support ProgramStateabout $0/yrService valueOfficial source →
- NC Lifespan Respite Voucher — up to $750 a year for family caregiversState$0–$750/yrService valueOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrCashOfficial source →
Energy Assistance
- Crisis Intervention Program (CIP) — Energy Crisis AssistanceState$0–$600/yrLower billsOfficial source →
- Low Income Energy Assistance Program (LIEAP)State$300–$600/yrLower billsOfficial source →
- Operation Fan Heat Relief — Free Summer Fans (North Carolina)StateOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrService valueOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrService valueOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrService valueOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrCashOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrCashOfficial source →
Health Coverage
- North Carolina Medicaid — Aged, Blind & Disabled (MAABD)State$4,000–$30,000/yrService valueOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrLower billsOfficial source →
- SHIIP — Seniors' Health Insurance Information Program (Medicare Counseling)Stateabout $0/yrLower billsOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrLower billsOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrLower billsOfficial source →
Housing Assistance
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrCashOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrService valueOfficial source →
- Community Alternatives Program for Disabled Adults (CAP/DA) — Home & Community-Based WaiverState$10,000–$60,000/yrService valueOfficial source →
- PACE — Program of All-Inclusive Care for the Elderly (North Carolina)State$10,000–$80,000/yrService valueOfficial source →
- North Carolina State Veterans Homes (Skilled Nursing Care)StateOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrPremium savingsOfficial source →
- Qualifying Individual (QI)Federalabout $2,435/yrPremium savingsOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrPremium savingsOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federalabout $2,435/yrPremium savingsOfficial source →
- Medicare Savings Program (North Carolina) — QMB / SLMB / QIState$2,100–$8,000/yrPremium savingsOfficial source →
Nutrition
- North Carolina Seniors' Farmers' Market Nutrition Program (SFMNP)Stateabout $50/yrService valueOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrService valueOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrService valueOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- North Carolina Disabled Veteran Lifetime Hunting & Fishing License ($10)StateOfficial source →
- NCDMVA Veterans Service Officers — Free VA Claims HelpStateOfficial source →
- Legal Assistance for Older AdultsStateOfficial source →
- North Carolina State/County Special Assistance (Adult Care Home & In-Home Support)State$1,200–$18,000/yrService valueOfficial source →
- North Carolina State Veterans Cemeteries (No-Cost Burial for Veterans)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federal$0–$1,125/yrLower billsOfficial source →
- North Carolina Disabled Veteran Property Tax Homestead Exclusion ($45,000)State$315–$450/yrLower billsOfficial source →
- Circuit Breaker Property Tax Deferment ProgramState$200–$3,000/yrLower billsOfficial source →
- Elderly or Disabled Homestead Property Tax ExclusionState$200–$1,500/yrLower billsOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrLower billsOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrLower billsOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrCashOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
