Senior benefits in Gloucester County, New Jersey
Gloucester County, New Jersey seniors and their families have access to a wide range of benefit programs — from federal assistance to state and local help. The Gloucester County Office of Government Affairs — Senior Services Department serves as the county's designated Area Agency on Aging and is a strong local starting point. Through this office, seniors can get help enrolling in programs like PAAD and Senior Gold for prescription costs, as well as Medicare counseling through NJ SHIP. For home energy costs, Tri-County Community Action Partnership administers LIHEAP and related assistance for Gloucester County residents. Seniors who need emergency help can connect through the Gloucester County Emergency Aid referral network. Transportation options include NJ Transit bus service and the Gloucester County Transportation Services Initiative paratransit program. Inspira Medical Center Mullica Hill and Jefferson Washington Township Hospital both participate in financial assistance programs for eligible patients. State programs like ANCHOR, Senior Freeze, and Lifeline Utility Assistance also apply here, along with dozens of federal programs. Each listing on this page includes its official source and last-verified date — the sponsoring agency makes all final eligibility decisions.
5
Local programs
19
New Jersey programs
25
Federal programs
15
Categories
Local starting point
Gloucester County Office of Government Affairs — Senior Services Department — designated Area Agency on Aging under the Older Americans Act Title III for Gloucester County; one of 21 NJ county AAAs.
856-384-6900
See which of these Gloucester County programs you may qualify for.
Find my benefitsHelping others? Print the Gloucester County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Gloucester County
Run by the county, its Area Agency on Aging, or another agency serving Gloucester County. Start here.
Emergency Aid
Programs here are typically worth $200–$3,000 a year to an eligible household.
Gloucester County Emergency Aid — Referral Coordination
CountyGloucester County emergency aid: (1) Gloucester County Board of Social Services for Cash Assistance (WorkFirst NJ TANF), General Assistance, Emergency Assistance, NJ FamilyCare Medicaid (856-582-9200); (2) Gloucester AAA for senior-specific case management (856-384-6900); (3) NJHCPAP + hospital FAP for healthcare safety-net; (4) Tri-County Community Action Partnership (TCCAP) is the LIHEAP/USF administering agency for Gloucester County (3-county service area: Gloucester + Salem + Cumberland) for LIHEAP/USF; (5) Catholic Charities of the Diocese of Camden (serving all of South Jersey); (6) Food Bank of South Jersey (Pennsauken); (7) NJ SHARES utility-bill assistance; (8) NJ 2-1-1 for general referrals.
$200–$3,000/yr
Gloucester County LIHEAP Administering Agency — Home Energy Assistance (Gloucester County)
CountyNJ LIHEAP for Gloucester County residents: Tri-County Community Action Partnership (TCCAP) is the LIHEAP/USF administering agency for Gloucester County (3-county service area: Gloucester + Salem + Cumberland). Income limit: 60% state median (~$50,005 family of 1, ~$65,000 family of 2). Apply via DCAid (dcaid.dca.nj.gov), by calling 1-800-510-3102, or at the local administering agency. USF (Universal Service Fund) layers on top for ongoing year-round utility relief.
$200–$1,500/yr
In this county: Gloucester: NJ LIHEAP delivery via Tri-County Community Action Partnership (TCCAP) is the LIHEAP/USF administering agency for Gloucester County (3-county service area: Gloucester + Salem + Cumberland).
Healthcare
Programs here are typically worth $500–$30,000 a year to an eligible household.
Inspira Medical Center Mullica Hill (Inspira flagship) + Jefferson Washington Township — Financial Assistance (Gloucester County)
CountyGloucester County hospital safety net is Gloucester = Inspira Mullica Hill (Inspira flagship, opened 2019 replacing Woodbury) + Jefferson Washington Township (cross-border PA). Inspira-dominant; one of NJ's newest hospitals.. ALL NJ acute-care hospitals participate in NJ Hospital Care Payment Assistance Program (NJHCPAP, formerly Charity Care) — 100% covered ≤200% FPL, sliding scale to 300% FPL. Each system also operates its own Financial Assistance Program above NJHCPAP. Apply at the hospital's financial counseling office or at https://www.inspirahealthnetwork.org/patients-visitors/billing-online-payments/payment-assistance. Phone: 856-575-4000.
$500–$30,000/yr
In this county: Gloucester: Gloucester = Inspira Mullica Hill (Inspira flagship, opened 2019 replacing Woodbury) + Jefferson Washington Township (cross-border PA). Inspira-dominant; one of NJ's newest hospitals.. NJHCPAP applies on top — 100% covered ≤200% FPL, sliding to 300% FPL.
Nutrition
Programs here are typically worth $1,500–$6,000 a year to an eligible household.
Gloucester County Office of Government Affairs — Senior Services Department — Title III + NJ SHIP + PAAD/Senior Gold Enrollment (Gloucester County)
CountyGloucester County AAA serves seniors age 60+ and caregivers. Services include: Title III Congregate Meals + Home-Delivered Meals (Meals on Wheels); NJ SHIP (Medicare benefits counseling); PAAD/Senior Gold/Lifeline enrollment via NJSave combined application; Jersey Assistance for Community Caregiving (JACC); Caregiver Support; Protective Services; LSTC Long-Term Care Options Counseling. Apply by calling AAA at 856-384-6900 or emailing seniorservices@co.gloucester.nj.us.
$1,500–$6,000/yr
Transportation
Programs here are typically worth $300–$2,500 a year to an eligible household.
NJ Transit (RiverLine Light Rail south branch) + Local Bus (Gloucester County)
CountyNJ Transit (RiverLine Light Rail south branch) + Local Bus serves Gloucester County. Gloucester County: NJ Transit RiverLine Light Rail southern stations (Pennsauken, Riverside, Beverly, etc. — RiverLine actually runs Camden to Trenton through Burlington). Gloucester has NJ Transit bus + GCTSI (Gloucester County Transportation Services Initiative — senior/disabled paratransit). Cross-border to PA via Commodore Barry Bridge (Bridgeport) + Walt Whitman Bridge (Camden side). NJ Transit Senior Reduced Fare half-fare for 62+.. NJ Transit Senior Reduced Fare ID required for half-fare — apply at NJ Transit customer service center or via mail-in form. Access Link statewide ADA paratransit within ¾ mile of NJ Transit bus routes.
$300–$2,500/yr
New Jersey and federal programs
Open to eligible households in Gloucester County and across the rest of New Jersey. Full details are on the New Jersey benefits page.
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Medicare Savings Programs (QMB/SLMB/QI) — New JerseyState$2,000–$5,000/yrOfficial source →
- NJ FamilyCare — Aged, Blind, Disabled MedicaidState$4,000–$30,000/yrOfficial source →
- NJ SHIP — State Health Insurance Assistance Program (Medicare Counseling)StateOfficial source →
- PAAD — Pharmaceutical Assistance to the Aged and DisabledState$500–$4,500/yrOfficial source →
- Senior Gold Prescription Discount ProgramState$300–$2,500/yrOfficial source →
Home Care
- Program of All-Inclusive Care for the Elderly (PACE)State$30,000–$80,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
Long Term Care
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- BG William C. Doyle Veterans Memorial Cemetery (No-Cost Burial)StateOfficial source →
- New Jersey Disabled Veteran Free Hunting & Fishing LicensesStateOfficial source →
- New Jersey Veterans Service Offices (Free VA Claims Help)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- New Jersey 100% Disabled Veteran Property Tax Exemption (Full Exemption)State$7,000–$12,000/yrOfficial source →
- ANCHOR — Affordable New Jersey Communities for Homeowners and RentersState$450–$1,750/yrOfficial source →
- Senior Freeze — Property Tax Reimbursement (PTR)State$200–$5,000/yrOfficial source →
- New Jersey $250 Veteran Property Tax DeductionState$250/yrOfficial source →
Transportation
- NJ Transit Senior Citizen Reduced FareState$300–$2,500/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
