Senior benefits in Frederick County, Maryland
4
Local programs
11
Maryland programs
25
Federal programs
15
Categories
Local starting point
Division of Aging and Independence
1-301-600-1234
See which of these Frederick County programs you may qualify for.
Find my benefitsHelping others? Print the Frederick County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Frederick County
Run by the county, its Area Agency on Aging, or another agency serving Frederick County. Start here.
Elder Services
Programs here are typically worth $200–$2,000 a year to an eligible household.
Area Agency on Aging (Division of Aging and Independence) — Frederick
CountyDivision of Aging and Independence is the Area Agency on Aging and Maryland Access Point (MAP) partner serving Frederick: benefits counseling (Medicare/SHIP, energy assistance, SNAP), senior center and nutrition programs, home-delivered meals, caregiver support, Senior Care case management, and long-term-care options counseling. Services are free for adults 60 and over. Call 30600-1234 or MAP statewide at 1-844-627-5465.
$200–$2,000/yr
Energy Assistance
Programs here are typically worth $100–$1,500 a year to an eligible household.
Energy Assistance (OHEP) intake — Frederick
CountyCity of Frederick Department of Housing and Human Services takes Maryland Energy Assistance (MEAP) and Electric Universal Service Program applications for Frederick residents — heating and electric bill help and arrearage assistance. Apply through myMDTHINK, by mail, or in person; call 30600-2410 with questions.
$100–$1,500/yr
Healthcare
Hospital Financial Assistance (Frederick Health Hospital) — Frederick
CountyUninsured and underinsured residents of Frederick can apply for financial assistance (charity care) at Frederick Health Hospital for emergency and medically necessary care. Frederick Health offers free or reduced-cost medically necessary care based on income and household size. Maryland law requires every hospital to offer financial assistance with state-set minimums.
Transportation
Programs here are typically worth $150–$1,500 a year to an eligible household.
Senior & Accessible Transportation (Frederick County TransIT) — Frederick
CountyFrederick is served by Frederick County TransIT fixed routes plus paratransit for seniors and people with disabilities under MDOT MTA's Locally Operated Transit Systems program. Older adults and people with disabilities can use reduced fares, demand-response rides, or ADA paratransit for medical appointments, shopping, and errands — services and fares vary by system. The Area Agency on Aging (30600-1234) helps arrange senior transportation.
$150–$1,500/yr
Maryland and federal programs
Open to eligible households in Frederick County and across the rest of Maryland. Full details are on the Maryland benefits page.
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Energy Assistance
- Maryland Energy Assistance (OHEP / MEAP)State$100–$1,500/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
- Food Supplement Program (SNAP) for Older Adults — MarylandState$300–$3,000/yrOfficial source →
Health Coverage
- Maryland Medicaid for Aged, Blind or Disabled AdultsState$2,000–$15,000/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP) — MarylandStateOfficial source →
- Senior Prescription Drug Assistance Program (SPDAP) — MarylandState$300–$1,200/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrOfficial source →
- Home & Community-Based Options Waiver + Community First Choice — MarylandState$5,000–$50,000/yrOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
- Medicare Savings Programs (QMB / SLMB / QI) — MarylandState$2,000–$8,000/yrOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Senior Call Check & Social Connections — MarylandStateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- Homeowners' Property Tax Credit — MarylandState$200–$2,000/yrOfficial source →
- Renters' Tax Credit (60+) — MarylandState$100–$1,000/yrOfficial source →
- Senior Income Tax Credit (65+) — MarylandState$1,000–$1,750/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Not legal or financial advice. The agency makes the final eligibility decision.