Senior benefits in Montgomery County, Alabama
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Seniors living in Montgomery County, Alabama have access to a wide range of benefit programs that can help with everyday needs. The Central Alabama Aging Consortium (CAAC) is a strong local starting point — it connects older adults to services across the area. Montgomery Transit (The M) and Montgomery Area Paratransit (MAP) offer transportation options for those who need help getting around. If you have high energy bills, the Montgomery Community Action Committee runs a local LIHEAP energy assistance program. Seniors who need hospital care may find financial help through Baptist Health at Baptist Medical Center South and East. State programs here include Alabama Medicaid, Medicare Savings Programs, SenioRx for prescription costs, free Medicare counseling through Alabama SHIP, and a homestead property tax exemption for homeowners 65 and older. Federal programs also apply, covering areas like food, prescription drug costs, and veterans' benefits. Each listing on this page shows its official source and the date it was last verified — the program's agency always makes the final eligibility decision.
4
Local programs
12
Alabama programs
25
Federal programs
16
Categories
Last verified · October 12, 2026
Local starting point
Central Alabama Aging Consortium (CAAC)
1-334-240-4670
See which of these Montgomery County programs you may qualify for.
Discover my benefitsHelping others? Print the Montgomery County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Montgomery County
Run by the county, its Area Agency on Aging, or another agency serving Montgomery County. Start here.
Elder Services in Montgomery County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging services (Central Alabama Aging Consortium) — Montgomery
County · AlabamaThe Central Alabama Aging Consortium (CAAC) is the Area Agency on Aging for Autauga, Elmore, and Montgomery counties, including Montgomery County. Its Aging and Disability Resource Center (ADRC) screens callers for public and community benefits and helps with applications. CAAC also offers senior centers with lunch, home-delivered lunches for homebound people 60 and older, Alabama Cares caregiver support, legal help for people 60 and older, SenioRx prescription help, SHIP Medicare counseling, the long-term care ombudsman, Elderly and Disabled Waiver in-home care, and a home modification program (grab bars, shower and toilet chairs, wheelchair ramps, door widening and other safety items; call 334-240-4680). Call the ADRC at 334-240-4670.
Estimated service value: $200–$2,000 a year
Energy Assistance in Montgomery County
Programs here typically lower an eligible household's bills by $280–$1,100 a year.
LIHEAP energy assistance (Montgomery Community Action Committee) — Montgomery
County · AlabamaThe Low-Income Home Energy Assistance Program (LIHEAP) helps pay home heating and cooling bills. In Montgomery County, LIHEAP applications are taken by the Montgomery Community Action Committee. Household income must not be more than 150% of the federal poverty level, and the program targets older adults, people with disabilities, and young children. Call 334-230-5259 to ask how to apply or to check on an application. ADECA, the state office, does not take applications. Help depends on available funds.
Estimated bill savings: $280–$1,100 a year
Healthcare in Montgomery County
Hospital Financial Assistance (Baptist Health — Baptist Medical Center South and East) — Montgomery
County · AlabamaBaptist Health's Hospital Charity/Financial Assistance Program covers uninsured patients at its South, East, and Prattville hospitals. Alabama residents with family income at or below 400% of the federal poverty guidelines may qualify, based on a sliding scale. All self-pay, uninsured patients get discounts and can use interest-free payment plans of up to two years. Call Customer Service at 334-747-4570, or the Medicaid Financial Counselors at 334-747-2926 for help applying for Medicaid or Marketplace coverage.
Estimated bill savings: about $0 a year
Transportation in Montgomery County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Paratransit & City Bus (Montgomery Transit — The M) — Montgomery
County · AlabamaMontgomery Transit (The M) runs city buses, and all buses have lifts. Montgomery Area Paratransit (MAP) serves people age 6 and older who cannot ride the city bus because of a physical or cognitive disability. MAP runs the same hours as the buses, within 3/4 mile of bus routes. To qualify, mail a Registration Form and a Medical Information Form signed by a doctor or social worker; approval takes up to 21 days. Call 334-625-4691 for more information. Riders 65 and older can get reduced bus fares with a free photo ID.
Estimated service value: $150–$1,500 a year
Local agencies serving Montgomery County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Central Alabama Aging Consortium (CAAC)
Runs: Area Agency on Aging services (Central Alabama Aging Consortium)
Montgomery Community Action Committee & CDC, Inc.
Runs: LIHEAP energy assistance (Montgomery Community Action Committee)
Montgomery Transit (The M)
Baptist Health (Montgomery)
Alabama and federal programs
Open to eligible households in Montgomery County and across the rest of Alabama. Full details are on the Alabama benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs (QMB, SLMB, QI-1)
- Alabama Medicaid for people 65+, blind, or disabled (SSI and SSI-related)
- SenioRx — free or low-cost prescription drugs
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food7 programs
SNAP (food stamps), meals, and farmers market coupons.
- SNAP food assistance (Alabama Food Assistance Program)
- Senior Farmers Market Nutrition Program (Alabama)
- Commodity Supplemental Food Program (CSFP) Senior Food Box
- Congregate Meals at Senior Centers
- Home-Delivered Meals (Meals on Wheels)
- Senior Farmers' Market Nutrition Program (SFMNP)
- SNAP (Supplemental Nutrition Assistance Program) for Seniors
Home, bills & taxes8 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- LIHEAP energy assistance (Alabama)
- Homestead exemption for homeowners 65+, disabled, or blind (property tax)
- Alabama income tax: retirement income exclusion for age 65+ (and exempt Social Security and pensions)
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care3 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
Help, advice & legal6 programs
Free counseling, legal help, rides, and other senior services.
- Free legal help for adults 60+ (Legal Assistance Program)
- Alabama SHIP — free Medicare and insurance counseling
- Alabama Community Transition (ACT) Waiver — help moving out of a nursing home
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
