Senior benefits in Frederick County, Virginia

Not in Virginia? Frederick County, Maryland

Seniors living in Frederick County, Virginia have access to a wide range of benefit programs that can help with health care, housing costs, energy bills, transportation, and more. Seniors First, The Shenandoah Area Agency on Aging, serves this area and is a strong local starting point for finding help. Other county-level resources include Real Estate Tax Relief for the Elderly & Disabled through the Frederick County Commissioner of the Revenue, energy assistance through the Frederick County Department of Social Services, medical financial help through Winchester Medical Center, and transportation support through Winchester Transit (WinTran). Virginia state programs are also available here, covering everything from in-home care and caregiver support to veterans benefits and nutrition programs. On top of that, dozens of federal programs apply to Frederick County residents as well. Each program listed on this page includes its official source and the date it was last verified. Eligibility is always determined by the administering agency, not this page.

5

Local programs

21

Virginia programs

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Federal programs

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Categories

Last verified · October 7, 2026

Local starting point

Seniors First, The Shenandoah Area Agency on Aging — Virginia Department for Aging and Rehabilitative Services (DARS) network

1-540-635-7141

See which of these Frederick County programs you may qualify for.

Discover my benefits

Helping others? Print the Frederick County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in Frederick County

Run by the county, its Area Agency on Aging, or another agency serving Frederick County. Start here.

Elder Services in Frederick County

Programs here typically provide services worth $500–$6,000 a year to an eligible household.

Area Agency on Aging (Seniors First, The Shenandoah Area Agency on Aging) — Frederick

County · Virginia

Seniors First, The Shenandoah Area Agency on Aging is the Area Agency on Aging for Frederick County. It is the local starting point that connects older adults and caregivers to Meals on Wheels and senior-center meals, WellTran non-emergency medical transportation, in-home services (personal care, homemaker, respite), long-term care advocacy (ombudsman), Medicare benefits counseling, and senior centers across its six localities. Most services are for adults 60 and older; adults with disabilities may also qualify for some services. Call 1-540-635-7141 to get started.

Estimated service value: $500–$6,000 a year

How to apply →Official source →1-540-635-7141Last verified · October 5, 2026

Energy Assistance in Frederick County

Programs here typically lower an eligible household's bills by $300–$1,000 a year.

Energy Assistance (LIHEAP) — Frederick

County · Virginia

The Virginia Energy Assistance Program (LIHEAP) helps income-eligible households in Frederick County pay heating and cooling bills, with crisis help for shut-offs and broken equipment. Apply during the program windows through the Frederick County Department of Social Services, online at CommonHelp, or by phone at 1-855-635-4370. Cooling Assistance requires a household member who is 60 or older, has a disability, or is a child under 6. Fuel Assistance applications are taken each fall and Cooling Assistance each summer, while funds last.

Estimated bill savings: $300–$1,000 a year

How to apply →Official source →1-540-665-5688Last verified · October 3, 2026

Healthcare in Frederick County

Hospital Financial Assistance (Winchester Medical Center) — Frederick

County · Virginia

Uninsured and underinsured residents of Frederick County can apply for financial assistance (charity care) at Winchester Medical Center for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. Winchester Medical Center sits adjacent to the county in the city of Winchester and is the county's primary hospital. Valley Health's system financial assistance policy covers emergency and medically necessary services at each Valley Health hospital; applications available at every registration desk.

Estimated bill savings: about $0 a year

How to apply →Official source →1-888-472-0045Last verified · October 4, 2026

Tax Relief in Frederick County

Programs here typically lower an eligible household's bills by $200–$3,000 a year.

Real Estate Tax Relief for the Elderly & Disabled — Frederick

County · Virginia

Frederick County offers real estate tax relief (exemption) for homeowners who are 65 or older or permanently disabled. Total household income must be $59,000 or less, and net worth (not counting the home) must be $150,000 or less. Exemption brackets: $0-$23,700 = 100%; $23,701-$29,500 = 60%; $29,501-$35,500 = 35%; $35,501-$59,000 = 10%. First $8,500 of income excluded for each non-spouse relative in the dwelling. Applications filed January 1 - April 1 each year; a separate tax deferral program exists for those not receiving 100% relief. Apply through the local commissioner of the revenue or assessment office.

Estimated bill savings: $200–$3,000 a year

How to apply →Official source →1-540-722-8326Last verified · September 25, 2026

Transportation in Frederick County

Programs here typically provide services worth $150–$1,500 a year to an eligible household.

Senior & Disabled Transit (Winchester Transit (WinTran)) — Frederick

County · Virginia

Winchester Transit (WinTran) serves Frederick County with Frederick County has no county-wide public transit. WinTran's Laurel Ridge Route is a fixed route running between Winchester city limits and Laurel Ridge Community College's Middletown campus in Frederick County ($2.00, half fare $1.00 for 65+); other WinTran service is within Winchester city. Seniors First (the AAA) WellTran service provides demand-response medical rides for county residents 65+. Older adults and people with disabilities can use reduced fares or demand-response rides for medical appointments, shopping, and other essential trips. Rides are free or low-cost depending on the service. Call 1-540-667-2230 for schedules, eligibility, or to book a ride.

Estimated service value: $150–$1,500 a year

How to apply →Official source →1-540-667-2230Last verified · September 27, 2026

Local agencies serving Frederick County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

Virginia and federal programs

Open to eligible households in Frederick County and across the rest of Virginia. Full details are on the Virginia benefits page.

Money & income3 programs

Cash paid to you, and emergency help when money runs short.

Health & Medicare costs8 programs

Medicaid, Medicare savings, and help with drug and doctor bills.

Food7 programs

SNAP (food stamps), meals, and farmers market coupons.

Home, bills & taxes11 programs

Help with heating and electric bills, rent, property taxes, and home repairs.

Care at home & long-term care7 programs

Help staying in your home, nursing home alternatives, and support for family caregivers.

Help, advice & legal7 programs

Free counseling, legal help, rides, and other senior services.

Veterans3 programs

Benefits for veterans and their surviving spouses.

Nearby counties

Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All Virginia counties

Not legal or financial advice. The agency makes the final eligibility decision.