Senior benefits in Smith County, Tennessee

Seniors aged 65 and older in Smith County, Tennessee, have access to a wide range of benefit programs that can help with everyday costs, health care, housing, and more. The Upper Cumberland Area Agency on Aging & Disability serves as a key local starting point, connecting older adults and caregivers to services across the region. Locally, the Upper Cumberland Human Resource Agency (UCHRA) administers home energy assistance through LIHEAP and provides senior and disabled public transit options for Smith County residents. Riverview Regional Medical Center offers a financial assistance program for those who need help with medical bills. State programs available here include the Tennessee Property Tax Freeze Program, OPTIONS for Community Living, TennCare CHOICES, and the Tennessee Family Caregiver Support Program, among others. Dozens of federal programs also apply to eligible residents. Each listing on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.

5

Local programs

21

Tennessee programs

25

Federal programs

19

Categories

Last verified · September 29, 2026

Local starting point

Upper Cumberland Area Agency on Aging & Disability — Upper Cumberland Development District (UCDD)

1-866-836-6678

See which of these Smith County programs you may qualify for.

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When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

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Programs run in Smith County

Run by the county, its Area Agency on Aging, or another agency serving Smith County. Start here.

Caregiver Support in Smith County

Relative Caregiver Program (Smith County)

County

Support for grandparents and other relatives who are raising a relative's child because the parents no longer can. The Relative Caregiver Program offers monthly support groups (day and evening) in every Upper Cumberland county, groups and enrichment activities for the children and teens, educational workshops such as CPR classes and summer camps, short-term case management for the whole family, a resource manual of local help, and emergency material and financial assistance for unmet needs when program funds are available. Contact Melissa Allison at 931-476-4127 or mallison@ucdd.org.

How to apply →Official source →931-476-4127Last verified · September 19, 2026

Elder Services in Smith County

Programs here typically provide services worth $500–$6,000 a year to an eligible household.

Area Agency on Aging & Disability (Upper Cumberland) — Smith County

County

The Upper Cumberland Area Agency on Aging & Disability, part of the Upper Cumberland Development District, is the one-call entry point for older adults, caregivers, and adults with disabilities in Smith County. It connects residents to in-home and personal care, home-delivered and congregate meals, transportation, caregiver support, options counseling, State Health Insurance Assistance (SHIP) Medicare counseling, and long-term-care help. Services are for adults 60 and older, with priority for those in greatest need, and for adults with disabilities. Reach the Information and Assistance line at 1-866-836-6678.

Estimated service value: $500–$6,000 a year

How to apply →Official source →1-866-836-6678Last verified · September 27, 2026

Energy Assistance in Smith County

Programs here typically lower an eligible household's bills by $174–$750 a year.

Home Energy Assistance (LIHEAP via UCHRA) — Smith County

County

The Low-Income Home Energy Assistance Program (LIHEAP) helps eligible households in Smith County pay heating and cooling bills. Tennessee's LIHEAP is funded through the Tennessee Housing Development Agency (THDA) and delivered locally by the Upper Cumberland Human Resource Agency (UCHRA). Qualifying households in the Upper Cumberland region receive a one-time utility payment (about $174 to $750), with priority for older adults, people with disabilities, and households in a heating or cooling crisis. Apply through the UCHRA Community Services office or call 2-1-1 for a referral.

Estimated bill savings: $174–$750 a year

How to apply →Official source →1-931-528-1127Last verified · September 26, 2026

Healthcare in Smith County

Hospital Financial Assistance (Riverview Regional Medical Center) — Smith County

County

Riverview Regional Medical Center in Carthage is a critical-access hospital serving Smith County. Its financial assistance program helps uninsured and underinsured patients who come for emergency or medically necessary care. Awards are based on a comparison of household income and resources to the Federal Poverty Level guidelines. Financial counselors help patients apply and find solutions to cover the cost of care.

Estimated bill savings: about $0 a year

How to apply →Official source →1-615-735-1560Last verified · September 17, 2026

Transportation in Smith County

Programs here typically provide services worth $150–$1,500 a year to an eligible household.

Senior & Disabled Public Transit (UCHRA) — Smith County

County

The Upper Cumberland Human Resource Agency runs demand-response public transit that serves Smith County. Older adults and people with disabilities can schedule curb-to-curb rides for medical appointments, errands, and other essential trips. There are no fixed routes; trips are reserved in advance through the regional call center. Reduced fares are available for seniors and riders with disabilities. Call 1-833-828-7477 to set up a ride.

Estimated service value: $150–$1,500 a year

How to apply →Official source →1-833-828-7477Last verified · September 29, 2026

Local agencies serving Smith County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

Tennessee and federal programs

Open to eligible households in Smith County and across the rest of Tennessee. Full details are on the Tennessee benefits page.

Caregiver Support

Health Coverage

Income Support

Medicare Savings

Transportation

Utility Assistance

Veteran Benefits

Nearby counties

Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All Tennessee counties

Not legal or financial advice. The agency makes the final eligibility decision.