Senior benefits in Camden County, New Jersey

Camden County emergency aid: (1) Camden County Board of Social Services for Cash Assistance (WorkFirst NJ TANF), General Assistance, Emergency Assistance, NJ FamilyCare Medicaid (856-225-8800); (2) Camden AAA for senior-specific case management (856-858-3220); (3) NJHCPAP + hospital FAP for healthcare safety-net; (4) Camden Resource Action Council (CRAC) + Catholic Charities of the Diocese of Camden are the LIHEAP/USF administering agencies for Camden County for LIHEAP/USF; (5) Catholic Charities of the Diocese of Camden (serving all of South Jersey); (6) Food Bank of South Jersey (Pennsauken); (7) NJ SHARES utility-bill assistance; (8) NJ 2-1-1 for general referrals.

Estimated bill savings: $200–$3,000 a year

NJ LIHEAP for Camden County residents: Camden County Council O.E.O., Inc. (5287 Route 79, Pennsauken, 856-910-1180; drop-off at 538 Broadway, Camden) and Lightup Your World Inc. (LUYW, Mount Laurel, 856-817-2460) take LIHEAP/USF applications for Camden County. Income limit: 60% state median ($51,273 for 1 person, $67,049 for 2). Apply via DCAid (dcaid.dca.nj.gov), by calling 1-800-510-3102, or at the local administering agency. USF (Universal Service Fund) layers on top for ongoing year-round utility relief.

Estimated bill savings: $200–$1,500 a year

In this county: Camden: NJ LIHEAP delivery via Camden County Council O.E.O., Inc. and Lightup Your World Inc. (LUYW), the DCA-listed LIHEAP/USF agencies for Camden County.

Camden County hospital safety net is Camden = Cooper University Hospital (Level I trauma flagship + MD Anderson partner) + Virtua Our Lady of Lourdes (Virtua Catholic since 2019) + Jefferson Cherry Hill (cross-border PA). NJ's most Philly-adjacent hospital market. ALL NJ acute-care hospitals participate in NJ Hospital Care Payment Assistance Program (NJHCPAP, formerly Charity Care) — 100% covered ≤200% FPL, sliding scale to 300% FPL. Each system also operates its own Financial Assistance Program above NJHCPAP. Apply at the hospital's financial counseling office or at https://www.cooperhealth.org/patients-and-visitors/financial-and-insurance-information/financial-assistance-and-charity-care. Cooper Financial Counselors: 856-342-3140.

Estimated bill savings: $500–$30,000 a year

In this county: Camden: Camden = Cooper University Hospital (Level I trauma flagship + MD Anderson partner) + Virtua Our Lady of Lourdes (Virtua Catholic since 2019) + Jefferson Cherry Hill (cross-border PA). NJ's most Philly-adjacent hospital market. NJHCPAP applies on top — 100% covered ≤200% FPL, sliding to 300% FPL.

Camden County AAA serves seniors age 60+ and caregivers. Services include: Title III Congregate Meals + Home-Delivered Meals (Meals on Wheels); NJ SHIP (Medicare benefits counseling); PAAD/Senior Gold/Lifeline enrollment via NJSave combined application; Jersey Assistance for Community Caregiving (JACC); Caregiver Support; Protective Services; LSTC Long-Term Care Options Counseling. Apply by calling AAA at 856-858-3220 or emailing seniors@camdencounty.com.

Estimated service value: $1,500–$6,000 a year

NJ Transit (Atlantic City Line, RiverLine Light Rail) + PATCO Speedline + Local Bus serves Camden County. Camden County: NJ Transit Atlantic City Line (Lindenwold, Cherry Hill, Camden) + RiverLine Light Rail (Camden-Trenton). PATCO Speedline (Port Authority Transit Corporation, cross-Delaware to Philadelphia — Camden + Collingswood + Haddonfield + Lindenwold). PATCO Reduced Fare for age 65+ ($1.40/ride vs. $3.20). Camden = NJ-PA transit cross-border hub. NJ Transit Senior Reduced Fare half-fare for 62+. Cooper River Line connection at Camden. NJ Transit Senior Reduced Fare ID required for half-fare — apply at NJ Transit customer service center or via mail-in form. Access Link statewide ADA paratransit within ¾ mile of NJ Transit bus routes.

Estimated service value: $300–$2,500 a year