Senior benefits in Anne Arundel County, Maryland
Seniors in Anne Arundel County, Maryland have access to a wide range of benefit programs that can help with everyday costs, health care, housing, food, and more. The Department of Aging and Disabilities serves as the local Area Agency on Aging and is a strong starting point for finding help. Locally, residents may also find support through the Community Action Agency of Anne Arundel County for energy assistance through OHEP, Senior and Accessible Transportation services through Anne Arundel's locally operated transit options, and Hospital Financial Assistance through Luminis Health Anne Arundel Medical Center. At the state level, programs like the Homeowners' Property Tax Credit, Renters' Tax Credit, Senior Prescription Drug Assistance Program, and Maryland's Medicare Savings Programs may reduce key expenses. Federal programs — including Extra Help and many others — add even more options. This page lists each program with its official source and the date it was last verified. Each agency makes the final decision on eligibility, so reaching out directly is always the best next step.
4
Local programs
12
Maryland programs
25
Federal programs
15
Categories
Last verified · October 3, 2026
Local starting point
Department of Aging and Disabilities
1-410-222-4464
See which of these Anne Arundel County programs you may qualify for.
Find my benefitsHelping others? Print the Anne Arundel County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Anne Arundel County
Run by the county, its Area Agency on Aging, or another agency serving Anne Arundel County. Start here.
Elder Services in Anne Arundel County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging (Department of Aging and Disabilities) — Anne Arundel
County · MarylandDepartment of Aging and Disabilities is the Area Agency on Aging and Maryland Access Point (MAP) partner serving Anne Arundel: benefits counseling (Medicare/SHIP, energy assistance, SNAP), senior center and nutrition programs, home-delivered meals, caregiver support, Senior Care case management, and long-term-care options counseling. Services are free for adults 60 and over. Call 410-222-4464 or MAP statewide at 1-844-627-5465.
Estimated service value: $200–$2,000 a year
Energy Assistance in Anne Arundel County
Programs here typically lower an eligible household's bills by $100–$1,500 a year.
Energy Assistance (OHEP) intake — Anne Arundel
County · MarylandCommunity Action Agency of Anne Arundel County takes Maryland Energy Assistance (MEAP) and Electric Universal Service Program applications for Anne Arundel residents — heating and electric bill help and arrearage assistance. Apply through myMDTHINK, by mail, or in person; call 410-626-1900 with questions.
Estimated bill savings: $100–$1,500 a year
Healthcare in Anne Arundel County
Hospital Financial Assistance (Luminis Health Anne Arundel Medical Center) — Anne Arundel
County · MarylandUninsured and underinsured residents of Anne Arundel can apply for financial assistance (charity care) at Luminis Health Anne Arundel Medical Center for emergency and medically necessary care. Luminis Health provides free care at or below 200% of the federal poverty level, a 75% reduction to 250%, and 60% to 300%, plus hardship assistance above that. Maryland law requires every hospital to offer financial assistance with state-set minimums.
Estimated bill savings: about $0 a year
Transportation in Anne Arundel County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Senior & Accessible Transportation (Anne Arundel County Office of Transportation services and Annapolis Transit) — Anne Arundel
County · MarylandAnne Arundel is served by Anne Arundel County Office of Transportation services and Annapolis Transit under MDOT MTA's Locally Operated Transit Systems program. Older adults and people with disabilities can use reduced fares, demand-response rides, or ADA paratransit for medical appointments, shopping, and errands — services and fares vary by system. The Area Agency on Aging (410-222-4464) helps arrange senior transportation.
Estimated service value: $150–$1,500 a year
Local agencies serving Anne Arundel County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Department of Aging and Disabilities
Runs: Area Agency on Aging (Department of Aging and Disabilities)
Community Action Agency of Anne Arundel County
Luminis Health Anne Arundel Medical Center
Runs: Hospital Financial Assistance (Luminis Health Anne Arundel Medical Center)
Anne Arundel locally operated transit (MDOT MTA LOTS program)
Maryland and federal programs
Open to eligible households in Anne Arundel County and across the rest of Maryland. Full details are on the Maryland benefits page.
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrCashOfficial source →
Energy Assistance
- Maryland Energy Assistance (OHEP / MEAP)State · Maryland$100–$1,500/yrLower billsOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrService valueOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrService valueOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrService valueOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrCashOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrCashOfficial source →
- Food Supplement Program (SNAP) for Older Adults — MarylandState · Maryland$300–$3,000/yrCashOfficial source →
Health Coverage
- Maryland Medicaid for Aged, Blind or Disabled AdultsState · Maryland$2,000–$15,000/yrService valueOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP) — MarylandState · Marylandabout $0/yrLower billsOfficial source →
- Senior Prescription Drug Assistance Program (SPDAP) — MarylandState · Maryland$300–$1,200/yrLower billsOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrLower billsOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrLower billsOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrCashOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrService valueOfficial source →
- Home & Community-Based Options Waiver + Community First Choice — MarylandState · Maryland$5,000–$50,000/yrService valueOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrPremium savingsOfficial source →
- Qualifying Individual (QI)Federalabout $2,435/yrPremium savingsOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrPremium savingsOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federalabout $2,435/yrPremium savingsOfficial source →
- Medicare Savings Programs (QMB / SLMB / QI) — MarylandState · Maryland$2,000–$8,000/yrPremium savingsOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrService valueOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrService valueOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Senior Call Check & Social Connections — MarylandState · Marylandabout $0/yrService valueOfficial source →
- Supporting Older Adults with Resources (SOAR) — MarylandState · Marylandabout $0/yrService valueOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federal$0–$1,125/yrLower billsOfficial source →
- Homeowners' Property Tax Credit — MarylandState · Maryland$200–$2,000/yrLower billsOfficial source →
- Renters' Tax Credit (60+) — MarylandState · Maryland$100–$1,000/yrLower billsOfficial source →
- Senior Income Tax Credit (65+) — MarylandState · Maryland$1,000–$1,750/yrLower billsOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrLower billsOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrLower billsOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrCashOfficial source →
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.