Senior benefits in Salem County, New Jersey
Seniors in Salem County, New Jersey have access to a wide range of benefit programs that can help with health care costs, prescription drugs, home energy bills, property taxes, and more. The Salem County Office on Aging and Disabled Services is the local Area Agency on Aging and a strong starting point for help — it connects residents to programs like PAAD, Senior Gold, and NJ SHIP Medicare counseling. Tri-County Community Action Partnership (TCCAP) administers LIHEAP and home energy assistance for Salem County residents who need help with utility costs. For transportation, the Salem County Department on Aging operates senior paratransit services, which matters in this largely rural county where fixed-route transit is limited. State programs such as ANCHOR, Senior Freeze, Lifeline Utility Assistance, and Medicare Savings Programs are also available here. A number of federal programs apply as well. Each program listing on this page includes its official source and the date it was last verified. The administering agency always makes the final decision on eligibility.
5
Local programs
19
New Jersey programs
25
Federal programs
15
Categories
Local starting point
Salem County Office on Aging and Disabled Services — designated Area Agency on Aging under the Older Americans Act Title III for Salem County; one of 21 NJ county AAAs.
856-339-8622
See which of these Salem County programs you may qualify for.
Find my benefitsHelping others? Print the Salem County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Salem County
Run by the county, its Area Agency on Aging, or another agency serving Salem County. Start here.
Emergency Aid
Programs here are typically worth $200–$3,000 a year to an eligible household.
Salem County Emergency Aid — Referral Coordination
CountySalem County emergency aid: (1) Salem County Board of Social Services for Cash Assistance (WorkFirst NJ TANF), General Assistance, Emergency Assistance, NJ FamilyCare Medicaid (856-299-7200); (2) Salem AAA for senior-specific case management (856-339-8617); (3) NJHCPAP + hospital FAP for healthcare safety-net; (4) Tri-County Community Action Partnership (TCCAP) is the LIHEAP/USF administering agency for Salem County (3-county service area: Salem + Gloucester + Cumberland) for LIHEAP/USF; (5) Catholic Charities of the Diocese of Camden (serving all of South Jersey); (6) Food Bank of South Jersey (Pennsauken); (7) NJ SHARES utility-bill assistance; (8) NJ 2-1-1 for general referrals.
$200–$3,000/yr
Salem County LIHEAP Administering Agency — Home Energy Assistance (Salem County)
CountyNJ LIHEAP for Salem County residents: Tri-County Community Action Partnership (TCCAP) is the LIHEAP/USF administering agency for Salem County (3-county service area: Salem + Gloucester + Cumberland). Income limit: 60% state median (~$50,005 family of 1, ~$65,000 family of 2). Apply via DCAid (dcaid.dca.nj.gov), by calling 1-800-510-3102, or at the local administering agency. USF (Universal Service Fund) layers on top for ongoing year-round utility relief.
$200–$1,500/yr
In this county: Salem: NJ LIHEAP delivery via Tri-County Community Action Partnership (TCCAP) is the LIHEAP/USF administering agency for Salem County (3-county service area: Salem + Gloucester + Cumberland).
Healthcare
Programs here are typically worth $500–$30,000 a year to an eligible household.
Inspira Medical Center Salem + Salem County Safety-Net Referral — Financial Assistance (Salem County)
CountySalem County hospital safety net is Salem = Inspira Medical Center Salem (Inspira small rural critical access in Mannington). Referrals to Inspira Mullica Hill, Cooper Camden, or cross-border DE (ChristianaCare). NJ's smallest county.. ALL NJ acute-care hospitals participate in NJ Hospital Care Payment Assistance Program (NJHCPAP, formerly Charity Care) — 100% covered ≤200% FPL, sliding scale to 300% FPL. Each system also operates its own Financial Assistance Program above NJHCPAP. Apply at the hospital's financial counseling office or at https://www.inspirahealthnetwork.org/patients-visitors/billing-online-payments/payment-assistance. Phone: 856-935-1000.
$500–$30,000/yr
In this county: Salem: Salem = Inspira Medical Center Salem (Inspira small rural critical access in Mannington). Referrals to Inspira Mullica Hill, Cooper Camden, or cross-border DE (ChristianaCare). NJ's smallest county.. NJHCPAP applies on top — 100% covered ≤200% FPL, sliding to 300% FPL.
Nutrition
Programs here are typically worth $1,500–$6,000 a year to an eligible household.
Salem County Office on Aging and Disabled Services — Title III + NJ SHIP + PAAD/Senior Gold Enrollment (Salem County)
CountySalem County AAA serves seniors age 60+ and caregivers. Services include: Title III Congregate Meals + Home-Delivered Meals (Meals on Wheels); NJ SHIP (Medicare benefits counseling); PAAD/Senior Gold/Lifeline enrollment via NJSave combined application; Jersey Assistance for Community Caregiving (JACC); Caregiver Support; Protective Services; LSTC Long-Term Care Options Counseling. Apply by calling AAA at 856-339-8622 or emailing aging@salemcountynj.gov.
$1,500–$6,000/yr
Transportation
Programs here are typically worth $300–$2,500 a year to an eligible household.
NJ Transit Bus (limited) + Salem County Department on Aging Transportation (Salem County)
CountyNJ Transit Bus (limited) + Salem County Department on Aging Transportation serves Salem County. Salem County (~64K — NJ's smallest county by population) has very limited fixed-route transit. NJ Transit bus 401/410 (Pennsville, Bridgeton, Camden connections). Salem County Department on Aging operates senior/disabled paratransit + Salem Transit (rural transit). Cross-border to DE (Delaware Memorial Bridge to Wilmington DE). NJ Transit Senior Reduced Fare half-fare on what's available for 62+. Rural — most residents drive.. NJ Transit Senior Reduced Fare ID required for half-fare — apply at NJ Transit customer service center or via mail-in form. Access Link statewide ADA paratransit within ¾ mile of NJ Transit bus routes.
$300–$2,500/yr
New Jersey and federal programs
Open to eligible households in Salem County and across the rest of New Jersey. Full details are on the New Jersey benefits page.
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Medicare Savings Programs (QMB/SLMB/QI) — New JerseyState$2,000–$5,000/yrOfficial source →
- NJ FamilyCare — Aged, Blind, Disabled MedicaidState$4,000–$30,000/yrOfficial source →
- NJ SHIP — State Health Insurance Assistance Program (Medicare Counseling)StateOfficial source →
- PAAD — Pharmaceutical Assistance to the Aged and DisabledState$500–$4,500/yrOfficial source →
- Senior Gold Prescription Discount ProgramState$300–$2,500/yrOfficial source →
Home Care
- Program of All-Inclusive Care for the Elderly (PACE)State$30,000–$80,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
Long Term Care
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- BG William C. Doyle Veterans Memorial Cemetery (No-Cost Burial)StateOfficial source →
- New Jersey Disabled Veteran Free Hunting & Fishing LicensesStateOfficial source →
- New Jersey Veterans Service Offices (Free VA Claims Help)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- New Jersey 100% Disabled Veteran Property Tax Exemption (Full Exemption)State$7,000–$12,000/yrOfficial source →
- ANCHOR — Affordable New Jersey Communities for Homeowners and RentersState$450–$1,750/yrOfficial source →
- Senior Freeze — Property Tax Reimbursement (PTR)State$200–$5,000/yrOfficial source →
- New Jersey $250 Veteran Property Tax DeductionState$250/yrOfficial source →
Transportation
- NJ Transit Senior Citizen Reduced FareState$300–$2,500/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
