Senior benefits in Loudoun County, Virginia

Loudoun County Area Agency on Aging is the Area Agency on Aging for Loudoun County. It is the local starting point that connects older adults and caregivers to Part of Loudoun County Parks, Recreation and Community Services (DARS PSA 08D); senior centers, memory care and adult day centers, care coordination, caregiver resources, home-delivered meals/food assistance, Medicare counseling, and senior trips. Most services are for adults 55 and older; adults with disabilities may also qualify for some services. Call 1-703-777-0257 to get started.

Estimated service value: $500–$6,000 a year

The Virginia Energy Assistance Program (LIHEAP) helps income-eligible households in Loudoun County pay heating and cooling bills, with crisis help for shut-offs and broken equipment. Apply during the program windows through the Loudoun County Department of Family Services, online at CommonHelp, or by phone at 1-855-635-4370. Cooling Assistance requires a household member who is 60 or older, has a disability, or is a child under 6. Fuel Assistance applications are taken each fall and Cooling Assistance each summer, while funds last.

Estimated bill savings: $300–$1,000 a year

Uninsured and underinsured residents of Loudoun County can apply for financial assistance (charity care) at Inova Loudoun Hospital for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. In-county hospital in Leesburg (Lansdowne campus); Inova system-level financial assistance policy applies. StoneSprings Hospital (HCA) in Dulles is the other in-county option.

Estimated bill savings: about $0 a year

Loudoun County offers real estate tax relief (exemption) for homeowners who are 65 or older or permanently disabled. Total household income must be $87,000 or less, and net worth (not counting the home) must be $498,000 or less. Effective 2026 (single or married applicants): 100% exemption at income up to $87,000 with net worth up to $498,000; 50% exemption tiers allow net worth up to $1,028,000 with progressively lower income caps (down to $55,000). Must be 65+ or permanently and totally disabled as of Dec 31 of the prior year; exemption covers the residence and up to three acres. First-time real estate applicants apply by December 31. Apply through the local commissioner of the revenue or assessment office.

Estimated bill savings: $200–$3,000 a year

Loudoun County Transit serves Loudoun County with Local fixed-route buses are free to ride for everyone; commuter buses give seniors 65+ a 50% discount with a Senior SmarTrip card (effective April 1, 2026). Metrorail Silver Line stations in eastern Loudoun carry the WMATA 65+ half fare. Older adults and people with disabilities can use reduced fares or demand-response rides for medical appointments, shopping, and other essential trips. Rides are free or low-cost depending on the service. Call 1-703-771-5665 for schedules, eligibility, or to book a ride.

Estimated service value: $150–$1,500 a year