Senior benefits in Carter County, Oklahoma

Seniors in Carter County, Oklahoma, can look into a mix of local, state, and federal benefit programs. A good first stop is the Southern Oklahoma Development Association (SODA) Area Agency on Aging, which offers Area Agency on Aging services in Carter County. The Oklahoma Human Services office in Carter County is another local place to ask about help. If you need a ride, the Southern Oklahoma Rural Transportation System (SORTS) serves the area. Mercy Hospital Ardmore also has a Hospital Financial Assistance program for medical bills. At the state level, you may find help through SoonerCare, the ADvantage Waiver, Medicare Savings Programs, SNAP food benefits, energy assistance, and property and income tax relief. Federal programs may apply too. The page below lists each program with its official source and the date it was last verified. Keep in mind that the agency that runs each program makes the final eligibility decision, so use this page as a guide for where to start.

4

Local programs

12

Oklahoma programs

25

Federal programs

18

Categories

Last verified · October 1, 2026

Local starting point

Southern Oklahoma Development Association (SODA) Area Agency on Aging

1-580-920-1388 (toll free 1-800-211-2116)

See which of these Carter County programs you may qualify for.

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When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

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Programs run in Carter County

Run by the county, its Area Agency on Aging, or another agency serving Carter County. Start here.

Elder Services in Carter County

Programs here typically provide services worth $200–$2,000 a year to an eligible household.

Area Agency on Aging services (SODA) — Carter

County

The SODA Area Agency on Aging helps adults 60 and over, caregivers and people with disabilities in Carter County and nine other southern Oklahoma counties. Services include free information and referral, hot meals at senior nutrition centers or delivered to homebound people, family caregiver support (education, respite care and support groups), a long-term care ombudsman for people in nursing homes and assisted living, and Medicare counseling (SHIP), fraud help (Senior Medicare Patrol) and help applying for Extra Help and Medicare Savings Programs (MIPPA). The Masonic Grant Assistance Program helps low-income people 60 and older pay for eyeglasses, dental care, hearing aids and wheelchair ramps. Call SODA at 580-920-1388 or the Senior Information Line at 1-800-211-2116.

Estimated service value: $200–$2,000 a year

How to apply →Official source →1-580-920-1388 (toll free 1-800-211-2116)Last verified · October 1, 2026

General Assistance in Carter County

Oklahoma Human Services office — Carter

County

The Oklahoma Human Services (OKDHS, often called DHS) office for Carter County is at 410 Travertine Dr, Ardmore. It is open Monday through Friday, 8 a.m. to 5 p.m., and EBT cards are available there. You can also apply online any time at OKDHSLive.org. Staff can help with SNAP food benefits, SoonerCare (Medicaid) for people 65 or older or disabled, and energy help (LIHEAP). You can drop off a printed SNAP Request for Benefits form at a local office, and LIHEAP applicants can turn in proof there. For help applying, call 405-522-5050. To report abuse or neglect of a vulnerable adult, call the hotline at 1-800-522-3511.

Estimated bill savings: about $0 a year

How to apply →Official source →1-405-522-5050Last verified · October 1, 2026

Healthcare in Carter County

Hospital Financial Assistance (Mercy Hospital Ardmore) — Carter

County

Mercy Hospital Ardmore (and Mercy Hospital Healdton) follows Mercy's financial assistance program for medically necessary care, based on household income and family size. Under Mercy's 2026 guidelines, households at or below 200% of the Federal Poverty Level get a 100% hospital discount, and households from 201% to 300% get an 80% hospital discount. If you are eligible, you will not pay more than the amount generally billed to insured patients, and one application covers both hospital and clinic bills. If you have no insurance, you must first call Mercy's Medicaid Eligibility Screening team at 855-420-7900 before applying; they will help you apply for Medicaid if you may qualify.

Estimated bill savings: about $0 a year

How to apply →Official source →1-855-420-7900Last verified · October 1, 2026

Transportation in Carter County

Programs here typically provide services worth $150–$1,500 a year to an eligible household.

Southern Oklahoma Rural Transportation System (SORTS) — Carter

County

The Southern Oklahoma Rural Transportation System (SORTS), run by Big Five Community Services, is public transit for Bryan, Carter, Coal and Love Counties, open to the public. Rides run inside city limits 7:30 a.m. to 4:30 p.m., Monday through Friday; towns outside city limits are served one day per week. Schedule 24 hours ahead if you can. The one-way fare inside city limits is $2.00 for seniors and people with disabilities; call for county ride prices. SORTS also offers Senior Medical Transportation: free rides to and from medical appointments for people 60 and older, with no income limit, after an intake process. All vehicles are wheelchair accessible. For Carter County rides, call 580-226-5730.

Estimated service value: $150–$1,500 a year

How to apply →Official source →1-580-226-5730Last verified · October 1, 2026

Local agencies serving Carter County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

Oklahoma and federal programs

Open to eligible households in Carter County and across the rest of Oklahoma. Full details are on the Oklahoma benefits page.

Income Support

Medicare Savings

Utility Assistance

Veteran Benefits

Nearby counties

Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All Oklahoma counties

Not legal or financial advice. The agency makes the final eligibility decision.