Senior benefits in Fredericksburg City, Virginia

Seniors living in Fredericksburg City, Virginia have access to a wide range of benefit programs that can help with everyday costs, health care, housing, and more. Healthy Generations Area Agency on Aging is a strong local starting point — it connects older adults and family caregivers to services across the region. Locally, programs like Real Estate Tax Relief for the Elderly & Disabled, Energy Assistance (LIHEAP), and Senior & Disabled Transit through FXBGO! may help reduce financial pressure. Mary Washington Hospital offers financial assistance for qualifying patients. At the state level, programs such as VICAP, the Virginia Age Deduction, Family Caregiver Support, and the Commonwealth Coordinated Care Plus Waiver may also apply. Federal programs covering health, food, and income support are listed here as well. Each program on this page includes its official source and the date it was last verified. Keep in mind that the agency behind each program makes the final decision on eligibility — but this page can help you know where to start.

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Local programs

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Virginia programs

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Federal programs

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Categories

Last verified · October 3, 2026

Local starting point

Healthy Generations Area Agency on Aging — Virginia Department for Aging and Rehabilitative Services (DARS) network

1-540-371-3375

See which of these Fredericksburg City programs you may qualify for.

Find my benefits

Helping others? Print the Fredericksburg City benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in Fredericksburg City

Run by the county, its Area Agency on Aging, or another agency serving Fredericksburg City. Start here.

Elder Services in Fredericksburg City

Programs here typically provide services worth $500–$6,000 a year to an eligible household.

Area Agency on Aging (Healthy Generations Area Agency on Aging) — Fredericksburg City

County · Virginia

Healthy Generations Area Agency on Aging is the Area Agency on Aging for the City of Fredericksburg. It is the local starting point that connects older adults and caregivers to AAA for Planning District 16 (PSA 16): Fredericksburg City and Caroline, King George, Spotsylvania, and Stafford counties. Services (most for 60+): home-delivered meals, Senior Cafes, homemaker services, transportation and Mobility Options (540-656-2985), emergency financial assistance, insurance counseling, ombudsman, telephone reassurance. Most services are for adults 60 and older; adults with disabilities may also qualify for some services. Call 1-540-371-3375 to get started.

Estimated service value: $500–$6,000 a year

How to apply →Official source →1-540-371-3375Last verified · October 1, 2026

Energy Assistance in Fredericksburg City

Programs here typically lower an eligible household's bills by $300–$1,000 a year.

Energy Assistance (LIHEAP) — Fredericksburg City

County · Virginia

The Virginia Energy Assistance Program (LIHEAP) helps income-eligible households in the City of Fredericksburg pay heating and cooling bills, with crisis help for shut-offs and broken equipment. Apply during the program windows through the Fredericksburg Department of Social Services, online at CommonHelp, or by phone at 1-855-635-4370. Cooling Assistance requires a household member who is 60 or older, has a disability, or is a child under 6. Fuel Assistance applications are taken each fall and Cooling Assistance each summer, while funds last.

Estimated bill savings: $300–$1,000 a year

How to apply →Official source →1-540-372-1032Last verified · September 30, 2026

Healthcare in Fredericksburg City

Hospital Financial Assistance (Mary Washington Hospital) — Fredericksburg City

County · Virginia

Uninsured and underinsured residents of the City of Fredericksburg can apply for financial assistance (charity care) at Mary Washington Hospital for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. In-city hospital. MWHC free care: 'Free care helps families with combined incomes that are at or less than 200 percent of the federal government's poverty guidelines.'

Estimated bill savings: about $0 a year

How to apply →Official source →1-540-741-1041Last verified · September 26, 2026

Tax Relief in Fredericksburg City

Programs here typically lower an eligible household's bills by $200–$3,000 a year.

Real Estate Tax Relief for the Elderly & Disabled — Fredericksburg City

County · Virginia

City of Fredericksburg offers real estate tax relief (exemption) for homeowners who are 65 or older or permanently disabled. Total household income must be $60,000 or less, and net worth (not counting the home) must be $300,000 or less. Tax Relief for the Elderly or Disabled: must be 65 by June 30 of the preceding tax year (no age requirement if permanently disabled); file an application each year by May 1 with the Commissioner of the Revenue (540-372-1004). Apply through the local commissioner of the revenue or assessment office.

Estimated bill savings: $200–$3,000 a year

In this county: Limits shown are City of Fredericksburg's current published figures; relief brackets, filing windows, and exclusions are set by local ordinance and the locality makes the final determination, so this shows as a may-qualify result.

How to apply →Official source →1-540-372-1004Last verified · October 2, 2026

Transportation in Fredericksburg City

Programs here typically provide services worth $150–$1,500 a year to an eligible household.

Senior & Disabled Transit (FXBGO! (Fredericksburg Regional Transit, formerly FRED)) — Fredericksburg City

County · Virginia

FXBGO! (Fredericksburg Regional Transit, formerly FRED) serves the City of Fredericksburg with City fixed-route bus system (Routes 10-15) based at the Lawrence A. Davies Transit Center. Half Fare Program for persons 62 years of age or older, people with disabilities, and Medicare recipients; standard fare $1.25, reduced (half) fare $0.60 per the Fares page (which also notes 'Transit Fares are temporarily suspended due to Fare Free service initiative'). Older adults and people with disabilities can use reduced fares or demand-response rides for medical appointments, shopping, and other essential trips. Rides are free or low-cost depending on the service. Call 1-540-372-1222 for schedules, eligibility, or to book a ride.

Estimated service value: $150–$1,500 a year

How to apply →Official source →1-540-372-1222Last verified · September 28, 2026

Local agencies serving Fredericksburg City

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

Virginia and federal programs

Open to eligible households in Fredericksburg City and across the rest of Virginia. Full details are on the Virginia benefits page.

Caregiver Support

Energy Assistance

Health Coverage

Medicare Savings

Nutrition

Utility Assistance

Veteran Benefits

Nearby counties

Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All Virginia counties

Not legal or financial advice. The agency makes the final eligibility decision.