Senior benefits in Cumberland County, Tennessee

Seniors aged 65 and older living in Cumberland County, Tennessee have access to a wide range of benefit programs that can help with everyday needs. The Upper Cumberland Area Agency on Aging & Disability serves as a key local starting point, connecting older adults to Older Americans Act services covering meals, transportation, and more. UCHRA Public Transportation offers senior and disability rides for those who need help getting around the county. Help with home energy costs may be available through the Low Income Home Energy Assistance Program administered locally by UCHRA. Cumberland Medical Center through Covenant Health offers financial assistance for qualifying patients, and the Relative Caregiver Program provides support for families raising relatives' children. State programs such as the Tennessee Property Tax Freeze Program, OPTIONS for Community Living, TennCare CHOICES, and the Tennessee Family Caregiver Support Program may also apply. Dozens of federal programs are available here as well. Each listing on this page includes its official source and the date it was last verified, though the administering agency always makes the final eligibility decision.

5

Local programs

21

Tennessee programs

25

Federal programs

19

Categories

Last verified · September 29, 2026

Local starting point

Upper Cumberland Development District — Area Agency on Aging & Disability (AAAD)

1-931-432-4111

See which of these Cumberland County programs you may qualify for.

Find my benefits

Helping others? Print the Cumberland County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in Cumberland County

Run by the county, its Area Agency on Aging, or another agency serving Cumberland County. Start here.

Caregiver Support in Cumberland County

Relative Caregiver Program (Cumberland County)

County

Support for grandparents and other relatives who are raising a relative's child because the parents no longer can. The Relative Caregiver Program offers monthly support groups (day and evening) in every Upper Cumberland county, groups and enrichment activities for the children and teens, educational workshops such as CPR classes and summer camps, short-term case management for the whole family, a resource manual of local help, and emergency material and financial assistance for unmet needs when program funds are available. Contact Melissa Allison at 931-476-4127 or mallison@ucdd.org.

How to apply →Official source →931-476-4127Last verified · September 27, 2026

Elder Services in Cumberland County

Programs here typically provide services worth $1,500–$6,000 a year to an eligible household.

Upper Cumberland Area Agency on Aging & Disability — Older Americans Act Services (Cumberland County)

County

The Upper Cumberland Area Agency on Aging & Disability, part of the Upper Cumberland Development District, serves older adults and adults with disabilities in Cumberland County. Help includes home-delivered and congregate meals, in-home and homemaker services, family caregiver support and respite, SHIP Medicare counseling, options counseling and long-term-care help, the CHOICES and OPTIONS programs, and legal help. Adults age 60 and over, and adults with disabilities, can call the aging and disability line at 931-432-4111, or the toll-free information and assistance line at 1-866-836-6678, to learn what local help is available.

Estimated service value: $1,500–$6,000 a year

How to apply →Official source →1-931-432-4111Last verified · September 29, 2026

Energy Assistance in Cumberland County

Programs here typically lower an eligible household's bills by $174–$750 a year.

Low-Income Home Energy Assistance (LIHEAP) — Cumberland County

County

The Low-Income Home Energy Assistance Program (LIHEAP) helps eligible households in Cumberland County pay heating and cooling bills and handle energy emergencies. In the Upper Cumberland region LIHEAP is funded by the Tennessee Housing Development Agency (THDA) and delivered by the Upper Cumberland Human Resource Agency (UCHRA). Payments average a few hundred dollars a year and are paid toward the energy bill. Households with an older adult (60+) or a person with a disability are encouraged to apply early. Apply through the UCHRA Community Services office at 931-528-1127, or dial 2-1-1 for the nearest intake site.

Estimated bill savings: $174–$750 a year

How to apply →Official source →1-931-528-1127Last verified · September 22, 2026

Healthcare in Cumberland County

Cumberland Medical Center (Covenant Health) — Financial Assistance (Cumberland County)

County

Cumberland Medical Center in Crossville, part of the Covenant Health system, is the main hospital for Cumberland County. Its financial assistance (charity care) program gives free or discounted care to patients who cannot pay in full. Households with income and assets up to 200% of the federal poverty level may receive a 100% discount, and those between 200% and 300% may receive a 90% discount. Call the Financial Counselors at 931-459-7281 (or Covenant Health financial assistance at 865-374-3000) to request an application.

Estimated bill savings: about $0 a year

In this county: Free or discounted care is based on household income and assets measured against the federal poverty level under Covenant Health's financial assistance policy. The hospital makes the final determination. Not legal or financial advice.

How to apply →Official source →931-459-7281Last verified · September 28, 2026

Transportation in Cumberland County

Programs here typically provide services worth $200–$1,200 a year to an eligible household.

UCHRA Public Transportation — Senior & Disability Rides (Cumberland County)

County

UCHRA Public Transportation, run by the Upper Cumberland Human Resource Agency, provides public transit across the 14-county Upper Cumberland region, including Cumberland County. Rides go to medical appointments, shopping, senior centers, and other daily needs, and wheelchair-accessible vehicles are available. Anyone can ride: in-county trips are $2 per person one-way (out-of-county fares depend on how many counties you cross), with discounted fares for seniors age 60 and over, veterans, and people with disabilities. Call 1-833-828-7477 (or the UCHRA Cumberland County office, Office: (931) 456-0691) to confirm eligibility or schedule a ride.

Estimated service value: $200–$1,200 a year

How to apply →Official source →1-833-828-7477Last verified · September 25, 2026

Local agencies serving Cumberland County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

Tennessee and federal programs

Open to eligible households in Cumberland County and across the rest of Tennessee. Full details are on the Tennessee benefits page.

Caregiver Support

Health Coverage

Income Support

Medicare Savings

Transportation

Utility Assistance

Veteran Benefits

Nearby counties

Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All Tennessee counties

Not legal or financial advice. The agency makes the final eligibility decision.