Senior benefits in Riverside County, California

The Riverside County Office on Aging is the county's designated Area Agency on Aging (Planning & Service Area 21) under the federal Older Americans Act, and the single gateway for residents age 60 and older to find and connect to senior services across Riverside County. Core services include: the senior HelpLink information-and-assistance line (1-877-932-4100), which screens callers and refers them to the right programs; HICAP, free one-to-one Medicare and health-insurance counseling; Older Americans Act Title III nutrition (congregate lunch sites and home-delivered meals through contracted providers); the Family Caregiver Support Program (respite, training, and support for family caregivers); the Long-Term Care Ombudsman; and referrals to In-Home Supportive Services (IHSS), legal aid, and the Aging & Disability Resource Connection. Any Riverside County resident 60 or older can call the HelpLink to get a personalized list of the programs and services they qualify for.

In this county: The Office on Aging is your county's gateway agency for seniors: calling its HelpLink at 1-877-932-4100 connects you to information, Medicare counseling (HICAP), meals, and caregiver support based on your situation. Some programs it refers you to — such as In-Home Supportive Services or means-tested nutrition — have their own income or care-need rules the agency will help you check.

California's Low-Income Home Energy Assistance Program (LIHEAP) helps income-eligible households pay home heating and cooling bills, with one-time crisis help when service is past due or shut off. It is funded federally and run statewide by the California Department of Community Services & Development (CSD). In Riverside County it is delivered by the local CSD-contracted service provider; find yours with the CSD 'Find Services in Your Area' locator or the online application portal. Households generally qualify at or below 60% of the state median income; older adults and people with disabilities are prioritized. Payments usually go straight to the utility company. Apply online at CaLIHEAPApply or through your local provider.

Estimated bill savings: $94–$1,500 a year

Hospitals serving Riverside County — including Riverside University Health System (county), Kaiser Permanente, and Dignity Health — must provide financial assistance under California's Hospital Fair Pricing Act. Uninsured patients (and insured patients with high medical costs) with household income at or below 400% of the federal poverty level qualify for charity care or discounted payment; many nonprofit systems give fully free care at lower income levels (for example, Dignity Health provides free care up to 250% of the poverty level). Eligible patients are never charged more than the amounts generally billed to insured patients. Ask any hospital's financial-counseling or billing office for its Financial Assistance Policy and application; the state's HCAI publishes every hospital's policy.

Estimated bill savings: $500–$20,000 a year

The City of Riverside lends homeowners up to $60,000 to repair their homes. The loans are interest-free, and no payments are due for 30 years. The loan is repaid when the home is sold, refinanced with cash out, no longer lived in by the owner, or when the borrower dies. Repairs can include health and safety problems, accessibility (ADA) changes, lead paint or termite repairs, code violations and some general improvements. You must live in the City of Riverside, have owned and lived in the home for at least a year, and have household income below 80% of the county median ($68,900 for one person in the 2025 table). To get on the waitlist, call the Housing & Human Services Department at 951-826-2279.

Estimated service value: $5,000–$60,000 a year

In this county: Only for homes inside the City of Riverside, not the rest of Riverside County. This is a loan, not a grant: it is secured by a deed of trust on the home and must be repaid when the home is sold, refinanced with cash out, or no longer owner-occupied, or when the borrower dies. There is a waitlist, and funding comes from state grants, so openings depend on available funds.

Riverside County's Senior Home Rehabilitation Grant Program provides up to $25,000 in non-repayable grants to senior or disabled homeowners 62 and older to address health-and-safety, building-code, accessibility, and certain general property repairs (plumbing, electrical, roofing, HVAC, structural, ADA improvements, energy-efficiency). Households must have incomes at or below 50% of Area Median Income and own and occupy the home. Properties must be located within the County's former Redevelopment Project Areas and unincorporated communities; eligible property types include single-family homes, duplexes, manufactured/mobile homes, and condominiums. Grants are secured by a recorded covenant (15-year affordability period for grants up to $15,000; 45-year period for grants $15,001–$25,000) and become due if the home is sold, refinanced, or no longer owner-occupied during the covenant term.

Estimated service value: $5,000–$25,000 a year

In this county: This grant has conditions this check cannot confirm for you: your home must be located inside a former Riverside County Redevelopment Project Area or an unincorporated community; your household income must be at or below 50% of Riverside County AMI; you must own and occupy the home; and you must accept a recorded covenant (15 years for grants up to $15,000, 45 years for $15,001–$25,000) that becomes due if you sell, refinance, or stop occupying the home during the term. Confirm your address falls inside an eligible area by calling NPHS at 1-909-988-5979 before applying.

The City of Riverside refunds part of its Utility Users Tax (up to $35) and all of the Street Light Assessment District fee paid on the property tax bill for very low-income residents. To qualify, the home must be your main residence, your name must be on the bills, and your total household income for the last tax year must be less than $23,940. You file a claim each year between April 1 and June 30 with the City Finance Department at City Hall, 3900 Main Street, or at the Riverside Public Utilities Customer Resource Center, 3025 Madison Street. Late claims are not accepted.

Estimated bill savings: $35–$155 a year

In this county: Only for residents of the City of Riverside who pay the city's Utility Users Tax or Street Light Assessment District fee. The filing window is April 1 to June 30 each year, and claims postmarked after June 30 are not accepted. Public assistance funds must not have been used to pay the taxes or fees.

RTA Dial-A-Ride is an origin-to-destination, advance-reservation shared-ride service operating in western Riverside County, within three-quarters of a mile of any RTA local fixed route (cities served include Hemet, Moreno Valley, Temecula, Lake Elsinore, and others). The service has two eligibility tracks: ADA Priority Service for people whose disability prevents them from using fixed-route RTA buses some or all of the time (requires a Healthcare Professional Verification Form, a forward-facing color photo, and a 21-day mailed eligibility decision), and a Senior/Disabled track open to adults 65 and older. Base fare is $3.50 per boarding, up to $10.50 for multi-zone trips; certified Personal Care Attendants ride free. A Dial-A-Ride Plus Lifeline extension adds an additional two-mile radius for life-sustaining trips. Coachella Valley residents are served by SunLine SunDial, not RTA.

Estimated service value: $1,000–$3,000 a year

In this county: ADA Priority eligibility requires a Healthcare Professional Verification Form completed by a licensed clinician and a 21-day mailed decision; this check cannot perform that functional assessment for you. The service area is limited to areas within three-quarters of a mile of an RTA local fixed route — Coachella Valley residents use SunLine SunDial instead. Confirm both your address is in the service area and your eligibility track by calling 1-951-565-5002.

Riverside Transit Agency offers a discounted fare on all RTA fixed-route bus service for riders age 60 and older (people with disabilities and Medicare cardholders also qualify). Proof of age is a California driver's license or state ID, or you can get an RTA Senior ID card. No income test.

Estimated service value: $100–$400 a year

SunDial is SunLine Transit Agency's federally mandated ADA complementary paratransit service for Coachella Valley residents whose physical, cognitive, emotional, or visual disabilities functionally prevent them from independently using the SunBus fixed-route system. Service is offered within three-quarters of a mile on either side of a SunBus local fixed route in the Coachella Valley (Palm Springs, Cathedral City, Rancho Mirage, Palm Desert, Indian Wells, La Quinta, Indio, Coachella, Desert Hot Springs, Thousand Palms, and Mecca/Thermal); it does NOT cover the 10 Commuter Link corridor (Indio to San Bernardino). Eligibility is functional, not based on diagnosis or age alone. The application packet (Parts A & B) requires healthcare-provider certification. SunDial complements (it does not duplicate) RTA Dial-A-Ride, which serves western Riverside County.

Estimated service value: $1,000–$3,000 a year

In this county: ADA paratransit eligibility is functional, not based on diagnosis or age alone, and requires SunLine's certification process (including a healthcare-provider Part B form) — this check cannot perform that evaluation. The service area is limited to within three-quarters of a mile of a SunBus local fixed route in the Coachella Valley; western Riverside County residents use RTA Dial-A-Ride instead. Confirm your address is in the service area and request the application by calling 1-760-343-3451.

SHARE (Sharing Households Assist Riverside's Energy) helps low-income Riverside Public Utilities customers pay their bills. It is only for homes served by Riverside Public Utilities, which serves the City of Riverside. Qualifying households get a monthly credit on electric ($28 a month, up to $336 a year), water ($5.75 a month) and City of Riverside trash ($5.75 a month) bills, plus up to $250 once every 12 months for an electric emergency or deposit. Household income must be at or below 250% of the federal poverty guideline ($39,900 a year for one person). The utility bill must be in your name, and you re-certify every 12 months. Call (951) 782-0330 or visit the Customer Resource Center at 3025 Madison Street, Riverside.

Estimated bill savings: $336–$724 a year

In this county: SHARE is only for Riverside Public Utilities customers, which means homes in the City of Riverside. Residents elsewhere in Riverside County are served by other utilities and do not qualify. The utility bill must be in your name. The $250 emergency or deposit help can be used once in any 12-month period.