Senior benefits in Somerset County, New Jersey
Seniors in Somerset County, New Jersey have access to a wide range of benefit programs that can help with healthcare costs, prescription drugs, home energy bills, property taxes, and more. The Somerset County Office on Aging and Disabilities is the designated Area Agency on Aging for the county and is a strong local starting point — it connects residents to programs like PAAD, Senior Gold, and NJ SHIP Medicare counseling. Hospital financial assistance is available through Robert Wood Johnson University Hospital Somerset, and western county residents may also access Hunterdon Medical Center. Somerset County Emergency Aid referral coordination and LIHEAP home energy assistance are available for those facing urgent needs. Seniors who ride NJ Transit's Raritan Valley Line, Gladstone Branch, or local bus routes may qualify for the NJ Transit Senior Citizen Reduced Fare. State programs such as ANCHOR, Senior Freeze, Lifeline, and Medicare Savings Programs also apply here, alongside dozens of federal programs. Each listing on this page includes its official source and last-verified date — the administering agency makes all final eligibility decisions.
5
Local programs
19
New Jersey programs
25
Federal programs
15
Categories
Local starting point
Somerset County Office on Aging and Disabilities — designated Area Agency on Aging under the Older Americans Act Title III for Somerset County; one of 21 NJ county AAAs.
908-704-6346
See which of these Somerset County programs you may qualify for.
Find my benefitsHelping others? Print the Somerset County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Somerset County
Run by the county, its Area Agency on Aging, or another agency serving Somerset County. Start here.
Emergency Aid
Programs here are typically worth $200–$3,000 a year to an eligible household.
Somerset County Emergency Aid — Referral Coordination
CountySomerset County emergency aid: (1) Somerset County Board of Social Services for Cash Assistance (WorkFirst NJ TANF), General Assistance, Emergency Assistance, NJ FamilyCare Medicaid (908-526-8800); (2) Somerset AAA for senior-specific case management (908-704-6346); (3) NJHCPAP + hospital FAP for healthcare safety-net; (4) Somerset County Community Development Block Grant + Catholic Charities of Metuchen Diocese coordinate LIHEAP delivery for Somerset County for LIHEAP/USF; (5) Catholic Charities of the Diocese serving Somerset; (6) Community FoodBank of New Jersey or regional food bank; (7) NJ SHARES utility-bill assistance; (8) NJ 2-1-1 for general referrals.
$200–$3,000/yr
Somerset County LIHEAP Administering Agency — Home Energy Assistance (Somerset County)
CountyNJ LIHEAP for Somerset County residents: Somerset County Community Development Block Grant + Catholic Charities of Metuchen Diocese coordinate LIHEAP delivery for Somerset County. Income limit: 60% state median (~$50,005 family of 1, ~$65,000 family of 2). Apply via DCAid (dcaid.dca.nj.gov), by calling 1-800-510-3102, or at the local administering agency. USF (Universal Service Fund) layers on top for ongoing year-round utility relief.
$200–$1,500/yr
In this county: Somerset: NJ LIHEAP delivery via Somerset County Community Development Block Grant + Catholic Charities of Metuchen Diocese coordinate LIHEAP delivery for Somerset County.
Healthcare
Programs here are typically worth $500–$30,000 a year to an eligible household.
Robert Wood Johnson University Hospital Somerset (RWJBarnabas) + Hunterdon Medical Center cross-border — Financial Assistance (Somerset County)
CountySomerset County hospital safety net is Somerset = RWJ University Hospital Somerset (RWJBarnabas Somerville flagship since 2014). Affluent suburban demographic.. ALL NJ acute-care hospitals participate in NJ Hospital Care Payment Assistance Program (NJHCPAP, formerly Charity Care) — 100% covered ≤200% FPL, sliding scale to 300% FPL. Each system also operates its own Financial Assistance Program above NJHCPAP for those between 300-400% FPL. Apply at the hospital's financial counseling office or at https://www.rwjbh.org/patients-visitors/billing-financial-assistance/. Phone: 908-685-2200.
$500–$30,000/yr
In this county: Somerset: Somerset = RWJ University Hospital Somerset (RWJBarnabas Somerville flagship since 2014). Affluent suburban demographic.. NJHCPAP applies on top — 100% covered ≤200% FPL, sliding to 300% FPL.
Nutrition
Programs here are typically worth $1,500–$6,000 a year to an eligible household.
Somerset County Office on Aging and Disabilities — Title III + NJ SHIP + PAAD/Senior Gold Enrollment (Somerset County)
CountySomerset County AAA serves seniors age 60+ and caregivers. Services include: Title III Congregate Meals + Home-Delivered Meals (Meals on Wheels); NJ SHIP (Medicare benefits counseling); PAAD/Senior Gold/Lifeline enrollment via NJSave combined application; Jersey Assistance for Community Caregiving (JACC); Caregiver Support; Protective Services; LSTC Long-Term Care Options Counseling. Apply by calling AAA at 908-704-6346 or emailing aging@co.somerset.nj.us.
$1,500–$6,000/yr
Transportation
Programs here are typically worth $300–$2,500 a year to an eligible household.
NJ Transit (Raritan Valley Line + Gladstone Branch) + Local Bus (Somerset County)
CountyNJ Transit (Raritan Valley Line + Gladstone Branch) + Local Bus serves Somerset County. Somerset County: NJ Transit Raritan Valley Line (Somerville, Bound Brook, Raritan, Bridgewater) + Gladstone Branch (Far Hills, Bernardsville). Local NJ Transit bus. Somerset is affluent suburban — Bridgewater, Bernardsville, Basking Ridge. NJ Transit Senior Reduced Fare half-fare for 62+.. NJ Transit Senior Reduced Fare ID required for half-fare — apply at NJ Transit customer service center or via mail-in form. Access Link statewide ADA paratransit within ¾ mile of NJ Transit bus routes.
$300–$2,500/yr
New Jersey and federal programs
Open to eligible households in Somerset County and across the rest of New Jersey. Full details are on the New Jersey benefits page.
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Medicare Savings Programs (QMB/SLMB/QI) — New JerseyState$2,000–$5,000/yrOfficial source →
- NJ FamilyCare — Aged, Blind, Disabled MedicaidState$4,000–$30,000/yrOfficial source →
- NJ SHIP — State Health Insurance Assistance Program (Medicare Counseling)StateOfficial source →
- PAAD — Pharmaceutical Assistance to the Aged and DisabledState$500–$4,500/yrOfficial source →
- Senior Gold Prescription Discount ProgramState$300–$2,500/yrOfficial source →
Home Care
- Program of All-Inclusive Care for the Elderly (PACE)State$30,000–$80,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
Long Term Care
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- BG William C. Doyle Veterans Memorial Cemetery (No-Cost Burial)StateOfficial source →
- New Jersey Disabled Veteran Free Hunting & Fishing LicensesStateOfficial source →
- New Jersey Veterans Service Offices (Free VA Claims Help)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- New Jersey 100% Disabled Veteran Property Tax Exemption (Full Exemption)State$7,000–$12,000/yrOfficial source →
- ANCHOR — Affordable New Jersey Communities for Homeowners and RentersState$450–$1,750/yrOfficial source →
- Senior Freeze — Property Tax Reimbursement (PTR)State$200–$5,000/yrOfficial source →
- New Jersey $250 Veteran Property Tax DeductionState$250/yrOfficial source →
Transportation
- NJ Transit Senior Citizen Reduced FareState$300–$2,500/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
