Senior benefits in Montgomery County, Maryland
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Seniors aged 65 and older in Montgomery County, Maryland have access to a wide range of benefit programs that can help with health care, housing costs, food, energy bills, and more. Aging and Disability Services, Montgomery County's local Area Agency on Aging, is a strong starting point for connecting with the right resources. Locally, residents may also qualify for reduced fares and subsidized taxi service through Senior & Accessible Transportation (Ride On and Call-n-Ride), energy bill help through the county's Energy Assistance (OHEP) intake program, and financial assistance for medical bills through Adventist HealthCare Shady Grove Medical Center's Hospital Financial Assistance program. At the state level, programs like the Senior Prescription Drug Assistance Program (SPDAP), Medicare Savings Programs, and the Renters' Tax Credit may reduce everyday costs. Federal programs — including Extra Help and many others — add another layer of support. Every listing on this page includes its official source and the date it was last verified, and each agency makes the final eligibility decision.
4
Local programs
12
Maryland programs
25
Federal programs
15
Categories
Last verified · October 12, 2026
Local starting point
Aging and Disability Services
1-240-777-3000
See which of these Montgomery County programs you may qualify for.
Discover my benefitsHelping others? Print the Montgomery County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Montgomery County
Run by the county, its Area Agency on Aging, or another agency serving Montgomery County. Start here.
Elder Services in Montgomery County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging (Aging and Disability Services) — Montgomery
County · MarylandAging and Disability Services is the Area Agency on Aging and Maryland Access Point (MAP) partner serving Montgomery: benefits counseling (Medicare/SHIP, energy assistance, SNAP), senior center and nutrition programs, home-delivered meals, caregiver support, Senior Care case management, and long-term-care options counseling. Services are free for adults 60 and over. Call 240-777-3000 or MAP statewide at 1-844-627-5465.
Estimated service value: $200–$2,000 a year
Energy Assistance in Montgomery County
Programs here typically lower an eligible household's bills by $100–$1,500 a year.
Energy Assistance (OHEP) intake — Montgomery
County · MarylandMontgomery County Department of Health and Human Services takes Maryland Energy Assistance (MEAP) and Electric Universal Service Program applications for Montgomery residents — heating and electric bill help and arrearage assistance. Apply through myMDTHINK, by mail, or in person; call 240-777-4450 with questions.
Estimated bill savings: $100–$1,500 a year
Healthcare in Montgomery County
Hospital Financial Assistance (Adventist HealthCare Shady Grove Medical Center) — Montgomery
County · MarylandUninsured and underinsured residents of Montgomery can apply for financial assistance (charity care) at Adventist HealthCare Shady Grove Medical Center for emergency and medically necessary care. Adventist HealthCare provides free care at or below 200% of the federal poverty level and sliding-scale discounts above that (per its assistance page). Maryland law requires every hospital to offer financial assistance with state-set minimums.
Estimated bill savings: about $0 a year
Transportation in Montgomery County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Senior & Accessible Transportation (Ride On buses with reduced senior fares plus Call-n-Ride subsidized taxi service) — Montgomery
County · MarylandMontgomery is served by Ride On buses with reduced senior fares plus Call-n-Ride subsidized taxi service under MDOT MTA's Locally Operated Transit Systems program. Older adults and people with disabilities can use reduced fares, demand-response rides, or ADA paratransit for medical appointments, shopping, and errands — services and fares vary by system. The Area Agency on Aging (240-777-3000) helps arrange senior transportation.
Estimated service value: $150–$1,500 a year
Local agencies serving Montgomery County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Aging and Disability Services
Montgomery County Department of Health and Human Services
Adventist HealthCare Shady Grove Medical Center
Runs: Hospital Financial Assistance (Adventist HealthCare Shady Grove Medical Center)
Montgomery locally operated transit (MDOT MTA LOTS program)
Maryland and federal programs
Open to eligible households in Montgomery County and across the rest of Maryland. Full details are on the Maryland benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs (QMB / SLMB / QI) — Maryland
- Maryland Medicaid for Aged, Blind or Disabled Adults
- State Health Insurance Assistance Program (SHIP) — Maryland
- Senior Prescription Drug Assistance Program (SPDAP) — Maryland
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes9 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Maryland Energy Assistance (OHEP / MEAP)
- Homeowners' Property Tax Credit — Maryland
- Renters' Tax Credit (60+) — Maryland
- Senior Income Tax Credit (65+) — Maryland
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care3 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
Help, advice & legal5 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Compare Montgomery County side by side
Not legal or financial advice. The agency makes the final eligibility decision.