Senior benefits in Union County, North Carolina
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Seniors in Union County, North Carolina, have access to a wide range of benefit programs that can help with health care, housing, energy costs, transportation, and more. The Centralina Area Agency on Aging serves as the local starting point for older adults and caregivers looking for guidance. Through Centralina, eligible veterans may also connect with the Veteran-Directed Care Program, which supports greater independence at home. Union County Transportation for Older Adults and People with Disabilities can help with getting to appointments and daily needs. Atrium Health Union Financial Assistance may help cover medical costs for those who qualify. Union County DSS administers Low Income Energy Assistance and the Crisis Intervention Program for households struggling with utility bills. State programs — including SHIIP Medicare counseling, Project C.A.R.E., and the North Carolina Family Caregiver Support Program — add even more layers of help. Federal programs also apply here. Each listing on this page includes its official source and the date it was last verified. The administering agency always makes the final eligibility decision.
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Local programs
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North Carolina programs
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Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
Centralina Area Agency on Aging (Region F), the designated Area Agency on Aging under the Older Americans Act for the greater Charlotte region, including Union County.
1-800-508-5777
See which of these Union County programs you may qualify for.
Discover my benefitsHelping others? Print the Union County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Union County
Run by the county, its Area Agency on Aging, or another agency serving Union County. Start here.
Elder Services in Union County
Programs here typically provide services worth $1,000–$6,000 a year to an eligible household.
Centralina Area Agency on Aging Services (Union County)
County · North CarolinaThe Centralina Area Agency on Aging serves adults age 60 and older and their caregivers in Union County. Services include congregate and home-delivered meals, family caregiver support and respite, the Seniors' Health Insurance Information Program (SHIIP) for Medicare counseling, options counseling for long-term care, the long-term care ombudsman, and links to in-home and adult day services. Call the Area Agency on Aging to find out what is available locally.
Estimated service value: $1,000–$6,000 a year
Energy Assistance in Union County
Programs here typically lower an eligible household's bills by $300–$1,100 a year.
Low Income Energy Assistance (LIEAP) and Crisis Intervention (CIP) — Union County DSS
County · North CarolinaNorth Carolina's Low Income Energy Assistance Program (LIEAP) gives a one-time payment toward heating costs, and the Crisis Intervention Program (CIP) helps when a household faces a heating or cooling emergency. Both are run by the Union County Department of Social Services. Households with an older adult (60+) or a person with a disability who receive services through the NC Division of Aging and Adult Services can apply December 1–31; all other eligible households apply January 1 through March 31, or until funds run out. Apply online through ePASS at epass.nc.gov, or by email, fax, mail, or drop-off at the Union County Human Services Agency (2330 Concord Avenue, Monroe).
Estimated bill savings: $300–$1,100 a year
Healthcare in Union County
Atrium Health Union Financial Assistance (Union County)
County · North CarolinaAtrium Health Union in Monroe is the main hospital serving Union County. Atrium Health gives free care to patients with household income at or below 300% of the federal poverty guidelines, and an automatic 50% discount to uninsured patients. Apply by asking for a financial assistance application or calling the billing office.
Estimated bill savings: about $0 a year
Home Care in Union County
Veteran-Directed Care (VDC) Program — Union County
County · North CarolinaHelps veterans of any age stay safely at home instead of in a long-term care facility. The veteran gets a monthly budget for long-term services and supports and can hire, schedule and supervise their own caregivers — family members, friends, or professional caregivers. Available to veterans enrolled in VA health care who meet the clinical criteria for long-term services and supports. To get started, talk to your social worker or primary care provider at your VA Medical Center; they confirm eligibility and start enrollment. Centralina Aging: 704-372-2416 or 1-800-508-5777.
Transportation in Union County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Union County Transportation for Older Adults and People with Disabilities (Union County)
County · North CarolinaUnion County Transportation is the county's only public transit. It provides scheduled, curb-to-curb rides for all Union County residents age 16 and older, with special grant funding for seniors age 60 and older, adults with disabilities, Medicaid passengers and veterans. Many trip costs are covered by grant or county funds; riders may pay $2 for a one-way trip inside the county, and agency-sponsored clients ride free. Rides are by reservation, Monday through Friday, and must be booked at least 48 business hours ahead. Vehicles are wheelchair accessible, and the service can adjust its procedures to accommodate a rider's disability. Call to set up service.
Estimated service value: $200–$2,000 a year
In this county: Union: Union County Transportation serves residents by reservation at low or no cost; fares depend on the trip and funding source.
Local agencies serving Union County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Union County Department of Social Services, which administers North Carolina's LIEAP (heating) and Crisis Intervention Program (CIP) for Union County.
Runs: Low Income Energy Assistance (LIEAP) and Crisis Intervention (CIP)
Atrium Health Union in Monroe, part of Atrium Health (Advocate Health).
Union County Transportation
Runs: Union County Transportation for Older Adults and People with Disabilities
Centralina Area Agency on Aging (Region F), the designated Area Agency on Aging under the Older Americans Act for the greater Charlotte region, including Union County.
Centralina Area Agency on Aging (Charlotte), whose staff serve as VDC Options Counselors in partnership with Bay Aging for veterans connected to VA services in the greater Charlotte area
North Carolina and federal programs
Open to eligible households in Union County and across the rest of North Carolina. Full details are on the North Carolina benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Program (North Carolina) — QMB / SLMB / QI
- North Carolina Medicaid — Aged, Blind & Disabled (MAABD)
- SHIIP — Seniors' Health Insurance Information Program (Medicare Counseling)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
- North Carolina Seniors' Farmers' Market Nutrition Program (SFMNP)
- Commodity Supplemental Food Program (CSFP) Senior Food Box
- Congregate Meals at Senior Centers
- Home-Delivered Meals (Meals on Wheels)
- Senior Farmers' Market Nutrition Program (SFMNP)
- SNAP (Supplemental Nutrition Assistance Program) for Seniors
Home, bills & taxes13 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Crisis Intervention Program (CIP) — Energy Crisis Assistance
- Low Income Energy Assistance Program (LIEAP)
- Operation Fan Heat Relief — Free Summer Fans (North Carolina)
- North Carolina Disabled Veteran Property Tax Homestead Exclusion ($45,000)
- Circuit Breaker Property Tax Deferment Program
- Elderly or Disabled Homestead Property Tax Exclusion
- Essential Single-Family Rehabilitation (ESFR) — Major Home Repairs
- NC Targeting Program — Permanent Supportive Housing for Adults with Disabilities
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care8 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Community Alternatives Program for Disabled Adults (CAP/DA) — Home & Community-Based Waiver
- PACE — Program of All-Inclusive Care for the Elderly (North Carolina)
- North Carolina State Veterans Homes (Skilled Nursing Care)
- North Carolina Family Caregiver Support Program
- NC Lifespan Respite Voucher — up to $750 a year for family caregivers
- Project C.A.R.E. — dementia caregiver consultation and respite funds
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal8 programs
Free counseling, legal help, rides, and other senior services.
- North Carolina State/County Special Assistance (Adult Care Home & In-Home Support)
- North Carolina Disabled Veteran Lifetime Hunting & Fishing License ($10)
- NCDMVA Veterans Service Officers — Free VA Claims Help
- Legal Assistance for Older Adults
- North Carolina State Veterans Cemeteries (No-Cost Burial for Veterans)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
