Senior benefits in Calvert County, Maryland
Seniors living in Calvert County, Maryland have access to a wide range of benefit programs that can help with health care, housing costs, food, energy bills, and more. The Office on Aging is the local starting point for connecting with county-level services, including Senior & Accessible Transportation through Calvert County Public Transportation and Energy Assistance intake through OHEP. Seniors who receive care at CalvertHealth Medical Center may also qualify for Hospital Financial Assistance. At the state level, programs like the Homeowners' Property Tax Credit, Renters' Tax Credit, Senior Income Tax Credit, Maryland Medicaid, Medicare Savings Programs, and the Senior Prescription Drug Assistance Program may help reduce everyday costs. Federal programs — covering areas like food, prescription drug costs, and veterans' benefits — add even more options. Each program listed on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision, so reaching out directly is the best next step.
4
Local programs
12
Maryland programs
25
Federal programs
15
Categories
Last verified · October 12, 2026
Local starting point
Office on Aging
1-410-535-4606
See which of these Calvert County programs you may qualify for.
Discover my benefitsHelping others? Print the Calvert County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Calvert County
Run by the county, its Area Agency on Aging, or another agency serving Calvert County. Start here.
Elder Services in Calvert County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging (Office on Aging) — Calvert
County · MarylandOffice on Aging is the Area Agency on Aging and Maryland Access Point (MAP) partner serving Calvert: benefits counseling (Medicare/SHIP, energy assistance, SNAP), senior center and nutrition programs, home-delivered meals, caregiver support, Senior Care case management, and long-term-care options counseling. Services are free for adults 60 and over. Call 410-535-4606 or MAP statewide at 1-844-627-5465.
Estimated service value: $200–$2,000 a year
Energy Assistance in Calvert County
Programs here typically lower an eligible household's bills by $100–$1,500 a year.
Energy Assistance (OHEP) intake — Calvert
County · MarylandCalvert County takes Maryland Energy Assistance (MEAP) and Electric Universal Service Program applications for Calvert residents — heating and electric bill help and arrearage assistance. Apply through myMDTHINK, by mail, or in person; call 301-274-4474 with questions.
Estimated bill savings: $100–$1,500 a year
Healthcare in Calvert County
Hospital Financial Assistance (CalvertHealth Medical Center) — Calvert
County · MarylandUninsured and underinsured residents of Calvert can apply for financial assistance (charity care) at CalvertHealth Medical Center for emergency and medically necessary care. CalvertHealth provides financial assistance based on household income, family size, net assets, and need. Maryland law requires every hospital to offer financial assistance with state-set minimums.
Estimated bill savings: about $0 a year
Transportation in Calvert County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Senior & Accessible Transportation (Calvert County Public Transportation) — Calvert
County · MarylandCalvert is served by Calvert County Public Transportation (CCPT) fixed-route and demand-response service under MDOT MTA's Locally Operated Transit Systems program. Older adults and people with disabilities can use reduced fares, demand-response rides, or ADA paratransit for medical appointments, shopping, and errands — services and fares vary by system. The Area Agency on Aging (410-535-4606) helps arrange senior transportation.
Estimated service value: $150–$1,500 a year
Local agencies serving Calvert County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
CalvertHealth Medical Center
Runs: Hospital Financial Assistance (CalvertHealth Medical Center)
Calvert locally operated transit (MDOT MTA LOTS program)
Runs: Senior & Accessible Transportation (Calvert County Public Transportation)
Maryland and federal programs
Open to eligible households in Calvert County and across the rest of Maryland. Full details are on the Maryland benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs (QMB / SLMB / QI) — Maryland
- Maryland Medicaid for Aged, Blind or Disabled Adults
- State Health Insurance Assistance Program (SHIP) — Maryland
- Senior Prescription Drug Assistance Program (SPDAP) — Maryland
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes9 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Maryland Energy Assistance (OHEP / MEAP)
- Homeowners' Property Tax Credit — Maryland
- Renters' Tax Credit (60+) — Maryland
- Senior Income Tax Credit (65+) — Maryland
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care3 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
Help, advice & legal5 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
