Senior benefits in Gloucester County, New Jersey

Gloucester County emergency aid: (1) Gloucester County Board of Social Services for Cash Assistance (WorkFirst NJ TANF), General Assistance, Emergency Assistance, NJ FamilyCare Medicaid (856-582-9200); (2) Gloucester AAA for senior-specific case management (856-384-6900); (3) NJHCPAP + hospital FAP for healthcare safety-net; (4) Tri-County Community Action Partnership (TCCAP) is the LIHEAP/USF administering agency for Gloucester County (3-county service area: Gloucester + Salem + Cumberland) for LIHEAP/USF; (5) Catholic Charities of the Diocese of Camden (serving all of South Jersey); (6) Food Bank of South Jersey (Pennsauken); (7) NJ SHARES utility-bill assistance; (8) NJ 2-1-1 for general referrals.

Estimated bill savings: $200–$3,000 a year

NJ LIHEAP for Gloucester County residents: Gateway CAP (Tri-County Community Action Partnership, 545 West Broad Street, Paulsboro, 856-423-0040, by appointment) and Lightup Your World Inc. (LUYW, Mount Laurel, 856-817-2460) take LIHEAP/USF applications for Gloucester County. Income limit: 60% state median ($51,273 for 1 person, $67,049 for 2). Apply via DCAid (dcaid.dca.nj.gov), by calling 1-800-510-3102, or at the local administering agency. USF (Universal Service Fund) layers on top for ongoing year-round utility relief.

Estimated bill savings: $200–$1,500 a year

Gloucester County hospital safety net is Gloucester = Inspira Mullica Hill (Inspira flagship, opened 2019 replacing Woodbury) + Jefferson Washington Township (cross-border PA). Inspira-dominant; one of NJ's newest hospitals. ALL NJ acute-care hospitals participate in NJ Hospital Care Payment Assistance Program (NJHCPAP, formerly Charity Care) — 100% covered ≤200% FPL, sliding scale to 300% FPL. Each system also operates its own Financial Assistance Program above NJHCPAP. Apply at the hospital's financial counseling office or at https://www.inspirahealthnetwork.org/patients-visitors/billing-online-payments/payment-assistance. Phone: 856-575-4000.

Estimated bill savings: $500–$30,000 a year

In this county: Gloucester: Gloucester = Inspira Mullica Hill (Inspira flagship, opened 2019 replacing Woodbury) + Jefferson Washington Township (cross-border PA). Inspira-dominant; one of NJ's newest hospitals. NJHCPAP applies on top — 100% covered ≤200% FPL, sliding to 300% FPL.

Gloucester County AAA serves seniors age 60+ and caregivers. Services include: Title III Congregate Meals + Home-Delivered Meals (Meals on Wheels); NJ SHIP (Medicare benefits counseling); PAAD/Senior Gold/Lifeline enrollment via NJSave combined application; Jersey Assistance for Community Caregiving (JACC); Caregiver Support; Protective Services; LSTC Long-Term Care Options Counseling. Apply by calling AAA at 856-384-6900 or emailing seniorservices@co.gloucester.nj.us.

Estimated service value: $1,500–$6,000 a year

NJ Transit (RiverLine Light Rail south branch) + Local Bus serves Gloucester County. Gloucester County: NJ Transit RiverLine Light Rail southern stations (Pennsauken, Riverside, Beverly, etc. — RiverLine actually runs Camden to Trenton through Burlington). Gloucester has NJ Transit bus + GCTSI (Gloucester County Transportation Services Initiative — senior/disabled paratransit). Cross-border to PA via Commodore Barry Bridge (Bridgeport) + Walt Whitman Bridge (Camden side). NJ Transit Senior Reduced Fare half-fare for 62+. NJ Transit Senior Reduced Fare ID required for half-fare — apply at NJ Transit customer service center or via mail-in form. Access Link statewide ADA paratransit within ¾ mile of NJ Transit bus routes.

Estimated service value: $300–$2,500 a year