Senior benefits in Warren County, New Jersey
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Seniors in Warren County, New Jersey have access to a wide range of benefit programs that can help with health care, prescription costs, housing, energy bills, and transportation. The Warren County Office on Aging serves as the county's designated Area Agency on Aging and is a strong local starting point — it connects residents to Title III services, NJ SHIP Medicare counseling, and PAAD and Senior Gold enrollment help. For energy and utility costs, NORWESCAP administers LIHEAP and related home energy assistance for Warren County. Getting around is supported through NJ Transit bus routes serving the Phillipsburg area and Warren County Paratransit for eligible seniors. Hospital financial assistance is available through both St. Luke's Warren Campus and Hackettstown Medical Center. State programs such as ANCHOR, Senior Freeze, Lifeline, and Medicare Savings Programs also apply here, alongside dozens of federal programs. Each listing on this page includes its official source and the date it was last verified. The program agency always makes the final eligibility decision.
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Local programs
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New Jersey programs
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Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
Warren County Office on Aging — designated Area Agency on Aging under the Older Americans Act Title III for Warren County; one of 21 NJ county AAAs.
908-475-6591
See which of these Warren County programs you may qualify for.
Discover my benefitsHelping others? Print the Warren County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Warren County
Run by the county, its Area Agency on Aging, or another agency serving Warren County. Start here.
Emergency Aid in Warren County
Programs here typically lower an eligible household's bills by $200–$3,000 a year.
Warren County Emergency Aid — Referral Coordination
County · New JerseyWarren County emergency aid: (1) Warren County Board of Social Services for Cash Assistance (WorkFirst NJ TANF), General Assistance, Emergency Assistance, NJ FamilyCare Medicaid (908-475-6301); (2) Warren AAA for senior-specific case management (908-475-6591); (3) NJHCPAP + hospital FAP for healthcare safety-net; (4) NORWESCAP (Northwest New Jersey Community Action Partnership) is the LIHEAP/USF administering agency for Warren County (4-county service area: Warren + Sussex + Morris + Hunterdon) for LIHEAP/USF; (5) Catholic Charities of the Archdiocese serving Warren; (6) Community FoodBank of New Jersey or regional food bank; (7) NJ SHARES utility-bill assistance; (8) NJ 2-1-1 for general referrals.
Estimated bill savings: $200–$3,000 a year
Warren County LIHEAP Administering Agency — Home Energy Assistance (Warren County)
County · New JerseyNJ LIHEAP for Warren County residents: NORWESCAP, Inc. (pick-up and drop box at 350 Marshall Street, Phillipsburg; 908-454-4778) and Family Promise of Sussex County (19 Church Street, Newton, 973-579-1180) take LIHEAP/USF applications for Warren County. Income limit: 60% state median ($51,273 for 1 person, $67,049 for 2). Apply via DCAid (dcaid.dca.nj.gov), by calling 1-800-510-3102, or at the local administering agency. USF (Universal Service Fund) layers on top for ongoing year-round utility relief.
Estimated bill savings: $200–$1,500 a year
Healthcare in Warren County
Programs here typically lower an eligible household's bills by $500–$30,000 a year.
St. Luke's Warren Campus (St. Luke's, PA cross-border) + Hackettstown Medical Center (Hackensack Meridian) — Financial Assistance (Warren County)
County · New JerseyWarren County hospital safety net is Warren = St. Luke's Warren (Phillipsburg, cross-border PA-NJ St. Luke's network) + Hackettstown Medical Center (Hackensack Meridian). Cross-border PA-NJ. Distinct from St. Joseph's Paterson (Passaic). ALL NJ acute-care hospitals participate in the NJ Hospital Care Payment Assistance Program (NJHCPAP, formerly Charity Care) — 100% covered ≤200% FPL, sliding scale to 300% FPL — this applies in every NJ county. Each system also operates its own Financial Assistance Program above NJHCPAP for those between 300-400% FPL. Apply at the hospital's financial counseling office or at https://www.slhn.org/billing/policies-and-procedures/financial-assistance-policies. Phone: 908-859-6700.
Estimated bill savings: $500–$30,000 a year
In this county: Warren: Warren = St. Luke's Warren (Phillipsburg, cross-border PA-NJ St. Luke's network) + Hackettstown Medical Center (Hackensack Meridian). Cross-border PA-NJ. Distinct from St. Joseph's Paterson (Passaic). NJHCPAP (state-mandated Charity Care) applies on top — 100% covered ≤200% FPL, sliding to 300% FPL.
Nutrition in Warren County
Programs here typically provide services worth $1,500–$6,000 a year to an eligible household.
Warren County Office on Aging — Title III + NJ SHIP + PAAD/Senior Gold Enrollment (Warren County)
County · New JerseyWarren County AAA serves seniors age 60+ and caregivers. Services include: Title III Congregate Meals + Home-Delivered Meals (Meals on Wheels); NJ SHIP (Medicare benefits counseling); PAAD/Senior Gold/Lifeline enrollment via NJSave combined application; Jersey Assistance for Community Caregiving (JACC); Caregiver Support; Protective Services; LSTC Long-Term Care Options Counseling. Apply by calling AAA at 908-475-6591 or emailing aging@co.warren.nj.us.
Estimated service value: $1,500–$6,000 a year
Transportation in Warren County
Programs here typically provide services worth $300–$2,500 a year to an eligible household.
NJ Transit Bus (Phillipsburg routes) + Warren County Paratransit (Warren County)
County · New JerseyNJ Transit Bus (Phillipsburg routes) + Warren County Paratransit serves Warren County. Warren County (~110K, rural NW NJ) has NJ Transit bus 890 (Phillipsburg-Easton PA cross-border), 891/892/Newton Express. Warren County Paratransit (Warren TRANS) for seniors 60+ and disabled. NJ Transit Senior Reduced Fare half-fare for 62+. Cross-border to PA Lehigh Valley via Phillipsburg-Easton. NJ Transit Senior Reduced Fare ID required for half-fare — apply at NJ Transit customer service center or via mail-in form. Access Link statewide ADA paratransit within ¾ mile of NJ Transit bus routes.
Estimated service value: $300–$2,500 a year
Local agencies serving Warren County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Warren County Board of Social Services + AAA + community-based organizations
NORWESCAP, Inc. and Family Promise of Sussex County are the NJ DCA-listed LIHEAP/USF application agencies for Warren County.
Warren County hospital safety net: St
NJ Transit serves Warren County
Runs: NJ Transit Bus (Phillipsburg routes) + Warren County Paratransit
New Jersey and federal programs
Open to eligible households in Warren County and across the rest of New Jersey. Full details are on the New Jersey benefits page.
Money & income5 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs10 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs (QMB/SLMB/QI) — New Jersey
- NJ FamilyCare — Aged, Blind, Disabled Medicaid
- NJ SHIP — State Health Insurance Assistance Program (Medicare Counseling)
- PAAD — Pharmaceutical Assistance to the Aged and Disabled
- Senior Gold Prescription Discount Program
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
- New Jersey Senior Farmers' Market Nutrition Program (SFMNP) — $40 Produce Benefit
- Commodity Supplemental Food Program (CSFP) Senior Food Box
- Congregate Meals at Senior Centers
- Home-Delivered Meals (Meals on Wheels)
- Senior Farmers' Market Nutrition Program (SFMNP)
- SNAP (Supplemental Nutrition Assistance Program) for Seniors
Home, bills & taxes10 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Winter Termination Program — Utility Shutoff Protection (New Jersey)
- New Jersey 100% Disabled Veteran Property Tax Exemption (Full Exemption)
- ANCHOR — Affordable New Jersey Communities for Homeowners and Renters
- Senior Freeze — Property Tax Reimbursement (PTR)
- New Jersey $250 Veteran Property Tax Deduction
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care8 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Program of All-Inclusive Care for the Elderly (PACE)
- JACC — Jersey Assistance for Community Caregiving
- New Jersey Personal Assistance Services Program (PASP)
- New Jersey Managed Long Term Services and Supports (MLTSS)
- New Jersey Veterans Memorial Homes (Long-Term Care)
- Statewide Respite Care Program (SRCP)
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal7 programs
Free counseling, legal help, rides, and other senior services.
- BG William C. Doyle Veterans Memorial Cemetery (No-Cost Burial)
- New Jersey Disabled Veteran Free Hunting & Fishing Licenses
- New Jersey Veterans Service Offices (Free VA Claims Help)
- NJ Transit Senior Citizen Reduced Fare
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
