Senior benefits in Cumberland County, North Carolina

Seniors living in Cumberland County, North Carolina have access to a wide range of benefit programs that can help with health care, housing, energy costs, transportation, and more. The Mid-Carolina Area Agency on Aging is the local starting point for older adults and family caregivers seeking guidance on available services. Through local programs, Cumberland County residents may qualify for Housing and Home Improvement minor repair assistance, Home Care Independence to hire a personal caregiver, and reduced-fare transit or FASTTrac paratransit rides through the Fayetteville Area System of Transit. Cape Fear Valley Health Financial Assistance may help with medical costs for those who qualify. Cumberland County DSS administers Low Income Energy Assistance and Crisis Intervention Program benefits locally. State programs such as SHIIP Medicare counseling, Project C.A.R.E., and the NC Lifespan Respite Voucher add further support, alongside dozens of federal programs. Each listing on this page includes its official source and the date it was last verified, and the administering agency makes all final eligibility decisions.

6

Local programs

23

North Carolina programs

25

Federal programs

19

Categories

Last verified · September 27, 2026

Local starting point

Mid-Carolina Area Agency on Aging (Region M), the designated Area Agency on Aging under the Older Americans Act, housed at the Mid-Carolina Council of Governments serving Cumberland, Harnett, and Sampson counties.

910-323-4191

See which of these Cumberland County programs you may qualify for.

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When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

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Programs run in Cumberland County

Run by the county, its Area Agency on Aging, or another agency serving Cumberland County. Start here.

Elder Services in Cumberland County

Programs here typically provide services worth $1,000–$6,000 a year to an eligible household.

Mid-Carolina Area Agency on Aging Services (Cumberland County)

County

The Mid-Carolina Area Agency on Aging serves adults age 60 and older and their caregivers in Cumberland County. Services include congregate and home-delivered meals, family caregiver support and respite, the Seniors' Health Insurance Information Program (SHIIP) for Medicare counseling, options counseling for long-term care, the long-term care ombudsman, and links to in-home and adult day services. Call the Area Agency on Aging to find out what is available locally.

Estimated service value: $1,000–$6,000 a year

How to apply →Official source →910-323-4191Last verified · September 19, 2026

Energy Assistance in Cumberland County

Programs here typically lower an eligible household's bills by $300–$1,500 a year.

Low Income Energy Assistance (LIEAP) and Crisis Intervention (CIP) — Cumberland County DSS

County

North Carolina's Low Income Energy Assistance Program (LIEAP) gives a one-time payment toward heating costs, and the Crisis Intervention Program (CIP) helps when a household faces a heating or cooling emergency. Both are run by the Cumberland County Department of Social Services. Households with an older adult (60+) or a person with a disability can apply starting December 1; other eligible households apply starting in January, until funds run out. Apply online through ePASS at epass.nc.gov, by phone, or at the county DSS office.

Estimated bill savings: $300–$1,500 a year

How to apply →Official source →910-323-1540Last verified · September 21, 2026

Healthcare in Cumberland County

Cape Fear Valley Health Financial Assistance (Cumberland County)

County

Cape Fear Valley Medical Center in Fayetteville is the main public safety-net hospital serving Cumberland County. Cape Fear Valley Health gives full charity (free) care to patients whose household income is at or below 200% of the federal poverty guidelines, and a sliding-scale discount of 25% to 75% for income between 201% and 500% of the federal poverty guidelines. Ask for a financial assistance application or call the financial assistance office.

Estimated bill savings: about $0 a year

How to apply →Official source →910-615-7070Last verified · September 25, 2026

Home Care in Cumberland County

Home Care Independence (hire your own caregiver) — Cumberland County

County

Home Care Independence lets Cumberland County residents age 60 and older hire a family member, friend or other person of their choice as a paid personal assistant. The assistant helps with personal care such as bathing and dressing, and with home tasks such as cooking, cleaning, laundry and shopping. A care advisor helps you plan and direct your own care, and a payroll service pays the assistant. Call Mid-Carolina Area Agency on Aging at 910-323-4191 ext. 35 to ask about openings.

How to apply →Official source →910-323-4191 ext. 35Last verified · September 23, 2026

Housing Assistance in Cumberland County

Housing and Home Improvement (minor repairs for older adults) — Cumberland County

County

Cumberland County Council on Older Adults makes minor repairs and safety improvements to the homes of Cumberland County residents age 60 and older who have no one able and willing to do the work for them. Depending on what the local provider offers, help can include security improvements, minor home repairs, ramps, grab bars and other accessibility changes, and repair or replacement of basic furnishings and appliances. Renters can qualify with written permission from the landlord. Help is limited to $7,000 per person each program year. Call Cumberland County Council on Older Adults at 910-484-0111 to apply.

Estimated service value: $0–$7,000 a year

How to apply →Official source →910-484-0111Last verified · September 26, 2026

Transportation in Cumberland County

Programs here typically provide services worth $200–$2,000 a year to an eligible household.

Fayetteville Area System of Transit Reduced Fare and FASTTrac Paratransit (Cumberland County)

County

The Fayetteville Area System of Transit (FAST) serves Cumberland County. Riders age 65 and older and people with a qualifying disability can ride FAST fixed-route buses at a reduced fare with a FAST photo ID. FASTTrac is the ADA paratransit service for people who cannot use the fixed-route buses because of a disability; it provides origin-to-destination shared rides. Call FAST to get a reduced-fare photo ID or to apply for FASTTrac paratransit.

Estimated service value: $200–$2,000 a year

In this county: Cumberland: FAST reduced fare is for riders 65+ and people with a qualifying disability (FAST photo ID required); FASTTrac paratransit requires an ADA eligibility determination.

How to apply →Official source →910-433-1329Last verified · September 27, 2026

Local agencies serving Cumberland County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

North Carolina and federal programs

Open to eligible households in Cumberland County and across the rest of North Carolina. Full details are on the North Carolina benefits page.

Health Coverage

Income Support

Medicare Savings

Utility Assistance

Veteran Benefits

Nearby counties

County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All North Carolina counties

Not legal or financial advice. The agency makes the final eligibility decision.