Senior benefits in Henderson County, North Carolina

Seniors in Henderson County, North Carolina have access to a wide range of benefit programs that can help with everyday needs. The Land of Sky Area Agency on Aging Services is the local starting point for connecting older adults and their caregivers to help in this area. County-specific programs include Housing and Home Improvement through the Housing Assistance Corporation for minor home repairs, Home Care Independence through Henderson County Department of Social Services for those who want to hire their own caregiver, and Apple Country Public Transit for getting around the county. Residents facing high energy bills may qualify for Low Income Energy Assistance through Henderson County DSS, and those with medical costs may want to explore UNC Health Pardee Financial Assistance. State programs cover property tax relief, Medicare counseling through SHIIP, caregiver support, and more. Federal programs add another layer of help. Each program listing below includes its official source and the date it was last verified. The administering agency makes the final eligibility decision.

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Local programs

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North Carolina programs

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Federal programs

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Categories

Last verified · September 27, 2026

Local starting point

Land of Sky Regional Council Area Agency on Aging (Region B), the designated Area Agency on Aging under the Older Americans Act for Buncombe, Henderson, Madison, and Transylvania counties.

828-251-6622

See which of these Henderson County programs you may qualify for.

Find my benefits

Helping others? Print the Henderson County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in Henderson County

Run by the county, its Area Agency on Aging, or another agency serving Henderson County. Start here.

Elder Services in Henderson County

Programs here typically provide services worth $1,000–$6,000 a year to an eligible household.

Land of Sky Area Agency on Aging Services (Henderson County)

County

The Land of Sky Area Agency on Aging serves older adults age 60 and older and their caregivers in Henderson County. Services include congregate and home-delivered meals, family caregiver support and respite, the Seniors' Health Insurance Information Program (SHIIP) for Medicare counseling, options counseling for long-term care, the long-term care ombudsman, and adult protective services coordination. Call the Area Agency on Aging to learn what is available locally.

Estimated service value: $1,000–$6,000 a year

How to apply →Official source →828-251-6622Last verified · September 26, 2026

Energy Assistance in Henderson County

Programs here typically lower an eligible household's bills by $300–$1,500 a year.

Low Income Energy Assistance (LIEAP) and Crisis Intervention (CIP) — Henderson County DSS

County

North Carolina's Low Income Energy Assistance Program (LIEAP) gives a one-time payment toward heating costs, and the Crisis Intervention Program (CIP) helps when a household faces a heating or cooling emergency. Both are run by the Henderson County Department of Social Services. Households with an older adult (60+) or a person with a disability can apply starting December 1; other eligible households apply starting in January, until funds run out. Apply online through ePASS at epass.nc.gov, by phone, or at the county DSS office.

Estimated bill savings: $300–$1,500 a year

How to apply →Official source →828-697-5500Last verified · September 27, 2026

Healthcare in Henderson County

UNC Health Pardee Financial Assistance (Henderson County)

County

UNC Health Pardee in Hendersonville is a main hospital serving Henderson County (AdventHealth Hendersonville also serves it). Pardee is covered by UNC Health's system-wide Financial Assistance Program, which helps North Carolina residents pay for medically necessary care at household income up to 300% of the federal poverty guideline. Two things are easy to miss. First, since January 2026 you may be assessed WITHOUT APPLYING: UNC Health checks income through a third-party vendor after treatment and tells you before it sends a bill, discounting the balance 100% at or below 200% of poverty, 75% from 201-250%, and 50% from 251-300%. Second, UNC Health is relieving old medical debt — all unpaid hospital debt back to January 2014 for North Carolina residents on Medicaid, with no application at all, and, since October 2025, debt written off as uncollectible for any North Carolina resident at or below 350% of poverty. You are told within 30 days when debt is relieved. Call 828-698-7306, or ask a financial counsellor.

Estimated bill savings: about $0 a year

In this county: Henderson: UNC Health financial assistance is available to NC residents with household income at or below 300% of the Federal Poverty Guideline. AdventHealth Hendersonville has its own separate financial-assistance policy.

How to apply →Official source →828-698-7306Last verified · July 20, 2026

Home Care in Henderson County

Home Care Independence (hire your own caregiver) — Henderson County

County

Home Care Independence lets Henderson County residents age 60 and older hire a family member, friend or other person of their choice as a paid personal assistant. The assistant helps with personal care such as bathing and dressing, and with home tasks such as cooking, cleaning, laundry and shopping. A care advisor helps you plan and direct your own care, and a payroll service pays the assistant. Call Henderson County Department of Social Services at 828-697-5500 to ask about openings.

How to apply →Official source →828-697-5500Last verified · September 25, 2026

Housing Assistance in Henderson County

Housing and Home Improvement (minor repairs for older adults) — Henderson County

County

Housing Assistance Corporation makes minor repairs and safety improvements to the homes of Henderson County residents age 60 and older who have no one able and willing to do the work for them. Depending on what the local provider offers, help can include security improvements, minor home repairs, ramps, grab bars and other accessibility changes, and repair or replacement of basic furnishings and appliances. Renters can qualify with written permission from the landlord. Help is limited to $7,000 per person each program year. Call Housing Assistance Corporation at 828-692-4744 to apply.

Estimated service value: $0–$7,000 a year

How to apply →Official source →828-692-4744Last verified · September 23, 2026

Transportation in Henderson County

Programs here typically provide services worth $200–$2,000 a year to an eligible household.

Apple Country Public Transit (Henderson County)

County

Apple Country Public Transit runs three bus routes plus door-to-door paratransit in Hendersonville, Fletcher, and Laurel Park. All routes and paratransit trips are free — there is no fare for anyone, and no age or disability requirement to ride. Buses run 6:30 a.m. to 6:30 p.m., Monday through Friday, from the Transfer Station at 4th and Grove Street in downtown Hendersonville. Henderson County contracts with WNCSource (formerly WCCA) to operate the service, and a rider app shows buses in real time.

Estimated service value: $200–$2,000 a year

In this county: Apple Country Public Transit is fare-free for every rider, so there is nothing to apply for. Two things to know: the routes cover Hendersonville, Fletcher, and Laurel Park rather than all of Henderson County, and door-to-door paratransit is arranged by calling WNCSource rather than by boarding a route. Call 828-698-8571 to check whether your address is in the service area. The county sets fares and can change them.

How to apply →Official source →828-698-8571Last verified · August 29, 2026

Local agencies serving Henderson County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

North Carolina and federal programs

Open to eligible households in Henderson County and across the rest of North Carolina. Full details are on the North Carolina benefits page.

Health Coverage

Income Support

Medicare Savings

Utility Assistance

Veteran Benefits

Nearby counties

County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All North Carolina counties

Not legal or financial advice. The agency makes the final eligibility decision.