Senior benefits in Cumberland County, North Carolina
Seniors living in Cumberland County, North Carolina have access to a wide range of benefit programs that can help with health care, housing, energy costs, transportation, and more. The Mid-Carolina Area Agency on Aging is the local starting point for older adults and family caregivers seeking guidance on available services. Through local programs, Cumberland County residents may qualify for Housing and Home Improvement minor repair assistance, Home Care Independence to hire a personal caregiver, and reduced-fare transit or FASTTrac paratransit rides through the Fayetteville Area System of Transit. Cape Fear Valley Health Financial Assistance may help with medical costs for those who qualify. Cumberland County DSS administers Low Income Energy Assistance and Crisis Intervention Program benefits locally. State programs such as SHIIP Medicare counseling, Project C.A.R.E., and the NC Lifespan Respite Voucher add further support, alongside dozens of federal programs. Each listing on this page includes its official source and the date it was last verified, and the administering agency makes all final eligibility decisions.
6
Local programs
23
North Carolina programs
25
Federal programs
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Categories
Last verified · September 27, 2026
Local starting point
Mid-Carolina Area Agency on Aging (Region M), the designated Area Agency on Aging under the Older Americans Act, housed at the Mid-Carolina Council of Governments serving Cumberland, Harnett, and Sampson counties.
910-323-4191
See which of these Cumberland County programs you may qualify for.
Find my benefitsHelping others? Print the Cumberland County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Cumberland County
Run by the county, its Area Agency on Aging, or another agency serving Cumberland County. Start here.
Elder Services in Cumberland County
Programs here typically provide services worth $1,000–$6,000 a year to an eligible household.
Mid-Carolina Area Agency on Aging Services (Cumberland County)
CountyThe Mid-Carolina Area Agency on Aging serves adults age 60 and older and their caregivers in Cumberland County. Services include congregate and home-delivered meals, family caregiver support and respite, the Seniors' Health Insurance Information Program (SHIIP) for Medicare counseling, options counseling for long-term care, the long-term care ombudsman, and links to in-home and adult day services. Call the Area Agency on Aging to find out what is available locally.
Estimated service value: $1,000–$6,000 a year
Energy Assistance in Cumberland County
Programs here typically lower an eligible household's bills by $300–$1,500 a year.
Low Income Energy Assistance (LIEAP) and Crisis Intervention (CIP) — Cumberland County DSS
CountyNorth Carolina's Low Income Energy Assistance Program (LIEAP) gives a one-time payment toward heating costs, and the Crisis Intervention Program (CIP) helps when a household faces a heating or cooling emergency. Both are run by the Cumberland County Department of Social Services. Households with an older adult (60+) or a person with a disability can apply starting December 1; other eligible households apply starting in January, until funds run out. Apply online through ePASS at epass.nc.gov, by phone, or at the county DSS office.
Estimated bill savings: $300–$1,500 a year
Healthcare in Cumberland County
Cape Fear Valley Health Financial Assistance (Cumberland County)
CountyCape Fear Valley Medical Center in Fayetteville is the main public safety-net hospital serving Cumberland County. Cape Fear Valley Health gives full charity (free) care to patients whose household income is at or below 200% of the federal poverty guidelines, and a sliding-scale discount of 25% to 75% for income between 201% and 500% of the federal poverty guidelines. Ask for a financial assistance application or call the financial assistance office.
Estimated bill savings: about $0 a year
Home Care in Cumberland County
Home Care Independence (hire your own caregiver) — Cumberland County
CountyHome Care Independence lets Cumberland County residents age 60 and older hire a family member, friend or other person of their choice as a paid personal assistant. The assistant helps with personal care such as bathing and dressing, and with home tasks such as cooking, cleaning, laundry and shopping. A care advisor helps you plan and direct your own care, and a payroll service pays the assistant. Call Mid-Carolina Area Agency on Aging at 910-323-4191 ext. 35 to ask about openings.
Housing Assistance in Cumberland County
Housing and Home Improvement (minor repairs for older adults) — Cumberland County
CountyCumberland County Council on Older Adults makes minor repairs and safety improvements to the homes of Cumberland County residents age 60 and older who have no one able and willing to do the work for them. Depending on what the local provider offers, help can include security improvements, minor home repairs, ramps, grab bars and other accessibility changes, and repair or replacement of basic furnishings and appliances. Renters can qualify with written permission from the landlord. Help is limited to $7,000 per person each program year. Call Cumberland County Council on Older Adults at 910-484-0111 to apply.
Estimated service value: $0–$7,000 a year
Transportation in Cumberland County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Fayetteville Area System of Transit Reduced Fare and FASTTrac Paratransit (Cumberland County)
CountyThe Fayetteville Area System of Transit (FAST) serves Cumberland County. Riders age 65 and older and people with a qualifying disability can ride FAST fixed-route buses at a reduced fare with a FAST photo ID. FASTTrac is the ADA paratransit service for people who cannot use the fixed-route buses because of a disability; it provides origin-to-destination shared rides. Call FAST to get a reduced-fare photo ID or to apply for FASTTrac paratransit.
Estimated service value: $200–$2,000 a year
In this county: Cumberland: FAST reduced fare is for riders 65+ and people with a qualifying disability (FAST photo ID required); FASTTrac paratransit requires an ADA eligibility determination.
Local agencies serving Cumberland County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Cape Fear Valley Health, a regional public health system based in Fayetteville whose hospitals serve south-central North Carolina.
Mid-Carolina Area Agency on Aging, the Cumberland County provider funded by the NC Division of Aging
Cumberland County Council on Older Adults, the Cumberland County provider funded by the NC Division of Aging (Home and Community Care Block Grant)
Runs: Housing and Home Improvement (minor repairs for older adults)
Fayetteville Area System of Transit (FAST), the public transit agency operated by the City of Fayetteville serving Cumberland County, including its FASTTrac ADA paratransit service.
Runs: Fayetteville Area System of Transit Reduced Fare and FASTTrac Paratransit
Mid-Carolina Area Agency on Aging (Region M), the designated Area Agency on Aging under the Older Americans Act, housed at the Mid-Carolina Council of Governments serving Cumberland, Harnett, and Sampson counties.
Cumberland County Department of Social Services, which administers North Carolina's LIEAP (heating) and Crisis Intervention Program (CIP) for Cumberland County.
Runs: Low Income Energy Assistance (LIEAP) and Crisis Intervention (CIP)
North Carolina and federal programs
Open to eligible households in Cumberland County and across the rest of North Carolina. Full details are on the North Carolina benefits page.
Caregiver Support
- Project C.A.R.E. — dementia caregiver consultation and respite fundsStateOfficial source →
- North Carolina Family Caregiver Support ProgramStateabout $0/yrService valueOfficial source →
- NC Lifespan Respite Voucher — up to $750 a year for family caregiversState$0–$750/yrService valueOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrCashOfficial source →
Energy Assistance
- Crisis Intervention Program (CIP) — Energy Crisis AssistanceState$0–$600/yrLower billsOfficial source →
- Low Income Energy Assistance Program (LIEAP)State$300–$600/yrLower billsOfficial source →
- Operation Fan Heat Relief — Free Summer Fans (North Carolina)StateOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrService valueOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrService valueOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrService valueOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrCashOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrCashOfficial source →
Health Coverage
- North Carolina Medicaid — Aged, Blind & Disabled (MAABD)State$4,000–$30,000/yrService valueOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrLower billsOfficial source →
- SHIIP — Seniors' Health Insurance Information Program (Medicare Counseling)Stateabout $0/yrLower billsOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrLower billsOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrLower billsOfficial source →
Housing Assistance
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrCashOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrService valueOfficial source →
- Community Alternatives Program for Disabled Adults (CAP/DA) — Home & Community-Based WaiverState$10,000–$60,000/yrService valueOfficial source →
- PACE — Program of All-Inclusive Care for the Elderly (North Carolina)State$10,000–$80,000/yrService valueOfficial source →
- North Carolina State Veterans Homes (Skilled Nursing Care)StateOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrPremium savingsOfficial source →
- Qualifying Individual (QI)Federalabout $2,435/yrPremium savingsOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrPremium savingsOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federalabout $2,435/yrPremium savingsOfficial source →
- Medicare Savings Program (North Carolina) — QMB / SLMB / QIState$2,100–$8,000/yrPremium savingsOfficial source →
Nutrition
- North Carolina Seniors' Farmers' Market Nutrition Program (SFMNP)Stateabout $50/yrService valueOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrService valueOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrService valueOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- North Carolina Disabled Veteran Lifetime Hunting & Fishing License ($10)StateOfficial source →
- NCDMVA Veterans Service Officers — Free VA Claims HelpStateOfficial source →
- Legal Assistance for Older AdultsStateOfficial source →
- North Carolina State/County Special Assistance (Adult Care Home & In-Home Support)State$1,200–$18,000/yrService valueOfficial source →
- North Carolina State Veterans Cemeteries (No-Cost Burial for Veterans)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federal$0–$1,125/yrLower billsOfficial source →
- North Carolina Disabled Veteran Property Tax Homestead Exclusion ($45,000)State$315–$450/yrLower billsOfficial source →
- Circuit Breaker Property Tax Deferment ProgramState$200–$3,000/yrLower billsOfficial source →
- Elderly or Disabled Homestead Property Tax ExclusionState$200–$1,500/yrLower billsOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrLower billsOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrLower billsOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrCashOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
