Senior benefits in Apache County, Arizona
Seniors aged 65 and older in Apache County, Arizona, may qualify for a wide range of benefit programs — from local services to statewide and federal help. The NACOG Area Agency on Aging serves as a key local starting point, connecting residents to Older Americans Act Services, senior and rural transportation, and utility assistance through NACOG Utility & Energy Assistance (LIHEAP). Residents near the White Mountain area may also find help through White Mountain Regional Financial Assistance. Arizona state programs cover many needs, including long-term care through the Arizona Long Term Care System (ALTCS), Medicare counseling through the Arizona State Health Insurance Assistance Program (SHIP), property tax relief options like the Senior Property Valuation Protection Option, and caregiver support through the Arizona Family Caregiver Support Program. Veterans may have access to additional state and federal benefits. Dozens of federal programs apply here as well. Each listing on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.
4
Local programs
17
Arizona programs
25
Federal programs
19
Categories
Last verified · September 28, 2026
Local starting point
Northern Arizona Council of Governments (NACOG) Area Agency on Aging, Region III
1-877-521-3500
See which of these Apache County programs you may qualify for.
Find my benefitsHelping others? Print the Apache County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Apache County
Run by the county, its Area Agency on Aging, or another agency serving Apache County. Start here.
Elder Services in Apache County
Programs here typically provide services worth $1,500–$6,000 a year to an eligible household.
NACOG Area Agency on Aging — Older Americans Act Services (Apache County)
CountyThe NACOG Area Agency on Aging (Region III), run by the Northern Arizona Council of Governments, serves older adults in Apache County. Services include congregate and home-delivered meals, in-home and caregiver support, benefits and Medicare counseling, case management, and long-term care options counseling. Adults age 60 and over, and adults with disabilities, can call 1-877-521-3500 to ask what help is available. Residents of Navajo Nation, Hopi, and other tribal lands may also be served by the Navajo Area Agency on Aging (Region VII) and tribal senior programs.
Estimated service value: $1,500–$6,000 a year
Energy Assistance in Apache County
Programs here typically lower an eligible household's bills by $200–$1,500 a year.
NACOG Utility & Energy Assistance (LIHEAP) (Apache County)
CountyNACOG Community Services delivers low-income energy (LIHEAP) and utility assistance for Apache County, helping eligible households pay electric and gas bills and avoid shutoff. Apply online through the A-to-Z Arizona portal or by calling 928-774-1895. Tribal residents may also apply through their tribe or the state DES program. Dial 2-1-1 for local referrals.
Estimated bill savings: $200–$1,500 a year
Healthcare in Apache County
White Mountain Regional Financial Assistance — White Mountain Regional Medical Center (Apache County)
CountyWhite Mountain Regional Medical Center, a critical-access hospital in Springerville, offers a charity care and financial assistance program for patients who cannot afford emergency or medically necessary care. Eligibility is based on income and family size. Call 928-333-4368 to request a financial assistance application.
Estimated bill savings: about $0 a year
In this county: Charity care is income-based; the amount waived and the qualifying thresholds are set by the hospital's published policy. The hospital makes the final determination. Not legal or financial advice.
Transportation in Apache County
Programs here typically provide services worth $150–$900 a year to an eligible household.
NACOG Senior & Rural Transportation (Apache County)
CountyNACOG Area Agency on Aging coordinates senior and disability transportation across rural Apache County, including demand-response rides to medical appointments, shopping, and errands through local senior centers and partner providers. Adults age 60 and over and people with disabilities can call 1-877-521-3500, or search AzRideInfo, to find available rides.
Estimated service value: $150–$900 a year
In this county: Apache County is largely rural with very limited fixed-route transit; rides are demand-response, coordinated by the NACOG AAA and local senior centers, and may require advance reservation and have limited service days/areas. Navajo Nation and other tribal-land residents may also use Navajo Transit System routes. Not legal or financial advice.
Local agencies serving Apache County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Northern Arizona Council of Governments (NACOG) Area Agency on Aging, Region III
Runs: NACOG Area Agency on Aging, NACOG Senior & Rural Transportation
White Mountain Communities Special Health Care District
Northern Arizona Council of Governments (NACOG) Community Services
Arizona and federal programs
Open to eligible households in Apache County and across the rest of Arizona. Full details are on the Arizona benefits page.
Caregiver Support
- Arizona Family Caregiver Support ProgramStateabout $0/yrService valueOfficial source →
Emergency Aid
- Arizona Military Family Relief Fund (Emergency Financial Help)State$500–$20,000/yrLower billsOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrCashOfficial source →
Energy Assistance
- Arizona Low Income Home Energy Assistance Program (LIHEAP)State$200–$1,500/yrLower billsOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrService valueOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrService valueOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrService valueOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrCashOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrCashOfficial source →
Health Coverage
- AHCCCS Medicaid — SSI-MAO (Aged, Blind & Disabled)State$4,000–$30,000/yrService valueOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrLower billsOfficial source →
- Arizona State Health Insurance Assistance Program (SHIP) — Medicare CounselingStateabout $0/yrLower billsOfficial source →
Home Care
- Arizona Home & Community Based Services (Non-Medicaid In-Home Support for Seniors)Stateabout $0/yrService valueOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrLower billsOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrLower billsOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrCashOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrService valueOfficial source →
- Arizona Long Term Care System (ALTCS) — Long-Term & Home-Based CareState$10,000–$80,000/yrService valueOfficial source →
- Arizona State Veteran Homes (Long-Term Care)StateOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrPremium savingsOfficial source →
- Qualifying Individual (QI)Federalabout $2,435/yrPremium savingsOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrPremium savingsOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federalabout $2,435/yrPremium savingsOfficial source →
- Medicare Savings Program (Arizona) — QMB / SLMB / QI-1State$2,100–$8,000/yrPremium savingsOfficial source →
Nutrition
- Arizona Senior Farmers' Market Nutrition Program (SFMNP)Stateabout $50/yrService valueOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrService valueOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrService valueOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Arizona Veteran Benefits Counselors (Free VA Claims Help)StateOfficial source →
- Arizona Complimentary Hunting & Fishing License (100% Disabled Veterans)StateOfficial source →
- Arizona Veterans' Memorial Cemeteries (Burial Benefits)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federal$0–$1,125/yrLower billsOfficial source →
- Arizona Disabled Veteran Property Tax Exemption (Proposition 130)State$40–$2,000/yrLower billsOfficial source →
- Arizona Property Tax Refund (Credit) — Form 140PTCState$0–$502/yrLower billsOfficial source →
- Property Tax Exemption for Widows, Widowers & Persons with DisabilitiesState$100–$600/yrLower billsOfficial source →
- Senior Property Valuation Protection Option (Senior Freeze)State$100–$1,500/yrLower billsOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrLower billsOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrLower billsOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrCashOfficial source →
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.