Senior benefits in Frederick County, Virginia
Not in Virginia? Frederick County, Maryland
Seniors living in Frederick County, Virginia have access to a wide range of benefit programs that can help with health care, housing costs, energy bills, transportation, and more. Seniors First, The Shenandoah Area Agency on Aging, serves this area and is a strong local starting point for finding help. Other county-level resources include Real Estate Tax Relief for the Elderly & Disabled through the Frederick County Commissioner of the Revenue, energy assistance through the Frederick County Department of Social Services, medical financial help through Winchester Medical Center, and transportation support through Winchester Transit (WinTran). Virginia state programs are also available here, covering everything from in-home care and caregiver support to veterans benefits and nutrition programs. On top of that, dozens of federal programs apply to Frederick County residents as well. Each program listed on this page includes its official source and the date it was last verified. Eligibility is always determined by the administering agency, not this page.
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Local programs
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Virginia programs
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Federal programs
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Categories
Last verified · October 7, 2026
Local starting point
Seniors First, The Shenandoah Area Agency on Aging — Virginia Department for Aging and Rehabilitative Services (DARS) network
1-540-635-7141
See which of these Frederick County programs you may qualify for.
Discover my benefitsHelping others? Print the Frederick County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Frederick County
Run by the county, its Area Agency on Aging, or another agency serving Frederick County. Start here.
Elder Services in Frederick County
Programs here typically provide services worth $500–$6,000 a year to an eligible household.
Area Agency on Aging (Seniors First, The Shenandoah Area Agency on Aging) — Frederick
County · VirginiaSeniors First, The Shenandoah Area Agency on Aging is the Area Agency on Aging for Frederick County. It is the local starting point that connects older adults and caregivers to Meals on Wheels and senior-center meals, WellTran non-emergency medical transportation, in-home services (personal care, homemaker, respite), long-term care advocacy (ombudsman), Medicare benefits counseling, and senior centers across its six localities. Most services are for adults 60 and older; adults with disabilities may also qualify for some services. Call 1-540-635-7141 to get started.
Estimated service value: $500–$6,000 a year
Energy Assistance in Frederick County
Programs here typically lower an eligible household's bills by $300–$1,000 a year.
Energy Assistance (LIHEAP) — Frederick
County · VirginiaThe Virginia Energy Assistance Program (LIHEAP) helps income-eligible households in Frederick County pay heating and cooling bills, with crisis help for shut-offs and broken equipment. Apply during the program windows through the Frederick County Department of Social Services, online at CommonHelp, or by phone at 1-855-635-4370. Cooling Assistance requires a household member who is 60 or older, has a disability, or is a child under 6. Fuel Assistance applications are taken each fall and Cooling Assistance each summer, while funds last.
Estimated bill savings: $300–$1,000 a year
Healthcare in Frederick County
Hospital Financial Assistance (Winchester Medical Center) — Frederick
County · VirginiaUninsured and underinsured residents of Frederick County can apply for financial assistance (charity care) at Winchester Medical Center for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. Winchester Medical Center sits adjacent to the county in the city of Winchester and is the county's primary hospital. Valley Health's system financial assistance policy covers emergency and medically necessary services at each Valley Health hospital; applications available at every registration desk.
Estimated bill savings: about $0 a year
Tax Relief in Frederick County
Programs here typically lower an eligible household's bills by $200–$3,000 a year.
Real Estate Tax Relief for the Elderly & Disabled — Frederick
County · VirginiaFrederick County offers real estate tax relief (exemption) for homeowners who are 65 or older or permanently disabled. Total household income must be $59,000 or less, and net worth (not counting the home) must be $150,000 or less. Exemption brackets: $0-$23,700 = 100%; $23,701-$29,500 = 60%; $29,501-$35,500 = 35%; $35,501-$59,000 = 10%. First $8,500 of income excluded for each non-spouse relative in the dwelling. Applications filed January 1 - April 1 each year; a separate tax deferral program exists for those not receiving 100% relief. Apply through the local commissioner of the revenue or assessment office.
Estimated bill savings: $200–$3,000 a year
Transportation in Frederick County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Senior & Disabled Transit (Winchester Transit (WinTran)) — Frederick
County · VirginiaWinchester Transit (WinTran) serves Frederick County with Frederick County has no county-wide public transit. WinTran's Laurel Ridge Route is a fixed route running between Winchester city limits and Laurel Ridge Community College's Middletown campus in Frederick County ($2.00, half fare $1.00 for 65+); other WinTran service is within Winchester city. Seniors First (the AAA) WellTran service provides demand-response medical rides for county residents 65+. Older adults and people with disabilities can use reduced fares or demand-response rides for medical appointments, shopping, and other essential trips. Rides are free or low-cost depending on the service. Call 1-540-667-2230 for schedules, eligibility, or to book a ride.
Estimated service value: $150–$1,500 a year
Local agencies serving Frederick County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Winchester Medical Center
Runs: Hospital Financial Assistance (Winchester Medical Center)
Frederick County Commissioner of the Revenue / assessment office
Winchester Transit (WinTran)
Runs: Senior & Disabled Transit (Winchester Transit (WinTran))
Seniors First, The Shenandoah Area Agency on Aging
Runs: Area Agency on Aging (Seniors First, The Shenandoah Area Agency on Aging)
Virginia Department of Social Services
Virginia and federal programs
Open to eligible households in Frederick County and across the rest of Virginia. Full details are on the Virginia benefits page.
Money & income3 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs (QMB / SLMB / QI) — Virginia
- Virginia Medicaid — Aged, Blind & Disabled (Cardinal Care)
- VICAP — Virginia Insurance Counseling and Assistance Program
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food7 programs
SNAP (food stamps), meals, and farmers market coupons.
- Farm Market Fresh (Senior Farmers' Market Nutrition Program) — Virginia
- Nutrition Counseling
- Commodity Supplemental Food Program (CSFP) Senior Food Box
- Congregate Meals at Senior Centers
- Home-Delivered Meals (Meals on Wheels)
- Senior Farmers' Market Nutrition Program (SFMNP)
- SNAP (Supplemental Nutrition Assistance Program) for Seniors
Home, bills & taxes11 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Virginia Energy Assistance Program (Fuel, Crisis & Cooling)
- Senior Cool Care
- Weatherization Assistance Program — Virginia
- Real Estate Tax Exemption for 100% Disabled Veterans & Surviving Spouses
- Virginia Age Deduction (State Income Tax)
- Virginia Military Benefits Subtraction
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care7 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Adult Services In-Home Help (Homemaker, Companion & Chore Services)
- Virginia DARS Personal Assistance Services (attendant care)
- Commonwealth Coordinated Care Plus Waiver (Medicaid Long-Term Care at Home)
- Virginia Veterans Care Centers (State Veterans Homes)
- Family Caregiver Support — Virginia
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal7 programs
Free counseling, legal help, rides, and other senior services.
- Disease Prevention & Wellness Programs
- Virginia Brain Injury Services (DARS community brain injury programs)
- Free VA Benefits Claims Assistance (Virginia Department of Veterans Services)
- Virginia State Veterans Cemeteries (No-Cost Burial)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
