Senior benefits in Apache County, Arizona
Seniors aged 65 and older in Apache County, Arizona, may qualify for a wide range of benefit programs — from local services to statewide and federal help. The NACOG Area Agency on Aging serves as a key local starting point, connecting residents to Older Americans Act Services, senior and rural transportation, and utility assistance through NACOG Utility & Energy Assistance (LIHEAP). Residents near the White Mountain area may also find help through White Mountain Regional Financial Assistance. Arizona state programs cover many needs, including long-term care through the Arizona Long Term Care System (ALTCS), Medicare counseling through the Arizona State Health Insurance Assistance Program (SHIP), property tax relief options like the Senior Property Valuation Protection Option, and caregiver support through the Arizona Family Caregiver Support Program. Veterans may have access to additional state and federal benefits. Dozens of federal programs apply here as well. Each listing on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.
4
Local programs
17
Arizona programs
25
Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
Northern Arizona Council of Governments (NACOG) Area Agency on Aging, Region III
1-877-521-3500
See which of these Apache County programs you may qualify for.
Discover my benefitsHelping others? Print the Apache County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Apache County
Run by the county, its Area Agency on Aging, or another agency serving Apache County. Start here.
Elder Services in Apache County
Programs here typically provide services worth $1,500–$6,000 a year to an eligible household.
NACOG Area Agency on Aging — Older Americans Act Services (Apache County)
County · ArizonaThe NACOG Area Agency on Aging (Region III), run by the Northern Arizona Council of Governments, serves older adults in Apache County. Services include congregate and home-delivered meals, in-home and caregiver support, benefits and Medicare counseling, case management, and long-term care options counseling. Adults age 60 and over, and adults with disabilities, can call 1-877-521-3500 to ask what help is available. Residents of Navajo Nation, Hopi, and other tribal lands may also be served by the Navajo Area Agency on Aging (Region VII) and tribal senior programs.
Estimated service value: $1,500–$6,000 a year
Energy Assistance in Apache County
Programs here typically lower an eligible household's bills by $200–$1,500 a year.
NACOG Utility & Energy Assistance (LIHEAP) (Apache County)
County · ArizonaNACOG Community Services delivers low-income energy (LIHEAP) and utility assistance for Apache County, helping eligible households pay electric and gas bills and avoid shutoff. Apply online through the A-to-Z Arizona portal or by calling 928-774-1895. Tribal residents may also apply through their tribe or the state DES program. Dial 2-1-1 for local referrals.
Estimated bill savings: $200–$1,500 a year
Healthcare in Apache County
White Mountain Regional Financial Assistance — White Mountain Regional Medical Center (Apache County)
County · ArizonaWhite Mountain Regional Medical Center, a critical-access hospital in Springerville, offers a charity care and financial assistance program for patients who cannot afford emergency or medically necessary care. Eligibility is based on income and family size. Call 928-333-4368 to request a financial assistance application.
Estimated bill savings: about $0 a year
In this county: Charity care is income-based; the amount waived and the qualifying thresholds are set by the hospital's published policy. The hospital makes the final determination. Not legal or financial advice.
Transportation in Apache County
Programs here typically provide services worth $150–$900 a year to an eligible household.
NACOG Senior & Rural Transportation (Apache County)
County · ArizonaNACOG Area Agency on Aging coordinates senior and disability transportation across rural Apache County, including demand-response rides to medical appointments, shopping, and errands through local senior centers and partner providers. Adults age 60 and over and people with disabilities can call 1-877-521-3500, or search AzRideInfo, to find available rides.
Estimated service value: $150–$900 a year
In this county: Apache County is largely rural with very limited fixed-route transit; rides are demand-response, coordinated by the NACOG AAA and local senior centers, and may require advance reservation and have limited service days/areas. Navajo Nation and other tribal-land residents may also use Navajo Transit System routes. Not legal or financial advice.
Local agencies serving Apache County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Northern Arizona Council of Governments (NACOG) Area Agency on Aging, Region III
Runs: NACOG Area Agency on Aging, NACOG Senior & Rural Transportation
White Mountain Communities Special Health Care District
Northern Arizona Council of Governments (NACOG) Community Services
Arizona and federal programs
Open to eligible households in Apache County and across the rest of Arizona. Full details are on the Arizona benefits page.
Money & income3 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Program (Arizona) — QMB / SLMB / QI-1
- AHCCCS Medicaid — SSI-MAO (Aged, Blind & Disabled)
- Arizona State Health Insurance Assistance Program (SHIP) — Medicare Counseling
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes10 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Arizona Low Income Home Energy Assistance Program (LIHEAP)
- Arizona Disabled Veteran Property Tax Exemption (Proposition 130)
- Arizona Property Tax Refund (Credit) — Form 140PTC
- Property Tax Exemption for Widows, Widowers & Persons with Disabilities
- Senior Property Valuation Protection Option (Senior Freeze)
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care6 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Arizona Home & Community Based Services (Non-Medicaid In-Home Support for Seniors)
- Arizona Long Term Care System (ALTCS) — Long-Term & Home-Based Care
- Arizona State Veteran Homes (Long-Term Care)
- Arizona Family Caregiver Support Program
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal6 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
