Senior benefits in Worcester County, Maryland
Not in Maryland? Worcester County, Massachusetts
Seniors living in Worcester County, Maryland have access to a wide range of benefit programs that can help with health care, housing costs, food, energy bills, and more. MAC, Inc., the Area Agency on Aging for the Lower Shore, is a strong local starting point for finding help and connecting with services. TidalHealth Atlantic General offers a Hospital Financial Assistance program for those who need help with medical bills. Shore Up! Inc. handles local intake for energy assistance through OHEP, and Shore Transit along with Ocean City Transportation services provide senior and accessible transportation options across the county. At the state level, programs such as the Homeowners' Property Tax Credit, the Renters' Tax Credit, the Senior Income Tax Credit, SHIP, SPDAP, and Maryland Medicaid may also be available. Federal programs add even more options for eligible residents. Each listing on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final decision on eligibility.
4
Local programs
12
Maryland programs
25
Federal programs
15
Categories
Last verified · October 12, 2026
Local starting point
MAC, Inc. (Area Agency on Aging for the Lower Shore)
1-410-742-0505
See which of these Worcester County programs you may qualify for.
Discover my benefitsHelping others? Print the Worcester County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Worcester County
Run by the county, its Area Agency on Aging, or another agency serving Worcester County. Start here.
Elder Services in Worcester County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging (MAC, Inc.) — Worcester
County · MarylandMAC, Inc. is the Area Agency on Aging and Maryland Access Point (MAP) partner serving Worcester: benefits counseling (Medicare/SHIP, energy assistance, SNAP), senior center and nutrition programs, home-delivered meals, caregiver support, Senior Care case management, and long-term-care options counseling. Services are free for adults 60 and over. Call 410-742-0505 or MAP statewide at 1-844-627-5465.
Estimated service value: $200–$2,000 a year
Energy Assistance in Worcester County
Programs here typically lower an eligible household's bills by $100–$1,500 a year.
Energy Assistance (OHEP) intake — Worcester
County · MarylandShore Up! Inc., the lower-shore community action agency, takes Maryland Energy Assistance (MEAP) and Electric Universal Service Program applications for Worcester residents — heating and electric bill help and arrearage assistance. Apply through myMDTHINK, by mail, or in person; call 410-749-1142 with questions.
Estimated bill savings: $100–$1,500 a year
Healthcare in Worcester County
Hospital Financial Assistance (TidalHealth Atlantic General) — Worcester
County · MarylandUninsured and underinsured residents of Worcester can apply for financial assistance (charity care) at TidalHealth Atlantic General (formerly Atlantic General Hospital) for emergency and medically necessary care. TidalHealth renders emergency and medically necessary care at reduced or zero cost for patients unable to pay; apply verbally by phone. Maryland law requires every hospital to offer financial assistance with state-set minimums.
Estimated bill savings: about $0 a year
Transportation in Worcester County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Senior & Accessible Transportation (Shore Transit and Ocean City Transportation services) — Worcester
County · MarylandWorcester is served by Shore Transit and Ocean City Transportation services under MDOT MTA's Locally Operated Transit Systems program. Older adults and people with disabilities can use reduced fares, demand-response rides, or ADA paratransit for medical appointments, shopping, and errands — services and fares vary by system. The Area Agency on Aging (410-742-0505) helps arrange senior transportation.
Estimated service value: $150–$1,500 a year
Local agencies serving Worcester County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
TidalHealth Atlantic General (formerly Atlantic General Hospital, Berlin)
Runs: Hospital Financial Assistance (TidalHealth Atlantic General)
Worcester locally operated transit (MDOT MTA LOTS program)
Runs: Senior & Accessible Transportation (Shore Transit and Ocean City Transportation services)
MAC, Inc. (Area Agency on Aging for the Lower Shore)
Shore Up! Inc. (community action agency
Maryland and federal programs
Open to eligible households in Worcester County and across the rest of Maryland. Full details are on the Maryland benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs (QMB / SLMB / QI) — Maryland
- Maryland Medicaid for Aged, Blind or Disabled Adults
- State Health Insurance Assistance Program (SHIP) — Maryland
- Senior Prescription Drug Assistance Program (SPDAP) — Maryland
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes9 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Maryland Energy Assistance (OHEP / MEAP)
- Homeowners' Property Tax Credit — Maryland
- Renters' Tax Credit (60+) — Maryland
- Senior Income Tax Credit (65+) — Maryland
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care3 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
Help, advice & legal5 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
