Benefits · New Jersey

Senior benefits in Cumberland County, New Jersey

Seniors in Cumberland County, New Jersey have access to a wide range of benefit programs that can help with health care costs, prescription drugs, home energy bills, housing, and more. The **Cumberland County Office on Aging and Disabled** is the local Area Agency on Aging and a strong first stop for help. Through this office, seniors can get connected to programs like **PAAD**, **Senior Gold**, and **NJ SHIP** Medicare counseling. For home energy costs, **Tri-County Community Action Partnership (TCCAP)** administers **LIHEAP** and related assistance locally. Seniors who need transportation can look into the **Cumberland Area Transit System (CATS)** and the **NJ Transit Senior Citizen Reduced Fare** program. Inspira Medical Center Vineland and Inspira Medical Center Bridgeton both offer financial assistance for qualifying patients. State programs such as **ANCHOR**, **Senior Freeze**, and **Lifeline** may also apply, along with dozens of federal programs. Each listing on this page includes its official source and the date it was last verified — the administering agency makes all final eligibility decisions.

5

Local programs

19

New Jersey programs

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Federal programs

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Categories

Local starting point

Cumberland County Office on Aging and Disabled — designated Area Agency on Aging under the Older Americans Act Title III for Cumberland County; one of 21 NJ county AAAs.

856-453-2220

See which of these Cumberland County programs you may qualify for.

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Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

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Programs run in Cumberland County

Run by the county, its Area Agency on Aging, or another agency serving Cumberland County. Start here.

Emergency Aid

Programs here are typically worth $200–$3,000 a year to an eligible household.

Cumberland County Emergency Aid — Referral Coordination

County

Cumberland County emergency aid: (1) Cumberland County Board of Social Services for Cash Assistance (WorkFirst NJ TANF), General Assistance, Emergency Assistance, NJ FamilyCare Medicaid (856-691-4600); (2) Cumberland AAA for senior-specific case management (856-453-2220); (3) NJHCPAP + hospital FAP for healthcare safety-net; (4) Tri-County Community Action Partnership (TCCAP) is the LIHEAP/USF administering agency for Cumberland County (completes TCCAP's 3-county service area: Cumberland + Gloucester + Salem — all 3 now in catalog) for LIHEAP/USF; (5) Catholic Charities of the Diocese of Camden (serving all of South Jersey + Shore); (6) Food Bank of South Jersey + Community FoodBank of NJ; (7) NJ SHARES utility-bill assistance; (8) NJ 2-1-1 for general referrals.

$200–$3,000/yr

How to apply →Official source →211Last verified · September 1, 2026

Cumberland County LIHEAP Administering Agency — Home Energy Assistance (Cumberland County)

County

NJ LIHEAP for Cumberland County residents: Tri-County Community Action Partnership (TCCAP) is the LIHEAP/USF administering agency for Cumberland County (completes TCCAP's 3-county service area: Cumberland + Gloucester + Salem — all 3 now in catalog). Income limit: 60% state median (~$50,005 family of 1, ~$65,000 family of 2). Apply via DCAid (dcaid.dca.nj.gov), by calling 1-800-510-3102, or at the local administering agency. USF (Universal Service Fund) layers on top for ongoing year-round utility relief.

$200–$1,500/yr

In this county: Cumberland: NJ LIHEAP delivery via Tri-County Community Action Partnership (TCCAP) is the LIHEAP/USF administering agency for Cumberland County (completes TCCAP's 3-county service area: Cumberland + Gloucester + Salem — all 3 now in catalog). NJ Jersey Shore final batch closes the catalog.

How to apply →Official source →1-800-510-3102Last verified · September 2, 2026

Healthcare

Programs here are typically worth $500–$30,000 a year to an eligible household.

Inspira Medical Center Vineland (Inspira flagship Cumberland) + Inspira Medical Center Bridgeton — Financial Assistance (Cumberland County)

County

Cumberland County hospital safety net is Cumberland = Inspira Medical Center Vineland (Inspira flagship in Cumberland) + Inspira Medical Center Bridgeton. Inspira home base; full 4-hospital Inspira South Jersey footprint now documented.. ALL NJ acute-care hospitals participate in NJ Hospital Care Payment Assistance Program (NJHCPAP, formerly Charity Care) — 100% covered ≤200% FPL, sliding scale to 300% FPL. Each system also operates its own Financial Assistance Program above NJHCPAP. Apply at the hospital's financial counseling office or at https://www.inspirahealthnetwork.org/patients-visitors/billing-online-payments/payment-assistance. Phone: 856-641-8000.

$500–$30,000/yr

In this county: Cumberland: Cumberland = Inspira Medical Center Vineland (Inspira flagship in Cumberland) + Inspira Medical Center Bridgeton. Inspira home base; full 4-hospital Inspira South Jersey footprint now documented.. NJHCPAP applies on top — 100% covered ≤200% FPL, sliding to 300% FPL. NJ Jersey Shore final batch closes the catalog.

How to apply →Official source →856-641-8000Last verified · September 4, 2026

Nutrition

Programs here are typically worth $1,500–$6,000 a year to an eligible household.

Cumberland County Office on Aging and Disabled — Title III + NJ SHIP + PAAD/Senior Gold Enrollment (Cumberland County)

County

Cumberland County AAA serves seniors age 60+ and caregivers. Services include: Title III Congregate Meals + Home-Delivered Meals (Meals on Wheels); NJ SHIP (Medicare benefits counseling); PAAD/Senior Gold/Lifeline enrollment via NJSave combined application; Jersey Assistance for Community Caregiving (JACC); Caregiver Support; Protective Services; LSTC Long-Term Care Options Counseling. Apply by calling AAA at 856-453-2220 or emailing aging@co.cumberland.nj.us.

$1,500–$6,000/yr

How to apply →Official source →856-453-2220Last verified · September 8, 2026

Transportation

Programs here are typically worth $300–$2,500 a year to an eligible household.

NJ Transit Bus (limited) + Cumberland Area Transit System (CATS) (Cumberland County)

County

NJ Transit Bus (limited) + Cumberland Area Transit System (CATS) serves Cumberland County. Cumberland County: NJ Transit bus 408/553/554/555 connect Vineland + Bridgeton + Millville to Atlantic City + Camden. Cumberland Area Transit System (CATS, operated by Cumberland County) is the local senior/disabled paratransit + limited fixed-route. NJ Transit Senior Reduced Fare half-fare for 62+. Rural-suburban demographic with heavy agricultural workforce.. NJ Transit Senior Reduced Fare ID required for half-fare — apply at NJ Transit customer service center or via mail-in form. Access Link statewide ADA paratransit within ¾ mile of NJ Transit bus routes.

$300–$2,500/yr

How to apply →Official source →856-451-8000Last verified · September 3, 2026

New Jersey and federal programs

Open to eligible households in Cumberland County and across the rest of New Jersey. Full details are on the New Jersey benefits page.

Utility Assistance

Veteran Benefits

Nearby counties

County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

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Not legal or financial advice. The agency makes the final eligibility decision.