Senior benefits in Charles County, Maryland
Seniors aged 65 and older in Charles County, Maryland have access to a wide range of benefit programs that can help with health care, housing costs, food, energy bills, and more. The local starting point for help is Aging and Human Services, Charles County's Area Agency on Aging, which can connect residents to services and support. Locally, seniors may also benefit from Hospital Financial Assistance through UM Charles Regional Medical Center, energy bill help through the OHEP intake program administered by the Southern Maryland Tri-County Community Action Committee, and rides through the Senior & Accessible Transportation program known as VanGO. At the state level, programs like the Homeowners' Property Tax Credit, Renters' Tax Credit, Senior Income Tax Credit, Senior Prescription Drug Assistance Program (SPDAP), and Maryland's Medicare Savings Programs may reduce costs for eligible residents. Federal programs — including food, prescription, and veterans' benefits — add even more options. This page lists each program with its official source and the date it was last verified. The administering agency always makes the final eligibility decision.
5
Local programs
12
Maryland programs
25
Federal programs
16
Categories
Last verified · October 12, 2026
Local starting point
Aging and Human Services
1-301-934-9305
See which of these Charles County programs you may qualify for.
Discover my benefitsHelping others? Print the Charles County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Charles County
Run by the county, its Area Agency on Aging, or another agency serving Charles County. Start here.
Elder Services in Charles County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging (Aging and Human Services) — Charles
County · MarylandAging and Human Services is the Area Agency on Aging and Maryland Access Point (MAP) partner serving Charles: benefits counseling (Medicare/SHIP, energy assistance, SNAP), senior center and nutrition programs, home-delivered meals, caregiver support, Senior Care case management, and long-term-care options counseling. Services are free for adults 60 and over. Call 301-934-9305 or MAP statewide at 1-844-627-5465.
Estimated service value: $200–$2,000 a year
Energy Assistance in Charles County
Programs here typically lower an eligible household's bills by $100–$1,500 a year.
Energy Assistance (OHEP) intake — Charles
County · MarylandSouthern Maryland Tri-County Community Action Committee (Hughesville) takes Maryland Energy Assistance (MEAP) and Electric Universal Service Program applications for Charles residents — heating and electric bill help and arrearage assistance. Apply through myMDTHINK, by mail, or in person; call the office with questions.
Estimated bill savings: $100–$1,500 a year
Healthcare in Charles County
Hospital Financial Assistance (UM Charles Regional Medical Center) — Charles
County · MarylandUninsured and underinsured residents of Charles can apply for financial assistance (charity care) at UM Charles Regional Medical Center for emergency and medically necessary care. The University of Maryland Medical System offers free or lower-cost care under its system-wide financial assistance policy; apply through MyChart, by mail, or by phone. Maryland law requires every hospital to offer financial assistance with state-set minimums.
Estimated bill savings: about $0 a year
Housing Assistance in Charles County
Rural Housing Initiative and Indoor Plumbing Program — Charles
County · MarylandThe Charles County Housing Authority helps low-income homeowners get indoor plumbing or safe drinking water for the home they live in. To qualify, you must own the home, live in it as your main home, and have a household income at or below the program limit ($74,800 a year for one person, $85,450 for two). Start by filling out the Plumbing Program Pre-Qualification Form on the county's page. The Housing Authority will then contact you. Call the Housing Authority at 301-934-9305 with questions.
In this county: This program is only for homes in Charles County that lack indoor plumbing or safe drinking water, which this check cannot see. The income limit grows with household size; this check uses the one-person limit. The Housing Authority reviews your application and decides. Not legal or financial advice.
Transportation in Charles County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Senior & Accessible Transportation (VanGO) — Charles
County · MarylandCharles is served by VanGO fixed-route and demand-response service under MDOT MTA's Locally Operated Transit Systems program. Older adults and people with disabilities can use reduced fares, demand-response rides, or ADA paratransit for medical appointments, shopping, and errands — services and fares vary by system. The Area Agency on Aging (301-934-9305) helps arrange senior transportation.
Estimated service value: $150–$1,500 a year
Local agencies serving Charles County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Aging and Human Services
Southern Maryland Tri-County Community Action Committee, Inc.
UM Charles Regional Medical Center
Runs: Hospital Financial Assistance (UM Charles Regional Medical Center)
Charles County Housing Authority (Department of Community Services)
Charles locally operated transit (MDOT MTA LOTS program)
Maryland and federal programs
Open to eligible households in Charles County and across the rest of Maryland. Full details are on the Maryland benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs (QMB / SLMB / QI) — Maryland
- Maryland Medicaid for Aged, Blind or Disabled Adults
- State Health Insurance Assistance Program (SHIP) — Maryland
- Senior Prescription Drug Assistance Program (SPDAP) — Maryland
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes9 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Maryland Energy Assistance (OHEP / MEAP)
- Homeowners' Property Tax Credit — Maryland
- Renters' Tax Credit (60+) — Maryland
- Senior Income Tax Credit (65+) — Maryland
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care3 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
Help, advice & legal5 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
