Senior benefits in Navajo County, Arizona
Seniors in Navajo County, Arizona have access to a wide range of benefit programs that can help with everyday needs, healthcare costs, home support, and more. A strong local starting point is the NACOG Area Agency on Aging, which connects older adults to Older Americans Act Services right here in the county. NACOG also offers Senior & Rural Transportation and Utility & Energy Assistance through LIHEAP for those who qualify. If you have medical bills, Summit Healthcare Financial Assistance may be able to help. Arizona state programs cover additional needs, including the Arizona Long Term Care System, the Arizona Family Caregiver Support Program, Medicare Savings Programs, and several property tax relief options like the Senior Property Valuation Protection Option and the Arizona Property Tax Refund. Veterans may find help through Arizona Veteran Benefits Counselors and other state veteran programs. Federal programs add even more options on top of these. Every program listed on this page includes its official source and the date it was last verified, and the administering agency makes the final eligibility decision.
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Local programs
17
Arizona programs
25
Federal programs
19
Categories
Last verified · September 28, 2026
Local starting point
Northern Arizona Council of Governments (NACOG) Area Agency on Aging, Region III
1-877-521-3500
See which of these Navajo County programs you may qualify for.
Find my benefitsHelping others? Print the Navajo County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Navajo County
Run by the county, its Area Agency on Aging, or another agency serving Navajo County. Start here.
Elder Services in Navajo County
Programs here typically provide services worth $1,500–$6,000 a year to an eligible household.
NACOG Area Agency on Aging — Older Americans Act Services (Navajo County)
CountyThe NACOG Area Agency on Aging (Region III), run by the Northern Arizona Council of Governments, serves older adults in Navajo County. Services include congregate and home-delivered meals, in-home and caregiver support, benefits and Medicare counseling, case management, and long-term care options counseling. Adults age 60 and over, and adults with disabilities, can call 1-877-521-3500 to ask what help is available. Residents of Navajo Nation, Hopi, and other tribal lands may also be served by the Navajo Area Agency on Aging (Region VII) and tribal senior programs.
Estimated service value: $1,500–$6,000 a year
Energy Assistance in Navajo County
Programs here typically lower an eligible household's bills by $200–$1,500 a year.
NACOG Utility & Energy Assistance (LIHEAP) (Navajo County)
CountyNACOG Community Services delivers low-income energy (LIHEAP) and utility assistance for Navajo County, helping eligible households pay electric and gas bills and avoid shutoff. Apply online through the A-to-Z Arizona portal or by calling 928-774-1895. Tribal residents may also apply through their tribe or the state DES program. Dial 2-1-1 for local referrals.
Estimated bill savings: $200–$1,500 a year
Healthcare in Navajo County
Summit Healthcare Financial Assistance — Summit Healthcare Regional Medical Center (Navajo County)
CountySummit Healthcare Regional Medical Center in Show Low offers charity care and financial assistance for patients who cannot afford emergency or medically necessary care. Eligibility is based on income and inability to pay. Ask a financial counselor at the hospital or call 928-537-4375 to request a financial assistance application.
Estimated bill savings: about $0 a year
In this county: Charity care is based on documented inability to pay; the published policy does not state a single fixed federal-poverty-level cutoff. The hospital makes the final determination. Not legal or financial advice.
Transportation in Navajo County
Programs here typically provide services worth $150–$900 a year to an eligible household.
NACOG Senior & Rural Transportation (Navajo County)
CountyNACOG Area Agency on Aging coordinates senior and disability transportation across Navajo County, including demand-response rides and the regional White Mountain Connection route linking Snowflake, Taylor, Show Low, Pinetop-Lakeside, and Holbrook (operated with ChangePoint). Adults age 60 and over and people with disabilities can call 1-877-521-3500 to find rides for medical visits, shopping, and errands.
Estimated service value: $150–$900 a year
In this county: Rural transportation is demand-response and may require advance reservation; service days and areas are limited and can change. NACOG AAA coordinates rides; the White Mountain Connection is operated with ChangePoint. Tribal-land residents may use Navajo Transit System routes. Not legal or financial advice.
Local agencies serving Navajo County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Northern Arizona Council of Governments (NACOG) Area Agency on Aging, Region III
Runs: NACOG Area Agency on Aging, NACOG Senior & Rural Transportation
Summit Healthcare Association
Northern Arizona Council of Governments (NACOG) Community Services
Arizona and federal programs
Open to eligible households in Navajo County and across the rest of Arizona. Full details are on the Arizona benefits page.
Caregiver Support
- Arizona Family Caregiver Support ProgramStateabout $0/yrService valueOfficial source →
Emergency Aid
- Arizona Military Family Relief Fund (Emergency Financial Help)State$500–$20,000/yrLower billsOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrCashOfficial source →
Energy Assistance
- Arizona Low Income Home Energy Assistance Program (LIHEAP)State$200–$1,500/yrLower billsOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrService valueOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrService valueOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrService valueOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrCashOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrCashOfficial source →
Health Coverage
- AHCCCS Medicaid — SSI-MAO (Aged, Blind & Disabled)State$4,000–$30,000/yrService valueOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrLower billsOfficial source →
- Arizona State Health Insurance Assistance Program (SHIP) — Medicare CounselingStateabout $0/yrLower billsOfficial source →
Home Care
- Arizona Home & Community Based Services (Non-Medicaid In-Home Support for Seniors)Stateabout $0/yrService valueOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrLower billsOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrLower billsOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrCashOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrService valueOfficial source →
- Arizona Long Term Care System (ALTCS) — Long-Term & Home-Based CareState$10,000–$80,000/yrService valueOfficial source →
- Arizona State Veteran Homes (Long-Term Care)StateOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrPremium savingsOfficial source →
- Qualifying Individual (QI)Federalabout $2,435/yrPremium savingsOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrPremium savingsOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federalabout $2,435/yrPremium savingsOfficial source →
- Medicare Savings Program (Arizona) — QMB / SLMB / QI-1State$2,100–$8,000/yrPremium savingsOfficial source →
Nutrition
- Arizona Senior Farmers' Market Nutrition Program (SFMNP)Stateabout $50/yrService valueOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrService valueOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrService valueOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Arizona Veteran Benefits Counselors (Free VA Claims Help)StateOfficial source →
- Arizona Complimentary Hunting & Fishing License (100% Disabled Veterans)StateOfficial source →
- Arizona Veterans' Memorial Cemeteries (Burial Benefits)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federal$0–$1,125/yrLower billsOfficial source →
- Arizona Disabled Veteran Property Tax Exemption (Proposition 130)State$40–$2,000/yrLower billsOfficial source →
- Arizona Property Tax Refund (Credit) — Form 140PTCState$0–$502/yrLower billsOfficial source →
- Property Tax Exemption for Widows, Widowers & Persons with DisabilitiesState$100–$600/yrLower billsOfficial source →
- Senior Property Valuation Protection Option (Senior Freeze)State$100–$1,500/yrLower billsOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrLower billsOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrLower billsOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrCashOfficial source →
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.