Senior benefits in Baltimore City, Maryland
Seniors living in Baltimore City County, Maryland have access to a wide range of benefit programs that can help with health care, housing costs, food, energy bills, and more. The Division of Aging and Care Services serves as the local Area Agency on Aging and is a strong starting point for finding help in this area. Locally, residents may also qualify for programs such as Hospital Financial Assistance through The Johns Hopkins Hospital, energy bill help through the Energy Assistance (OHEP) intake program administered by the Baltimore City Community Action Partnership, and rides through the Baltimore City CARE curb-to-curb taxi service. At the state level, programs like the Homeowners' Property Tax Credit, Renters' Tax Credit, Senior Prescription Drug Assistance Program, and Maryland Medicaid for Aged, Blind or Disabled Adults may provide meaningful support. Federal programs — including Medicare Savings Programs and many others — also apply here. Each listing on this page includes its official source and the date it was last verified. The administering agency always makes the final eligibility decision.
4
Local programs
12
Maryland programs
25
Federal programs
15
Categories
Last verified · October 3, 2026
Local starting point
Division of Aging and Care Services
1-410-396-4932
See which of these Baltimore City programs you may qualify for.
Find my benefitsHelping others? Print the Baltimore City benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Baltimore City
Run by the county, its Area Agency on Aging, or another agency serving Baltimore City. Start here.
Elder Services in Baltimore City
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging (Division of Aging and Care Services) — Baltimore City
County · MarylandDivision of Aging and Care Services is the Area Agency on Aging and Maryland Access Point (MAP) partner serving Baltimore City: benefits counseling (Medicare/SHIP, energy assistance, SNAP), senior center and nutrition programs, home-delivered meals, caregiver support, Senior Care case management, and long-term-care options counseling. Services are free for adults 60 and over. Call 410-396-4932 or MAP statewide at 1-844-627-5465.
Estimated service value: $200–$2,000 a year
Energy Assistance in Baltimore City
Programs here typically lower an eligible household's bills by $100–$1,500 a year.
Energy Assistance (OHEP) intake — Baltimore City
County · MarylandBaltimore City Community Action Partnership takes Maryland Energy Assistance (MEAP) and Electric Universal Service Program applications for Baltimore City residents — heating and electric bill help and arrearage assistance. Apply through myMDTHINK, by mail, or in person; call 410-396-6406 with questions.
Estimated bill savings: $100–$1,500 a year
Healthcare in Baltimore City
Hospital Financial Assistance (The Johns Hopkins Hospital) — Baltimore City
County · MarylandUninsured and underinsured residents of Baltimore City can apply for financial assistance (charity care) at The Johns Hopkins Hospital for emergency and medically necessary care. Johns Hopkins provides free or discounted care based on household income compared with the federal poverty guidelines. Maryland law requires every hospital to offer financial assistance with state-set minimums.
Estimated bill savings: about $0 a year
Transportation in Baltimore City
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Senior & Accessible Transportation (Baltimore City CARE curb-to-curb taxi service) — Baltimore City
County · MarylandBaltimore City is served by Baltimore City CARE curb-to-curb taxi service (60+) and the Charm City Circulator under MDOT MTA's Locally Operated Transit Systems program. Older adults and people with disabilities can use reduced fares, demand-response rides, or ADA paratransit for medical appointments, shopping, and errands — services and fares vary by system. The Area Agency on Aging (410-396-4932) helps arrange senior transportation.
Estimated service value: $150–$1,500 a year
Local agencies serving Baltimore City
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Division of Aging and Care Services
Runs: Area Agency on Aging (Division of Aging and Care Services)
Baltimore City Community Action Partnership
The Johns Hopkins Hospital
Runs: Hospital Financial Assistance (The Johns Hopkins Hospital)
Baltimore City locally operated transit (MDOT MTA LOTS program)
Runs: Senior & Accessible Transportation (Baltimore City CARE curb-to-curb taxi service)
Maryland and federal programs
Open to eligible households in Baltimore City and across the rest of Maryland. Full details are on the Maryland benefits page.
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrCashOfficial source →
Energy Assistance
- Maryland Energy Assistance (OHEP / MEAP)State · Maryland$100–$1,500/yrLower billsOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrService valueOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrService valueOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrService valueOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrCashOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrCashOfficial source →
- Food Supplement Program (SNAP) for Older Adults — MarylandState · Maryland$300–$3,000/yrCashOfficial source →
Health Coverage
- Maryland Medicaid for Aged, Blind or Disabled AdultsState · Maryland$2,000–$15,000/yrService valueOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP) — MarylandState · Marylandabout $0/yrLower billsOfficial source →
- Senior Prescription Drug Assistance Program (SPDAP) — MarylandState · Maryland$300–$1,200/yrLower billsOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrLower billsOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrLower billsOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrCashOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrService valueOfficial source →
- Home & Community-Based Options Waiver + Community First Choice — MarylandState · Maryland$5,000–$50,000/yrService valueOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrPremium savingsOfficial source →
- Qualifying Individual (QI)Federalabout $2,435/yrPremium savingsOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrPremium savingsOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federalabout $2,435/yrPremium savingsOfficial source →
- Medicare Savings Programs (QMB / SLMB / QI) — MarylandState · Maryland$2,000–$8,000/yrPremium savingsOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrService valueOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrService valueOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Senior Call Check & Social Connections — MarylandState · Marylandabout $0/yrService valueOfficial source →
- Supporting Older Adults with Resources (SOAR) — MarylandState · Marylandabout $0/yrService valueOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federal$0–$1,125/yrLower billsOfficial source →
- Homeowners' Property Tax Credit — MarylandState · Maryland$200–$2,000/yrLower billsOfficial source →
- Renters' Tax Credit (60+) — MarylandState · Maryland$100–$1,000/yrLower billsOfficial source →
- Senior Income Tax Credit (65+) — MarylandState · Maryland$1,000–$1,750/yrLower billsOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrLower billsOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrLower billsOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrCashOfficial source →
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.